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BANK OF AMERICA /DE/ (BAC) SEC Filings, Dec 18-22, 2025

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

Bank of America Corporation (BAC) is offering $102,000,000 of Fixed Rate Callable Notes due December 22, 2037. The notes pay a fixed interest rate of 5.00% per annum, with interest paid monthly on the 22nd of each month starting January 22, 2026, in minimum denominations of $1,000.

The notes are senior unsecured obligations and are callable at BAC’s option at 100% of principal plus accrued interest on December 22, 2026 and on each monthly Call Date thereafter through November 22, 2037. The public offering price is 100.00% of principal, with a 1.20% underwriting discount, resulting in proceeds before expenses to BAC of $100,776,000. The offering price also includes a hedging-related charge of up to $10.89 per $1,000 in principal amount.

The notes will not be listed on any exchange, and a secondary market may be limited. Key risks include BAC’s credit risk, the issuer’s right to redeem the notes early, reinvestment risk if called, sensitivity to interest rate changes over the 12-year term and potential conflicts of interest and pricing impacts from affiliated trading and hedging activities.

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BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. Each Note has a public offering price of $1,000.00, with an underwriting discount of $2.50 and proceeds of $997.50 to BofA Finance per Note, before expenses. The initial estimated value is expected to range from $924.80 to $974.80 per $1,000.00 on the pricing date.

The Notes have a term of approximately 18 months and pay a contingent monthly coupon of $6.875 per $1,000.00 (0.6875% per month, 8.25% per year) only if, on each observation date, every index is at or above 75% of its starting level. BofA Finance may redeem the Notes early on specified monthly call payment dates at $1,000.00 per Note plus any due coupon if all indexes are at or above the coupon barrier. At maturity, if not called, investors receive full principal plus any final coupon if the least performing index is at or above 75% of its starting level; if it finishes below that threshold, repayment is reduced in line with the index loss and investors can lose up to their entire investment. All payments depend on the credit of BofA Finance and Bank of America.

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BofA Finance LLC is offering $615,000 of auto-callable notes linked to the iShares 20+ Year Treasury Bond ETF, fully guaranteed by Bank of America Corporation. The notes have an approximately 4-year term, no periodic interest, and a $1,000 minimum denomination. They may be called semi-annually starting December 18, 2026, paying call amounts from $1,092.50 up to $1,323.75 per $1,000 if the ETF is at or above the call level.

If the notes are not called and the ETF’s ending value is at or above its $87.80 starting level, investors receive $1,370 per $1,000 at maturity, a 37% total return. If the ending value is between 80% and 100% of the starting level, principal is returned; below 80%, losses match the ETF’s decline, up to a full loss of principal. The initial estimated value is $954.10 per $1,000, below the public offering price, and all payments are unsecured and subject to BofA Finance and BAC credit risk, with no stock-exchange listing.

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BofA Finance, guaranteed by Bank of America Corporation, is issuing Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500, in $1,000 denominations for an aggregate public offering price of $444,000.00. These roughly 11‑month notes pay a contingent coupon of $5.625 per $1,000 (0.5625% monthly, 6.75% per annum) only if on each monthly observation date all three indices are at or above their coupon barriers, set at 75% of their starting levels.

The issuer may redeem all notes early on specified call dates at $1,000 plus any due coupon. If held to maturity and the least‑performing index finishes at or above its 55% threshold value, investors receive full principal back (and possibly the final coupon). If the least‑performing index ends below its threshold, repayment is reduced in line with the index loss and investors can lose up to 100% of principal. The initial estimated value is $986.10 per $1,000, reflecting internal funding and hedging costs, and all payments depend on the credit of BofA Finance and BAC.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering market-linked, auto-callable, principal-at-risk Securities tied to the NASDAQ-100 Index®. Each Security has a $1,000 denomination and can be automatically called on scheduled Call Dates if the index is at or above its starting level, paying back principal plus a fixed Call Premium that steps up from at least 8.00% to at least 32.00% over time.

If the notes are not called, investors receive $1,000 at maturity only if the index finish level is at or above a Threshold Value set at 90% of the Starting Value. Below that buffer, repayment is reduced 1% for each 1% decline in the index, with losses up to 90% of principal. The Securities pay no interest and do not provide dividends from index constituents.

The initial estimated value is expected to be between $904.25 and $964.25 per $1,000 Security, reflecting dealer discounts, fees and hedging costs, and may be lower than the secondary market value. The notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and are subject to both market risk from the NASDAQ-100 and the credit risk of the issuer and guarantor.

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BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of Starbucks Corporation (SBUX), with a total public offering price of $3,028,000.00. The Notes have a term of approximately 13 months, unless automatically called, and are issued in $1,000.00 denominations.

