Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable market-linked notes tied to the worst performer among the common stocks of Advanced Micro Devices, Amazon.com and Tesla. The notes are expected to price on January 21, 2026 and to mature on January 25, 2029, unless called earlier.
The notes pay no interest and will be automatically called on monthly observation dates starting April 21, 2026 if each stock’s observation value is at or above its call value, returning the stated call amount per $1,000 of principal (from $1,116.25 on the first date up to $2,395.00 on the final valuation date). If the notes are not called and the least performing stock’s ending value is at least 60% of its starting value, investors receive their principal back at maturity.
If the notes are not called and any underlying stock falls more than 40% from its starting value, repayment is reduced 1:1 with the decline of the least performing stock, with up to 100% of principal at risk. The initial estimated value is expected to be between $930.00 and $980.00 per $1,000.00, below the $1,000.00 public offering price, and any payment is subject to the credit risk of BofA Finance and Bank of America.
BofA Finance LLC is offering Capped GEARS notes linked to the State Street Utilities Select Sector SPDR ETF (XLU), fully and unconditionally guaranteed by Bank of America Corporation. The notes have a roughly fourteen-month term from a January 28, 2026 trade date to an April 1, 2027 maturity.
Each note has a $10.00 Stated Principal Amount, with a minimum investment of 100 notes. If the ETF’s return over the term is positive, investors receive $10.00 plus the ETF’s percentage gain multiplied by an Upside Gearing of 3.00, but total return is capped at a Maximum Gain between 15.00% and 17.60%, corresponding to a maximum payment of $11.50 to $11.76 per $10.00. If the Underlying Return is zero or negative, repayment is $10.00 × (1 + Underlying Return), giving full 1:1 downside exposure to the ETF, down to a total loss.
The notes pay no coupons and do not pass through dividends from the ETF. The public offering price is $10.00 per note, including a $0.20 underwriting discount, while the initial estimated value is expected to be between $9.20 and $9.70 per $10.00. The notes are unsecured senior debt of BofA Finance, guaranteed by BAC, will not be listed on an exchange and may have limited or no liquidity, and returns are also subject to the credit risk of BofA Finance and BAC and to risks specific to the utilities sector.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $10-per-unit autocallable notes linked to the Russell 2000 Index, maturing in January 2029 if not called earlier. The notes can be automatically called after roughly one, two, or three years if the Index is at or above its starting level, paying call amounts of about $11.10–$11.30, $12.20–$12.60, or $13.30–$13.90 per unit, respectively.
If the notes are never called and the Index finishes below its starting level, repayment is reduced 1-for-1 with the Index decline, and investors can lose up to 100% of principal. There are no periodic interest payments or dividends, and the notes will not be listed on any exchange, so liquidity is limited. The initial estimated value on the pricing date is expected to be $9.30–$9.80 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, underwriting discounts, fees and hedging costs.
All payments depend on the credit of BofA Finance as issuer and BAC as guarantor. The product is specifically exposed to the higher volatility and risk characteristics of small-cap U.S. stocks in the Russell 2000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured autocallable notes linked to an equally weighted basket of Goldman Sachs, JPMorgan Chase and Morgan Stanley common stocks. Each note has a $10 principal amount and may be automatically called on observation dates about one, two or three years after pricing if the basket value is at or above its starting level.
If called, investors receive $10 plus a fixed cash premium, with indicative call payments ranging from about $11.60–$11.70 on the first call date up to about $14.80–$15.10 on the final call date. If the notes are never called, the maturity payment is fully exposed 1‑for‑1 to any basket decline, so investors can lose some or all principal. The notes pay no interest or dividends, have limited liquidity, and all payments depend on the credit of BofA Finance and Bank of America. The initial estimated value is expected to be $9.35–$9.85 per $10 unit, below the public offering price, reflecting fees, hedging costs and BAC’s internal funding rate.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index. The Notes are expected to have an approximately 18‑month term, from a January 22, 2026 pricing date to a July 27, 2027 maturity, and will not be listed on any exchange.
Investors may receive a 12.15% per annum contingent coupon, paid monthly, but only if on each Observation Date all three indices close at or above 70% of their Starting Values. Beginning April 27, 2026, the issuer may redeem the Notes monthly at par plus any due coupon, which can cap the income period.
