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BANK OF AMERICA /DE/ (BAC) SEC Filings, Dec 16-17, 2025

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of Palo Alto Networks, Inc. (PANW). These unsecured senior notes have an approximately three-year term and pay quarterly contingent coupons only if PANW’s closing price on each observation date is at or above a coupon barrier set at 60% of the starting value.

The notes are designed to pay a contingent coupon between 2.1250% and 2.3125% per quarter (between 8.50% and 9.25% per year per $1,000 principal amount, and can be automatically called beginning in March 2026 if PANW’s price is at or above the starting value. If the notes are not called and PANW finishes below the 60% threshold at maturity, investors will receive less than the principal back and could lose their entire investment. The public offering price is $1,000 per note, with an underwriting discount of $20 and proceeds of $980 to BofA Finance, while the initial estimated value is expected to be between $920 and $970 per $1,000.

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BofA Finance LLC is offering Trigger Autocallable Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation, with a stated principal of $10.00 per note and a minimum investment of 100 notes.

The notes can be automatically called on annual observation dates starting in December 2026 if the index is at or above its initial value, paying back principal plus a call return based on a fixed annual rate of 7.50% to 8.00%, increasing over time.

If the notes are not called and, on the final observation date in December 2030, the index is below the downside threshold of 75% of the initial value, investors lose principal in line with the index decline, up to a 100% loss, and receive no dividends. The notes are unsecured, not FDIC insured, not exchange-listed, carry issuer and guarantor credit risk, and have an initial estimated value of $9.20–$9.60 per $10.

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BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable enhanced return notes linked to the S&P 500® Index with a term of approximately three years. The notes are issued in $1,000 denominations, with a public offering price of $1,000, an underwriting discount of $7 and proceeds to BofA Finance of $993 per note. The initial estimated value on the pricing date is expected to range between $940 and $990 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges.

The notes may be automatically called on December 18, 2026 if the index is at or above its starting level, paying a call amount of $1,090 per $1,000. If held to maturity and not called, investors receive enhanced upside at a 133% participation rate when the index is at or above a 100% redemption barrier, full principal back if the index remains at or above a 60% threshold, and proportionate losses below that level, up to a 100% loss of principal. All payments depend on the credit risk of BofA Finance and BAC and do not include any S&P 500 dividends.

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Bank of America’s BofA Finance is offering 5-year, senior unsecured “contingent income” auto-callable yield notes linked to the least performing of Amazon, JPMorgan Chase and Uber common stock. Each Note has a public offering price of $1,000.00, with an underwriting discount of $37.50 and initial proceeds of $962.50 to BofA Finance, and an initial estimated value expected between $900.00 and $950.00 per $1,000.00.

Investors may receive monthly contingent coupons of $8.542 per $1,000.00 only when each stock closes at or above 55.00% of its starting value, with a “memory” feature that can make up missed coupons later. Beginning June 22, 2026, the Notes are automatically called at $1,000.00 plus any due coupon if all three stocks are at or above their starting values. If held to maturity without an automatic call, principal is protected only if the worst-performing stock stays at or above 50.00% of its starting value; otherwise repayment can fall below 50.00% of principal, down to zero.

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BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of AutoZone, Inc. and Broadcom Inc. common stock. The notes are expected to price on December 23, 2025 and mature on December 29, 2028, unless automatically called earlier.

Investors pay a public offering price of $1,000 per note, while the initial estimated value is expected to range between $880 and $930 per $1,000, reflecting internal funding and hedging costs. On each monthly Observation Date, if both stocks are at or above 60% of their Starting Value, holders receive a Contingent Coupon Payment per $1,000 equal to $11.875 times the number of Contingent Payment Dates to date minus prior coupons, creating a “memory” feature.

Beginning March 23, 2026, the notes are automatically called if both stocks are at or above 100% of their Starting Value, returning $1,000 plus the applicable coupon. If held to maturity and not called, investors receive $1,000 per note plus the final coupon if the worst-performing stock is at or above its 60% Threshold Value; if it is below, principal is reduced in line with the stock loss and can fall to zero. All payments depend on the credit of BofA Finance and BAC and carry complex market, structural, and tax risks.

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BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The public offering price is $1,000 per note, with an underwriting discount of $16.50 and initial issuer proceeds of $983.50 per note. The initial estimated value on the pricing date is expected between $920 and $970 per $1,000.