Investors can receive a monthly Contingent Coupon Payment of $9.875 per $1,000.00 in principal (a rate of 0.9875% per month, or 11.85% per annum) if on each Observation Date the Starbucks share price is at or above the Coupon Barrier of $60.41, which is 71.00% of the Starting Value of $85.08. Beginning June 16, 2026, the Notes are automatically called if SBUX is at or above the Call Value of $85.08, paying $1,000.00 plus the applicable coupon.

If the Notes are not called and the Ending Value of SBUX is below the Threshold Value of $60.41, the Redemption Amount falls below 71.00% of principal and can be reduced to zero, meaning investors could lose their entire investment. All payments depend on the credit risk of BofA Finance and BAC, and the initial estimated value of $978.60 per $1,000.00 is lower than the public offering price due to internal funding and hedging costs.

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BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 3‑year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Index, the Russell 2000 Index and the Utilities Select Sector SPDR Fund.

Each $1,000 Note pays a monthly contingent coupon of $8.459 (0.8459% per month, 10.15% per year) only if on an Observation Date all three underlyings are at or above their Coupon Barriers, set at 70% of their respective starting levels. The issuer may redeem all Notes on specified monthly Call Payment Dates at $1,000 per Note plus any due coupon if the same barrier condition is met.

At maturity, if the Notes have not been called and the least performing underlying is at or above its Threshold Value (65% of its starting level), investors receive $1,000 per Note (plus any final coupon if the coupon barrier is met). If the least performing underlying finishes below its Threshold Value, repayment of principal is reduced one‑for‑one with the index loss and can fall to zero.

The initial estimated value is $980.90 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. Investors also face the credit risk of BofA Finance as issuer and BAC as guarantor.

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Bank of America Finance LLC, guaranteed by BAC, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the State Street® Energy Select Sector SPDR® ETF. The public offering price is $1,000.00 per Note, with total proceeds of $10,978,000.00 before expenses and an underwriting discount of $9.00 per Note.

The Notes pay a contingent coupon of $10.00 per $1,000.00 (1.00% per month, 12.00% per annum) on monthly Observation Dates only if each underlying stays at or above its Coupon Barrier, set at 70.00% of its Starting Value. Principal repayment at maturity depends on the least performing underlying: if it is at or above its Threshold Value (55.00% of its Starting Value), investors receive $1,000.00 plus any final coupon; if it is below that level, repayment falls in line with the underlying’s loss and investors can lose up to 100.00% of principal.

The issuer may call the Notes on specified quarterly Call Payment Dates at $1,000.00 per Note plus any due coupon if all underlyings meet their Coupon Barriers. The initial estimated value is $983.10 per $1,000.00, lower than the public offering price due to internal funding rates, underwriting discounts, referral fees and hedging-related charges. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the product carries detailed structure, market, conflict, underlying and tax-related risks.

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BofA Finance, fully guaranteed by Bank of America Corporation, is offering senior unsecured Digital Return Notes linked to the least performing of the Invesco S&P 500® Equal Weight ETF (RSP), the Nasdaq-100® Technology Sector Index (NDXT) and the SPDR® S&P Regional Banking ETF (KRE).

The Notes have an approximate 13‑month term. If, on the valuation date in January 2027, the least performing underlying is at or above 60% of its starting value, holders receive a fixed Digital Payment of $1,103.50 per $1,000 principal, a 10.35% return. If the least performing underlying finishes below its 60% threshold, the redemption amount is reduced in line with that underlying’s loss, and investors can lose up to 100% of principal.

The public offering price is $1,000.00 per Note, with proceeds before expenses of $997.80 to BofA Finance after a $2.21 underwriting discount. The initial estimated value on the pricing date is expected to be between $905.00 and $975.00 per $1,000, reflecting internal funding rates and hedging-related charges. Payments depend on the credit risk of BofA Finance and BAC.

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BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering Variable Income Auto-Callable Yield Notes linked to the least performing of Affirm (AFRM), Palantir (PLTR) and Tesla (TSLA) common stock. The Notes have a term of approximately five years, are issued in $1,000 denominations and return principal at maturity if not called, subject to issuer and guarantor credit risk.

Investors receive monthly coupons that depend on the least performing stock. If its observation value is at or above 75% of its starting value, the Notes pay a Maximum Coupon of $6.875 per $1,000 (0.6875% per month, 8.25% per year); otherwise they pay a Minimum Coupon of $0.2084 per $1,000 (0.02084% per month, 0.25% per year. Beginning with the December 29, 2026 observation date, the Notes are automatically called if the least performing stock is at or above 100% of its starting value, returning $1,000 plus the applicable coupon.

The public offering price is $1,000 per Note, with an underwriting discount up to $37.50, resulting in issuer proceeds as low as $962.50 per $1,000. The initial estimated value is expected between $910 and $960 per $1,000, reflecting BAC’s internal funding rate, hedging costs and selling concessions.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on December 22, 2025.