Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the worst performer of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes have an expected term of about five years, pricing on January 23, 2026 and maturing on January 28, 2031, unless called earlier.
The notes pay contingent monthly coupons at a rate of 7.00% per annum ($5.834 per $1,000) only when each index is at or above 75% of its starting level on the applicable observation date. Starting January 25, 2027, the notes are automatically called if each index is at or above 100% of its starting level on a call observation date, returning principal plus that month’s coupon.
If the notes are not called and any index closes below 60% of its starting level on the valuation date, repayment of principal is reduced 1:1 with the decline of the worst-performing index, up to a complete loss. The initial estimated value is expected between $910 and $960 per $1,000, below the $1,000 public offering price, reflecting underwriting discounts of up to $40.25 and hedging and funding costs. Payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on an exchange.
Bank of America Corporation reported strong headline figures for the fourth quarter and full year 2025. For the fourth quarter ended December 31, 2025, the company recorded net income of $7.6 billion, which translates to earnings of $0.98 per diluted share. This captures how much profit the bank generated for common shareholders during the final three months of the year.
For the full year 2025, Bank of America reported net income of $30.5 billion, or $3.81 per diluted share, showing the scale of its annual profitability. The company is sharing more detail through a press release, an investor presentation, and supplemental information, and plans to discuss these results on an investor conference call and webcast.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable structured notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, with a price of $1,000.00 per note.
The notes have an expected term of about five years, can be automatically called quarterly starting January 19, 2027, and pay fixed call amounts between $1,165.00 and $1,783.75 per $1,000.00 if the index meets preset call levels. If the notes are not called and the index ends at or above 60% of its starting level, investors receive $1,825.00 per $1,000.00 at maturity; if it falls more than 40%, principal is exposed 1:1 to the decline, with up to 100% loss.
The initial estimated value is expected between $900.00 and $950.00 per $1,000.00, below the public offering price, reflecting internal funding and hedging costs, and there are no periodic interest payments or exchange listing. The complex underlying uses leverage, target volatility, transaction costs and a 6.00% per annum decrement, which can significantly reduce returns, and all payments are subject to the credit risk of BofA Finance and Bank of America Corporation.
Bank of America’s BofA Finance unit is offering Contingent Income Issuer Callable Yield Notes linked to three equity indexes. The notes reference the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, and are fully and unconditionally guaranteed by Bank of America Corporation. They are expected to price on January 22, 2026 and mature on July 27, 2027, with an approximate 18‑month term if not called early.
The notes pay a contingent coupon at an annual rate of 8.00% (0.6667% per month), but only for months when the closing level of each underlying index on the observation date is at or above 75% of its starting level. Beginning April 27, 2026, the issuer may redeem the notes monthly at $1,000 per note plus any applicable contingent coupon, ending future payments.
If the notes are not called and the worst‑performing index ends below 65% of its starting level at maturity, investors are exposed to 1:1 downside and can lose up to 100% of principal; otherwise, they receive full principal back plus any final contingent coupon. The initial estimated value is expected between $920 and $970 per $1,000 note, below the $1,000 public offering price, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the Utilities Select Sector SPDR ETF. Each Note has a $1,000 denomination, an approximate two-year term to January 21, 2028, and pays a 9.00% per annum contingent coupon (0.75% monthly) only when all three underlyings are at or above 70% of their starting values on an observation date.
Beginning April 20, 2026, the issuer can redeem the Notes monthly at par plus any due coupon. If the Notes are not called and the worst-performing underlying finishes below 80% of its starting value at maturity, principal is reduced 1:1 beyond that level, with up to 80% of principal at risk; otherwise, investors receive full principal back, plus the final contingent coupon if the 70% barrier is met. The Notes are unsecured obligations subject to BofA Finance and BAC credit risk, are not listed on an exchange, and have an initial estimated value between $923.90 and $973.90 per $1,000, below the public offering price due to fees, funding and hedging factors.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100® Index, the Russell 2000® Index and the S&P 500® Index, with an approximate three-year term if not called early.
The notes pay a 7.50% per annum contingent coupon (0.625% monthly) only when on an observation date each index is at or above 80% of its starting level. Beginning July 27, 2026, the notes are automatically called if on a call observation date each index is at or above 100% of its starting level, returning principal plus the applicable coupon.
If the notes are not called and any index finishes below 70% of its starting level at maturity, investors are exposed to 1:1 downside in the least performing index and can lose up to all principal. The initial estimated value is expected between $900.10 and $940.10 per $1,000, below the $1,000 public offering price, with underwriting discounts up to $28.50 and proceeds to BofA Finance of $971.50 per note. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $3,000,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing October 13, 2026. The notes offer a contingent coupon of 13.00% per annum (1.0834% monthly) when each index is at or above 90% of its starting level on the observation dates. Beginning April 10, 2026, the issuer may redeem the notes monthly at par plus any due coupon, which can cap the overall income period. If held to maturity and any index has fallen more than 10%, principal is reduced 1:1 beyond that 10% buffer, with up to 90% of principal at risk; otherwise, principal is repaid. The initial estimated value is $987.90 per $1,000 note versus a $1,000 public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the S&P 500® Index with an approximate 3-year term and $1,000.00 minimum denominations. The notes may be automatically called starting in February 2027 if the index is at or above its starting level, paying at least $1,085.00 per $1,000.00 then, or at least $1,170.00 if called on the second observation date.
If not called and the index on the valuation date is at or above its starting level, holders will receive at least $1,255.00 per $1,000.00 at maturity. If the index finishes below the starting level, investors are exposed to 1:1 downside and can lose up to 100% of principal. The notes pay no periodic interest, are unsecured senior obligations of BofA Finance guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value between $920.00 and $970.00 per $1,000.00, below the $1,000.00 public offering price, reflecting underwriting discounts and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 3-year Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indexes. Investors receive quarterly contingent coupons at a rate of at least 9.50% per annum (at least $23.75 per $1,000) only if each index is at or above 70% of its starting level on the relevant observation date. Beginning in July 2026, the issuer may redeem the notes quarterly at par plus any due coupon. If the notes are not called and the worst-performing index finishes below 65% of its starting value at maturity in January 2029, repayment is reduced 1:1 with index losses, up to a total loss of principal. The initial estimated value is expected to be $930–$980 per $1,000 note, less than the $1,000 public offering price, and the notes will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering contingent income auto-callable yield notes linked to the common stock of Broadcom Inc. (AVGO), scheduled to mature on January 19, 2029 if not called earlier. The notes are sold in $1,000 denominations at a public offering price of $1,000, with proceeds to BofA Finance of $975 per note before expenses. The initial estimated value is expected between $920 and $970 per $1,000.
Investors may receive quarterly contingent coupon payments of between $28.75 and $31.25 per $1,000 per period (actual rate set on the pricing date) when AVGO’s observation value is at least 50% of its starting value, with a “memory” feature that can make up missed coupons if the barrier is later met. Beginning July 15, 2026, the notes are automatically called if AVGO is at or above 100% of its starting value, paying back principal plus the applicable coupon. If held to maturity and AVGO has fallen more than 50% from its starting value, repayment is reduced 1:1 with the stock decline, up to a total loss of principal. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.