The notes have a term of approximately 11 months and may pay a monthly contingent coupon of $6.667 per $1,000 (0.6667% per month, 8.00% per annum) if on each observation date all three indexes are at or above a coupon barrier set at 70% of their starting values. BofA Finance can redeem the notes early on specified call dates at $1,000 plus any due contingent coupon if the barrier condition is met.

At maturity, if not called, holders receive $1,000 per note (plus any final coupon) if the least performing index is at or above its 70% threshold. If it finishes below that level, repayment is reduced in line with the index loss, and investors can lose up to 100% of principal. All payments are subject to the credit risk of BofA Finance and BAC and reflect internal funding and hedging costs that make the notes’ estimated value lower than the offering price.

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BofA Finance is offering Contingent Income Auto-Callable Yield Notes, guaranteed by BAC, linked to the least performing of three ETFs: KRE (regional banks), XLU (utilities) and SMH (semiconductors). The notes have a term of about 23 months, from an expected issue date of December 24, 2025 to a November 24, 2027 maturity, and a public offering price of $1,000.00 per note, with an underwriting discount of $23.75 and proceeds to BofA Finance of $976.25 per note before expenses.

Investors may receive a $10.00 contingent coupon per $1,000 (1.00% per month, 12.00% per year) on each monthly observation date only if all three ETFs are at or above 70.00% of their starting values. Beginning March 19, 2026, the notes are automatically called if all ETFs are at or above 100.00% of their starting values, paying $1,000 plus the coupon. At maturity, if the least performing ETF is at or above 60.00% of its starting value, principal is repaid (and a final coupon is paid if it is also at or above the 70.00% barrier). If it is below 60.00%, repayment is reduced in line with that ETF’s loss, up to a total loss of principal. All payments depend on the credit of BofA Finance and BAC, and the initial estimated value is expected to be $910.00–$960.00 per $1,000, less than the public price.

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BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 7-year Auto-Callable Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER. The notes are priced at $1,000 each, with an initial estimated value of $923 per $1,000, reflecting internal funding and hedging costs. Per-note proceeds to BofA Finance before expenses are $958.75.

The notes may be automatically called starting in 2026 if the index closes at or above preset call levels, paying fixed call amounts such as $1,114 in 2026, $1,228 in 2027 and $1,342 in 2028 per $1,000. If never called and the index ending level is at or above the redemption barrier, investors receive their principal plus any positive index return; if it is below the barrier, only principal is repaid. All payments depend on the credit of BofA Finance and BAC and do not include any index dividends.

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BofA Finance LLC is issuing $50,000,000 of senior unsecured 4.00% fixed rate callable notes due December 17, 2027, fully and unconditionally guaranteed by Bank of America Corporation. The notes pay interest quarterly on March 17, June 17, September 17 and December 17 of each year, starting March 17, 2026, in minimum denominations of $1,000.

The notes may be redeemed at the issuer’s option at 100% of principal plus accrued interest on any interest payment date from June 17, 2026 through September 17, 2027, creating reinvestment and call risk for holders. The public offering price is 100.00% with a 0.20% underwriting discount, providing $49,900,000 in proceeds before expenses. The notes are not deposits, are not FDIC insured, and are subject to the credit risk of both BofA Finance and Bank of America. They are expected to be treated as fixed-rate debt for U.S. federal income tax purposes, with interest taxed as ordinary income.

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BofA Finance is offering $2,000,000 of Contingent Income Auto-Callable Yield Notes, fully guaranteed by BAC, linked to the least performing of the Nasdaq-100 Index, the Energy Select Sector SPDR ETF and the SPDR S&P Biotech ETF. The Notes run for about 15 months unless called early and pay a contingent coupon of $13.209 per $1,000 (1.3209% per month, 15.85% per year) only if each underlying stays at or above its coupon barrier, set at 70% of its starting level.

Beginning June 12, 2026, the Notes are automatically called if each underlying is at or above its starting value, returning $1,000 plus the coupon. A knock-in is triggered if any underlying ever trades below 65% of its starting value; if that occurs and the least performing underlying finishes below its starting level, principal is repaid in line with that underlying’s loss and up to 100% of invested capital can be lost.

The public offering price is $1,000 per Note, with underwriting discounts of $2.50 and proceeds to BofA Finance of $997.50 per Note before expenses. The initial estimated value is $982 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the Notes are not FDIC insured.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on December 17, 2025.