Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of America's SEC filings reveal the financial mechanics of one of the largest U.S. banks, with disclosures spanning four distinct business segments, complex regulatory capital calculations, and billions in loan portfolios. Finding specific information in a 300-page 10-K requires understanding where different business metrics are disclosed. Our platform's AI-powered summaries cut through the complexity, highlighting segment performance, credit quality trends, and regulatory capital positions without manual document analysis.
The bank's 10-K annual reports detail revenue breakdowns across Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets—showing which divisions drive profitability and how net interest margin compares to fee-based income. Loan portfolio disclosures reveal exposure to commercial real estate, consumer credit cards, residential mortgages, and corporate lending, with detailed credit quality metrics including nonperforming assets, charge-offs, and allowance for credit losses. Regulatory capital tables show Common Equity Tier 1 ratios, risk-weighted assets, and stress test results that determine the bank's capacity for lending and shareholder returns.
Quarterly 10-Q filings track how deposit levels, loan growth, trading revenue, and investment banking fees fluctuate with economic conditions and interest rate movements. Form 8-K reports announce material events including dividend declarations, executive changes, and significant transactions. DEF 14A proxy statements disclose executive compensation structures tied to financial performance metrics, board composition, and corporate governance practices. Form 4 insider transaction filings reveal when directors and officers buy or sell shares, providing transparency into management's confidence in the bank's prospects.
For institutional investors analyzing a systemically important financial institution, Bank of America's filings contain critical data on interest rate sensitivity, derivative exposures, funding mix between deposits and wholesale borrowings, and geographic revenue distribution. Our AI assistance identifies these key metrics instantly, saving hours of manual extraction from dense regulatory documents. Access real-time filing updates as Bank of America submits reports to the SEC, with explanations that make complex banking disclosures understandable.
BofA Finance, guaranteed by BAC, is offering Contingent Income (with Memory) Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000, and S&P 500. The total public offering price is $6,136,000.00, with an underwriting discount of $19,555.44 and proceeds to BofA Finance of $6,116,444.56.
The Notes are issued at $1,000 denominations, approximately 18 months in term (issue Oct 21, 2025; maturity Apr 21, 2027), and are issuer callable on monthly call dates. The initial estimated value is $988.10 per $1,000, reflecting BAC’s internal funding rate and hedging costs.
Holders receive a contingent monthly coupon with a memory feature of $8.209 per $1,000 when each index closes at or above its Coupon Barrier (70% of starting value: NDX 17,260.07; RTY 1,726.911; SPX 4,640.35). If not called and the least performing index ends ≥70% of its start, investors receive principal plus any final coupon; if it ends <70%, repayment is reduced and can be zero. Payments are subject to the credit risk of BofA Finance and BAC.
Bank of America (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes totaling $3,762,000, with per‑note proceeds to the issuer of $993.50 before expenses. The notes pay a $7.875 monthly coupon per $1,000 (0.7875% per month; 9.45% per annum) only if the Nasdaq‑100, Russell 2000, and S&P 500 are each at or above their Coupon Barriers (70% of start) on the observation date.
The issuer may redeem early on scheduled monthly call dates at $1,000 plus the coupon if conditions are met. At maturity (about 21 months), principal is returned if the least performing index is at or above its Threshold Value (60% of start); if it is below 60%, repayment is reduced in line with the decline, and investors could lose up to 100% of principal. An initial estimated value of $979.80 per $1,000 is lower than the public offering price due to internal funding and hedging costs.
Payments depend on the credit of BofA Finance (issuer) and are fully and unconditionally guaranteed by BAC. Underlyings are price‑return only (no dividends).
BofA Finance (guaranteed by BAC) is offering Auto-Callable Notes linked to the least performing of Alphabet Class A (GOOGL), Meta Class A (META) and Tesla (TSLA). The Notes have a term of approximately 5 years, unless automatically called.
Pricing: Public offering price $1,000.00 per Note; underwriting discount $2.50; proceeds to BofA Finance $997.50 per Note (total proceeds before expenses $1,231,912.50). The initial estimated value is $991.70 per $1,000.00. Payments are subject to the credit risk of BofA Finance and BAC.
Key mechanics: Beginning October 23, 2026, the Notes are automatically called if each underlying’s Observation Value is at or above its Call Value (100% of Starting Value), paying the scheduled Call Amount (from $1,415.00 up to $2,971.25 per $1,000.00). If not called, at maturity: if the least performing is at or above its Redemption Barrier (100%), the Redemption Amount is $3,075.00 per $1,000.00; if below the barrier but at or above the Threshold Value (60%), return of principal; if below the threshold, principal is reduced and loss may be up to 100%.
Starting/thresholds: GOOGL $251.46 (threshold $150.88), META $712.07 (threshold $427.24), TSLA $428.75 (threshold $257.25).
Bank of America (BAC) priced a $1,000,000 primary offering of Buffered Auto-Callable Enhanced Return Notes linked to the S&P 500 Index. The notes are issued by BofA Finance and fully guaranteed by BAC. Investors pay $1,000 per note; underwriting discount is $2.50 per note, with proceeds before expenses of $997.50 per note ($997,500 total). The initial estimated value is $979.90 per $1,000.
The notes run for approximately 3 years unless automatically called. If the SPX is at or above the Call Value on the Call Observation Date, holders receive the Call Amount; for example, on October 16, 2026 the Call Amount is $1,080 per $1,000. If held to maturity (October 19, 2028), upside gains participate at 110% when the Ending Value is at or above the Redemption Barrier (100% of the Starting Value).
