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BANK OF AMERICA /DE/ (BAC) SEC Filings, Dec 16, 2025

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Invesco QQQ Trust, Series 1 and the iShares Russell 2000 Value ETF, maturing on December 22, 2028. The notes pay a quarterly contingent coupon, expected between 10.00% and 11.00% per annum, only if on each Observation Date the worst-performing ETF is at or above its Coupon Barrier (70% of its Initial Value). Beginning about six months after issuance, the notes are automatically called if the least performing ETF is at or above its Initial Value, returning the $10.00 stated principal per note plus the applicable coupon. If not called, and at maturity the least performing ETF is at or above its Downside Threshold (also 70% of Initial Value), investors receive their principal back plus any final coupon; otherwise, repayment is reduced in line with the decline in that ETF, up to a complete loss of principal. The notes are senior unsecured obligations, not listed on any exchange, and expose investors to both market risk of the underlyings and the credit risk of BofA Finance and BAC.

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Rhea-AI Summary

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Trigger Autocallable Contingent Yield Notes linked to the worst performer between the Invesco QQQ Trust and the iShares Russell 2000 Value ETF, maturing on December 22, 2028. The notes pay quarterly contingent coupons only if the least performing ETF is at or above a preset coupon barrier on each observation date, and may be automatically called starting about six months after issuance if that ETF is at or above its initial value.

If the notes are not called and, at maturity, the least performing ETF is at or above its downside threshold, investors receive the stated principal amount plus any final contingent coupon; if it is below that threshold, repayment is reduced in line with the ETF’s decline, up to a total loss of principal. The notes are unsecured debt of BofA Finance, guaranteed by BAC, offer an indicated contingent coupon rate between 8.00% and 9.00% per year, are sold at $10.00 per note with a $0.20 underwriting discount, and will not pay dividends from the underlying ETFs.

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Rhea-AI Summary

BofA Finance, fully guaranteed by Bank of America, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and the Energy Select Sector SPDR ETF. The notes have a $1,000 minimum denomination and pay a contingent coupon of $7.50 per $1,000 (0.75% per month, 9.00% per annum) on monthly dates only if each underlying stays at or above its coupon barrier, set at 70% of its starting value. If the notes are not called and at maturity the least performing underlying is at or above its threshold value of 60% of its starting level, investors receive full principal back plus any final contingent coupon; if it finishes below that threshold, repayment of principal is reduced in line with the underlying’s loss and can fall to zero. The issuer may redeem all notes early at $1,000 per note plus any due coupon on specified call dates. The initial estimated value is $956.90 per $1,000, below the $1,000 public offering price, reflecting dealer compensation and hedging costs, and all payments are subject to the credit risk of BofA Finance and Bank of America.

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BofA Finance, fully guaranteed by Bank of America Corporation, is offering senior auto-callable notes linked to the least performing of Alphabet Class A, Apple, NVIDIA and Tesla common stock. The Notes have a term of about three years and may be automatically called starting on December 16, 2026 if each stock meets its applicable Call Value on a Call Observation Date, triggering payment of a fixed Call Amount between $1,280.00 and $1,770.00 per $1,000.00 of principal.

If the Notes are not called, and on the Valuation Date the least performing stock is at or above its 60.00% Redemption Barrier, investors receive a Redemption Amount of $1,840.00 per $1,000.00. If it is below that level, repayment is reduced in line with the stock’s decline and can fall to zero, meaning up to a 100% loss of principal. The public offering price is $1,000.00 per Note, with an initial estimated value of $998.10 and proceeds, before expenses, of $997.50 per Note to BofA Finance. Payments depend on the credit risk of BofA Finance and BAC and the Notes are not FDIC insured.

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BofA Finance, fully guaranteed by Bank of America, is offering approximately 5-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50®, Russell 2000® and S&P 500® indexes. The Notes pay a contingent quarterly coupon of $22.875 per $1,000 (9.15% per annum) only if, on every trading day in the relevant quarter, each index stays at or above its Coupon Barrier, set at 70% of its Starting Value.

The issuer may redeem the Notes early on specified quarterly Call Payment Dates at $1,000 per Note plus any due contingent coupon if all three indexes meet their barriers during the prior Observation Period. At maturity, if the least performing index is at or above its 70% Threshold Value, principal is repaid; if it is below, repayment is reduced in line with the index decline, and up to 100% of principal can be lost.

The initial estimated value is $965.80 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discounts and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the Notes are unsecured, unsubordinated, and not FDIC insured.

