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BANK OF AMERICA /DE/ (BAC) SEC Filings, Jan 26, 2026

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $276,000 of Capped Buffered Enhanced Return Notes linked to the iShares Silver Trust (SLV), maturing on December 27, 2030. Each note has a $1,000 denomination and offers 150% upside participation in SLV gains, capped at a maximum payment of $3,050 per $1,000 principal (a 205% return).

If SLV falls up to 30% from the starting value of $87.13, investors receive principal back at maturity; below that buffer, losses match further declines, with up to 70% of principal at risk. The notes pay no periodic interest, are not exchange-listed, and carry the credit risk of BofA Finance and Bank of America. The initial estimated value is $922.40 per $1,000 note, below the public offering price.

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BofA Finance LLC is offering 980,300 Accelerated Return Notes linked to the Bloomberg Commodity Index at a $10 principal amount per unit, fully and unconditionally guaranteed by Bank of America Corporation.

The notes have an approximate 14‑month term, provide 3‑to‑1 upside exposure to index gains but cap the maximum payment at $12.175 per unit, a 21.75% return. If the index is flat, investors receive only their $10 principal, and if it falls, repayment is reduced one‑for‑one, down to a total loss. The notes pay no periodic interest and all payments occur at maturity.

The initial estimated value is $9.40 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, a $0.175 per‑unit underwriting discount and a $0.05 per‑unit hedging‑related charge. Proceeds to BofA Finance are $9.825 per unit before expenses, and investors face the credit risk of both BofA Finance and BAC, along with limited expected secondary market liquidity.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $610,000 of Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index, maturing on January 25, 2029. The notes pay a contingent coupon of 8.60% per year (0.7167% monthly) only if on each monthly Observation Date the S&P 500® is at or above 85% of the Starting Value of 6,913.35. Beginning January 27, 2027, BofA Finance may redeem the notes quarterly at par plus any due coupon, which would stop future payments.

If the notes are not called and the index has fallen more than 25% at maturity (below 75% of the Starting Value), principal is reduced 1-for-1 with the index decline, up to a total loss; otherwise investors receive full principal back, plus a final coupon if the index is at or above the 85% barrier. The notes are unsecured, not listed on an exchange, and subject to the credit risk of BofA Finance and BAC. The initial estimated value is $985.70 per $1,000 note, below the public offering price.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering market-linked notes due May 2, 2029 tied to the lowest performer of the EURO STOXX 50, Russell 2000 and Nasdaq-100 indices. Each note has a $1,000 denomination, a public offering price of $1,000 and an initial estimated value between $924.25 and $974.25.

The notes pay a quarterly contingent coupon at a rate to be set on the pricing date, but at least 10.75% per year, only if on every eligible trading day in the period the lowest-performing index stays at or above 70% of its starting level. BofA may redeem the notes quarterly starting about three months after issuance at par plus any due coupon.

At maturity, if not called, investors receive $1,000 per note only if the lowest-performing index is at or above 60% of its starting value. If it is below that 60% threshold, repayment is reduced in line with the index loss, so more than 40% and up to all principal can be lost. Holders do not benefit from any index gains and receive no dividends, and all payments depend on the credit of BofA Finance and Bank of America.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,022,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 and Russell 2000 indexes. The notes have an approximate 21‑month term, pay a contingent coupon of 11.30% per year (0.9417% monthly) only when all three indexes are at or above 75% of their starting levels on the relevant observation date, and are callable monthly by the issuer starting July 27, 2026 at par plus any due coupon. If held to maturity and any index has fallen more than 25% from its starting level, principal is reduced 1:1 with the loss in the worst‑performing index, up to a total loss of invested principal. The initial estimated value is $986 per $1,000, below the public offering price, and all payments depend on the credit of BofA Finance and BAC.

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Bank of America’s affiliate BofA Finance LLC is offering $1,145,000 of Contingent Income Issuer Callable Yield Notes due January 26, 2029, linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes pay a contingent coupon of 9.20% per year (0.7667% monthly) only if on each monthly observation date all three indices are at or above 70% of their starting levels. Beginning July 28, 2026, BofA Finance may redeem the notes monthly at $1,000 per note plus any due coupon, ending further payments.