A 20% downside buffer applies: no loss if the Ending Value is at or above the Threshold Value (80% of the Starting Value), but below that, principal is exposed to losses, up to 80%. Key anchors include: Starting Value 6,629.07; Call Value and Redemption Barrier 6,629.07; Threshold Value 5,303.26. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by BAC, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of RBLX, SOFI and TSLA. The public offering price is $1,000.00 per note (total $2,451,000.00); underwriting discount is $10.00 per note, with proceeds to the issuer of $990.00 per note (total $2,438,244.99). The initial estimated value is $917.70 per $1,000.00.
The notes pay a $22.084 monthly contingent coupon per $1,000.00 (2.2084% per month; 26.50% per annum) if each stock is at or above its coupon barrier (60% of starting). They are auto-callable beginning October 16, 2026 if each stock is at or above its starting value; early redemption pays $1,000 plus the coupon. If held to maturity on October 19, 2028 and the least performing ends below its 50% threshold, repayment falls with the stock and can be zero. Payments depend on the credit risk of BofA Finance and BAC and may differ from the initial estimated value due to internal funding and hedging costs.
BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least-performing of GOOG, AMZN, AAPL and MSFT. The total public offering price is $922,000.00, with a per‑note price of $1,000.00, an underwriting discount of $7.00 and issuer proceeds of $993.00 per note ($915,546.00 total) before expenses. The initial estimated value is $981.70 per $1,000.
The notes have a term of approximately 3 years (pricing Oct 16, 2025; maturity Oct 19, 2028) and may be called on scheduled monthly dates at $1,000 plus any applicable coupon. A contingent coupon of $14.542 per $1,000 (1.4542% monthly; 17.45% per annum) is paid for any month in which each stock’s observation value is at or above its coupon barrier (70% of its starting value). Threshold values are set at 50% of starting values.
If the notes are not called, at maturity holders receive $1,000 if the least-performing stock is at or above its threshold; otherwise repayment is reduced in line with that stock’s decline and can be zero. Payments depend on the credit risk of BofA Finance and BAC. Key starting values include GOOG $251.88, AMZN $214.47, AAPL $247.45, and MSFT $511.61.
Bank of America (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT), Russell 2000 (RTY) and S&P 500 (SPX), with a total public offering price of $322,000 and denominations of $1,000 per note. The initial estimated value is $972.70 per $1,000, below the offering price; underwriting discount is $7 per note, with proceeds to BofA Finance of $993 per note (total $319,746) before expenses.
The notes run approximately 2 years (pricing date October 16, 2025; maturity October 21, 2027) and pay a contingent coupon of $9.167 per $1,000 monthly (0.9167% per month; 11.00% per annum) if each index is at or above its 70% coupon barrier. The issuer may redeem monthly at $1,000 plus any applicable coupon. If the least performing index finishes below its 70% threshold at maturity, principal repayment will be reduced—down to zero in a severe decline. All payments are subject to the credit risk of BofA Finance (issuer) and BAC (guarantor).
Bank of America (BAC) filed a 424B2 for BofA Finance’s Contingent Income Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT) and the S&P 500 Index (SPX).
The filing covers $1,766,000 aggregate principal amount at a $1,000 per-note price, less a $15 underwriting discount per note, for $1,739,510 in proceeds to BofA Finance before expenses. The notes pay a $7.584 monthly contingent coupon per $1,000 (0.7584% per month; 9.10% per annum) if both indices are at or above their 80.00% Coupon Barriers. They are subject to automatic call starting on April 16, 2026 if both indices are at or above their 100% Call Values, returning $1,000 plus the applicable coupon.
If not called, the notes mature on November 19, 2026. Principal is fully protected only if the least performing index finishes at or above its 80.00% Threshold Value; otherwise repayment is reduced in line with the decline and could be 0. The initial estimated value is $964.20 per $1,000, below the public offering price. All payments depend on the credit risk of BofA Finance (issuer) and BAC (guarantor).
BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the NDXT, RTY, and SPX, with a total public offering price of $504,000. The underwriting discount is $1,260, resulting in proceeds before expenses to BofA Finance of $502,740.
The notes run for approximately two years, unless called. They pay a monthly contingent coupon of $9.25 per $1,000 (0.925% per month, 11.10% per annum) if each index closes at or above its 70% barrier on the observation date. BofA Finance may redeem the notes on specified monthly call dates at $1,000 plus any coupon if the barrier condition is met. If the least performing index ends below its 70% threshold at maturity, repayment falls below 70% of principal and may be zero.
The initial estimated value is $974.40 per $1,000, lower than the purchase price due to BAC’s internal funding rate, underwriting, referral fees, and hedging-related charges. All payments are subject to the credit risk of BofA Finance and BAC. Key dates include a pricing date of October 16, 2025 and a maturity date of October 21, 2027.
Bank of America Corporation (via BofA Finance) filed a 424B2 for Contingent Income (with Memory) Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT), Russell 2000 (RTY) and S&P 500 (SPX). The notes are priced at $1,000 each with an initial estimated value of $981.20 per $1,000. Gross proceeds total $2,585,000.00, with an underwriting discount of $12,925.00 and proceeds to BofA Finance of $2,572,075.00.
The notes have an approximately 5‑year term, are issuer callable on monthly Call Payment Dates at $1,000 plus any applicable contingent coupon, and pay a monthly contingent coupon with a memory feature of $6.334 per $1,000 when each underlying closes at or above its coupon barrier. Barriers and threshold values are set at 55.00% of the starting level for each index. If the least performing index ends below its threshold at maturity, principal is reduced in line with the index decline, up to a total loss.
Payments depend on the credit of BofA Finance (issuer) and BAC (guarantor). The economic terms reflect BAC’s internal funding rate and hedging-related charges, which contribute to the initial estimated value being below the public offering price.
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