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BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately $3.07 million of Auto-Callable Enhanced Return Notes linked to the Nasdaq-100 Index. Each Note has a $1,000 denomination, a term of about five years, and an initial estimated value of $973.70, which is lower than the public offering price because of internal funding and hedging costs.

The Notes can be automatically called on December 21, 2026 if the index is at or above the Starting Value of 25,196.73, paying a Call Amount of $1,102 per Note on December 24, 2026. If not called, at maturity investors get enhanced upside with a 150% participation rate if the index is at or above the Redemption Barrier of 100% of the Starting Value, full principal back if the index is between 80% and 100% of the Starting Value, and a loss of principal 1-for-1 below 80%, up to total loss.

All payments depend on the credit of BofA Finance and BAC, pay no dividends, may trade at prices below the issue price, and involve complex tax treatment and significant risks described at length in the risk and tax sections.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured digital return notes linked to the least performing of Meta (META), Apple (AAPL) and NVIDIA (NVDA).

The notes have an approximate 13‑month term from a December 16, 2025 pricing date to a January 22, 2027 maturity and are sold at $1,000 per note, with dealer proceeds of $997.80. The initial estimated value is expected between $901.30 and $971.30 per $1,000, reflecting internal funding and hedging costs. If, on the valuation date, the least performing stock is at or above 60% of its starting value, investors receive a fixed $1,200 per $1,000 note (a 20% return). If it falls below that threshold, repayment is reduced in line with the stock’s decline and can be as low as $0, meaning up to a 100% loss of principal. All payments depend on the credit of BofA Finance and BAC.

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BofA Finance, guaranteed by Bank of America Corporation, is issuing approximately 5-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index, S&P 500 Index, Utilities Select Sector SPDR ETF and iShares 20+ Year Treasury Bond ETF. The Notes pay a contingent monthly coupon of $8.50 per $1,000 (0.85% per month, 10.20% per year) only if each underlying is at or above its Coupon Barrier, set at 70% of its starting value.

The issuer can redeem all Notes early on scheduled monthly Call Payment Dates at $1,000 per Note plus any due coupon. If not called, at maturity holders receive $1,000 per Note if the least performing underlying is at or above its Threshold Value, set at 60% of its starting value, and may also receive the final coupon. If it finishes below its Threshold Value, repayment falls in line with that decline and up to 100% of principal can be lost. The initial estimated value is $991.10 per $1,000, below the $1,000 public offering price, reflecting fees, hedging costs and BAC’s internal funding rate.

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BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 2-year Contingent Income Auto-Callable Yield Notes linked to the least-performing of Rivian (RIVN), Advanced Micro Devices (AMD) and Tesla (TSLA). The public offering price is $1,000.00 per Note, with an underwriting discount of $10.00 and proceeds to BofA Finance of $990.00 per Note.

The Notes pay a monthly Contingent Coupon Payment of $34.584 per $1,000.00 (3.4584% per month, or 41.50% per annum) if on an Observation Date each stock is at or above 60.00% of its Starting Value. Beginning March 19, 2026, the Notes are automatically called if on a Call Observation Date each stock is at or above 100.00% of its Starting Value, returning $1,000.00 plus the coupon. If held to maturity and the least-performing stock is at or above 50.00% of its Starting Value, principal is repaid (and the final coupon may be paid if the 60.00% barrier is met); below 50.00%, repayment is reduced in line with the decline and may be zero. The initial estimated value is expected to be between $900.00 and $980.00 per $1,000.00, and all payments are subject to the credit risk of BofA Finance and BAC.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $250,000 of fixed income auto-callable yield notes linked to the Class C common stock of Dell Technologies Inc.

Each $1,000 note pays a fixed coupon of $10.292 per month (12.35% per year) while outstanding. Starting on the December 14, 2026 Call Observation Date, the notes are automatically called if Dell’s stock is at or above the $140.63 Call Value, returning $1,000 plus the applicable coupon and ending future payments.

If the notes are not called and Dell’s Ending Value on December 13, 2027 is below the $77.35 Threshold Value (55% of the $140.63 Starting Value), the Redemption Amount falls below 55% of principal and up to 100% of invested principal can be lost, though the final coupon is still paid. The initial estimated value is $976.90 per $1,000 note, below the $1,000 public offering price, reflecting BAC’s internal funding rate, hedging costs and a $6 per note underwriting discount, so proceeds to BofA Finance are $994 per note before expenses. All payments depend on the credit of BofA Finance and BAC and the performance of Dell stock and are not FDIC insured.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on December 16, 2025.