If the notes are not called and the worst-performing index is below 60% of its starting level at maturity, investors are exposed to 1:1 downside and can lose up to all principal; otherwise they receive $1,000 plus any final coupon. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, will not be listed on an exchange, and were sold at $1,000 per note with initial estimated value of $987.60 and proceeds to the issuer of $1,136,985 before expenses.

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Bank of America’s BofA Finance is offering auto-callable market-linked notes tied to the worst performer of the Nasdaq-100 Index and Russell 2000 Index, guaranteed by Bank of America Corporation. The notes have a term of about five years, no interest payments, and are sold in $1,000 denominations.

Starting February 2027, the notes can be called quarterly if both indices are at or above their respective call values, paying preset call amounts that begin at $1,103 and rise on later call dates. If the notes are never called and, at maturity, the least performing index is at or above its starting level, investors receive $1,515 per $1,000.

If at maturity the least performing index is below its starting level but at or above 70% of that level, principal is returned. If it falls more than 30% below its starting level, repayment is reduced one-for-one with the decline in that index, up to a total loss of principal. The notes are unsecured, subject to BofA Finance and BAC credit risk, not listed on an exchange, and priced with an initial estimated value between $910 and $960 per $1,000.

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BofA Finance LLC is offering $500,000 of Contingent Income Issuer Callable Yield Notes due July 28, 2027, fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 18‑month term and pay a contingent coupon of 11.70% per annum (0.975% monthly) if on each monthly observation date the Nasdaq‑100 Technology Sector Index, Russell 2000 Index and S&P 500 Index are all at or above 70% of their starting levels.

Beginning April 28, 2026, BofA Finance may redeem the notes monthly at par plus any due contingent coupon. If the notes are not called and the worst‑performing index ends below 70% of its starting level, investors are exposed to 1:1 downside and can lose up to their entire principal. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value of $988.60 per $1,000 principal, below the public offering price.

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BofA Finance LLC, fully and unconditionally guaranteed by Bank of America Corporation, is offering Fixed to Floating Rate Issuer Callable Daily Range Accrual Notes linked to the 10-Year Constant Maturity Treasury (CMT) rate, maturing on February 9, 2046. The notes are issued in minimum denominations of $1,000 at a public offering price of $1,000 per note, with an underwriting discount of $40 and initial proceeds of $960 per note before expenses.

From issuance to February 9, 2028, the notes pay a fixed interest rate of 10.05% per annum, with quarterly payments. Thereafter, interest becomes floating and is calculated as 10.05% multiplied by the fraction of U.S. Government Securities Business Days in each quarter when the CMT rate is between 0.00% and 5.00%, inclusive. During this Floating Rate Period, the interest rate per period is capped at 10.05% and floored at 0.00%, so investors may receive little or no interest if the CMT rate remains outside the accrual range.

The issuer may redeem all of the notes at par plus accrued interest on any quarterly interest payment date from February 9, 2028 through November 9, 2045, limiting potential income if called. At maturity, if not redeemed earlier, investors receive the principal amount plus any accrued but unpaid interest. The notes are unsecured, unsubordinated obligations of BofA Finance, fully guaranteed on the same senior level by Bank of America Corporation, and are not bank deposits or FDIC insured. The document highlights extensive risk factors, including interest rate behavior, issuer call risk, market liquidity, valuation considerations, CMT benchmark transition provisions, and U.S. federal income tax treatment under contingent payment debt instrument rules.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering autocallable contingent coupon (with memory) barrier notes linked to the worst-performing of Palantir (PLTR), Broadcom (AVGO) and NVIDIA (NVDA). Each note has a $10 principal amount per unit and a term of about two years if not called.

Investors may receive quarterly contingent coupons between $0.550 and $0.575 per unit, equivalent to about 22–23% per year, but only if the worst-performing stock on each observation date is at or above 50% of its starting value. Missed coupons can be partially recovered later through the “memory” feature when conditions are met.

The notes are automatically called if the worst-performing stock is at or above 100% of its starting value on specified call dates, returning principal plus the applicable coupon. If not called, and at maturity the worst-performing stock is at or above 50% of its starting value, investors receive principal plus the final coupon. If it finishes below that level, investors have 1‑for‑1 downside exposure and can lose up to all principal. The initial estimated value is expected to be $9.325–$9.825 per unit, below the $10 public offering price, reflecting dealer discounts, internal funding and hedging costs.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on January 26, 2026.