If the Notes are not called and any index finishes below 70% of its Starting Value at maturity, repayment of principal is reduced 1:1 with the decline in the least performing index, up to a total loss of principal. The public offering price is $1,000 per Note, with an underwriting discount of up to $3.50 and estimated initial fair value between $949.90 and $989.90 per $1,000, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately 12‑month Buffered Digital Return Notes linked to the worst performer among three references: the S&P 500 Futures Excess Return Index, the Utilities Select Sector SPDR ETF (XLU) and the iShares Russell 2000 Value ETF (IWN).
At maturity, if each underlying finishes at or above 75% of its starting level, investors receive a fixed $1,080 per $1,000 principal, an 8% digital return. If any underlying falls more than 25%, repayment is reduced on a leveraged basis at about 1.333333% loss for each 1% drop beyond the 25% buffer, up to total principal loss. The notes pay no interest, are unsecured, subject to BAC credit risk, will not be listed on an exchange, and have an initial estimated value between $945 and $995 per $1,000, below the public offering price due to dealer compensation, hedging costs and internal funding rates.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of three ETFs: KraneShares CSI China Internet (KWEB), SPDR S&P Biotech (XBI) and SPDR S&P Regional Banking (KRE). The notes are expected to run to January 26, 2029, unless called earlier.
Investors may receive a 12.50% per annum contingent coupon (1.0417% monthly) when, on an observation date, each ETF is at or above 60% of its starting value$1,000 per note plus any due coupon. If held to maturity and the worst ETF is below 50% of its starting value, principal loss is 1:1 with the decline, up to total loss; otherwise, principal is repaid and a final coupon may be paid.
The public offering price is $1,000 per note, with proceeds to BofA Finance of $990 per note before expenses. The initial estimated value is expected between $920 and $970 per $1,000. All payments depend on the credit risk of BofA Finance and Bank of America, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering S&P 500®-linked Capped Buffered Enhanced Return Notes maturing on July 26, 2027. Each note has a $1,000 denomination and an approximate 18‑month term, with no periodic interest and no stock ownership.
At maturity, if the S&P 500 ends above its starting level, holders receive 150.00% of the index gain, capped at a maximum payment of $1,178.50 per $1,000 note (a 17.85% maximum return. If the index is down 10% or less, principal is repaid; below that 10% buffer, losses match further declines, with up to 90% of principal at risk. The initial estimated value is expected between $950.00 and $990.00 per $1,000 note, the notes will not be listed on an exchange, and all payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Index, Russell 2000® Index and S&P 500® Index, with an approximate 18‑month term if not called. The Notes pay a contingent coupon at an annual rate of 8.00% (0.6667% per month) when, on a monthly Observation Date, each index closes at or above 70.00% of its Starting Value; if any index is below its Coupon Barrier, no coupon is paid for that period.
Beginning May 1, 2026, the issuer may redeem the Notes monthly at $1,000 per Note plus any due contingent coupon. If not called, and the least performing index has fallen more than 35% (below 65.00% of its Starting Value) on the Valuation Date, principal is reduced 1:1 with index loss and up to 100% of invested principal can be lost; otherwise, investors receive full principal back, plus a final coupon if barriers are met. The public offering price is $1,000 per Note, with an underwriting discount up to $22.75 and proceeds to BofA Finance as low as $977.25 per Note. The initial estimated value is expected between $920.00 and $970.00 per $1,000, and the Notes are unsecured, unsubordinated obligations not listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes, with an expected maturity on January 3, 2028. The notes pay a contingent coupon of 8.35% per year (0.6959% monthly), but only when each index is at or above 70% of its starting level on the relevant observation date.
Beginning May 4, 2026, the issuer may redeem the notes monthly at par plus any due coupon. If the notes are not called and any index finishes below 65% of its starting level at maturity, investors are exposed to 1:1 downside in the worst-performing index and can lose up to all principal. The initial estimated value is expected between $920 and $970 per $1,000 note, below the $1,000 public offering price, and payments depend on the credit of both BofA Finance and BAC.