Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Dual Directional Buffered Notes linked to the S&P 500 Index. Each Note has a public offering price of $1,000.00, with an underwriting discount of $15.00 and proceeds of $985.00 to BofA Finance per Note, before expenses. The initial estimated value on the pricing date is expected to be between $930.00 and $980.00 per $1,000.00.
The Notes have a term of approximately 18 months, from a expected pricing date of December 18, 2025 to a maturity date of June 24, 2027. Investors can earn 100.00% of any positive S&P 500 price return, up to a maximum Redemption Amount of $1,130.00 per $1,000.00 (a 13.00% maximum gain. The structure also provides “dual directional” exposure: modest declines in the index can generate positive returns through an absolute return feature down to a Threshold Value of 90.00% of the Starting Value.
If the S&P 500 Ending Value is below the Threshold Value, principal is exposed on a 1:1 basis, and the Redemption Amount can fall as low as $100.00 per $1,000.00, meaning a loss of up to 90.00% of the investment. Payments depend entirely on the credit risk of BofA Finance and BAC, and investors forego dividends on S&P 500 stocks. The Notes are senior unsecured debt, not FDIC-insured and not conventional fixed-income securities.
BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of The Boeing Company (BA). Each Note has a $1,000 denomination and an approximately 2-year term, with quarterly observation dates and potential early automatic call.
The Notes pay a contingent quarterly coupon of $26.00 per $1,000 only if Boeing’s stock is at or above the Coupon Barrier of $118.59, which is 65.00% of the Starting Value of $182.44. Missed coupons can be “made up” later through the memory feature if conditions are later met. Beginning May 26, 2026, the Notes are automatically called if BA’s price is at or above the Call Value of $182.44, returning $1,000 plus any applicable coupon.
If the Notes are not called and Boeing’s Ending Value is below the Threshold Value of $118.59, investors receive less than 65.00% of principal and can lose up to 100.00% of their investment. The initial estimated value is expected to be between $920.00 and $970.00 per $1,000, below the $1,000.00 public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC and the Notes are not FDIC insured.
BofA Finance LLC, guaranteed by Bank of America Corporation (BAC), is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The public offering price is $1,000 per note, with an underwriting discount of $2.50 and proceeds of $997.50 per note to BofA Finance. The initial estimated value on the pricing date is expected between $939.10 and $979.10 per $1,000.
Investors may receive a contingent coupon of $8.625 per $1,000 (0.8625% monthly, 10.35% per year) on scheduled monthly dates, but only if, on each observation date, the level of each index is at or above 70% of its starting value. BAC may call the notes on specified monthly call dates at $1,000 per note plus any due coupon, ending all future payments.
At maturity, if the notes have not been called and the least performing index is at or above 70% of its starting value, investors receive principal plus the final coupon; otherwise, repayment of principal is reduced in proportion to the index decline, and investors can lose up to their entire investment. All payments depend on the credit of BofA Finance and BAC.
BofA Finance is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes have a term of about three years and pay a contingent coupon of $8.625 per $1,000 (0.8625% monthly, 10.35% per year) on monthly observation dates only if each index stays at or above 70% of its starting level.
The issuer can call the notes on specified monthly call dates at $1,000 per note plus any due coupon, ending future payments. If held to maturity and the worst-performing index is at or above its 70% threshold, investors receive $1,000 plus the final coupon; if it is below 70%, principal is reduced in line with the index loss and can be fully lost. The public offering price is $1,000 per note, with proceeds of $993 to BofA Finance and an initial estimated value between $939.10 and $979.10, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America Corporation and do not include any dividends from the indexes.
Bank of America, through BofA Finance, is offering approximately 18‑month Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes pay a monthly contingent coupon of $10 per $1,000 (1.00% per month, 12.00% per year) only if on each observation date all three indices are at or above 70% of their respective starting levels.
The issuer may redeem the notes early on specified monthly call dates at $1,000 per note plus any due coupon. If the notes are not called and, at maturity, the least performing index is at or above 70% of its starting level, investors receive full principal back plus any final coupon. If it is below 70%, repayment of principal is reduced in line with the index loss, and investors can lose up to 100% of their investment.
The initial estimated value is expected to range from $939.30 to $979.30 per $1,000, below the public offering price of $1,000, due to internal funding and hedging costs. Payments depend on the credit of BofA Finance as issuer and BAC as guarantor, and the notes do not pay dividends from the underlying indices.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. Each Note has a $1,000.00 public offering price, with proceeds of $975.00 to BofA Finance and an initial estimated value expected between $910.00 and $960.00 per $1,000.00, reflecting fees, hedging costs and BAC’s internal funding rate.
The Notes run for approximately five years, with potential automatic call starting December 21, 2026 if all three indices are at or above their Call Values (100% of Starting Value). Call Amounts range from $1,082.50 to $1,330.00 per $1,000.00 depending on the Call Observation Date. If not called, and the least performing index is at or above its Redemption Barrier (100%), investors receive $1,412.50 per $1,000.00. If it finishes between the Redemption Barrier and the 60% Threshold Value, investors get back principal only; below the Threshold, repayment falls in line with index loss, and up to 100% of principal can be lost. All payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $4,219,000 of Market Linked, principal-at-risk Securities tied to the lowest performing of Alphabet Class C (GOOG), Amazon.com (AMZN) and Apple (AAPL), maturing in November 2029.
The notes pay no interest and may be auto‑called on scheduled Call Dates if the lowest performing stock is at or above its Starting Price, returning principal plus a fixed Call Premium that increases from 26.40% on the first Call Date up to 105.60% on the Final Calculation Day. If not called and the final price of the lowest stock is between its Starting Price and its Threshold Price, investors receive only principal back.
If that stock finishes below its 75% Threshold Price, repayment is reduced 1% for each 1% decline from its Starting Price, with the possibility of a total loss of principal. The initial estimated value is $955.60 per $1,000 Security, all payments are subject to BofA Finance and BAC credit risk, and the Securities will not be listed on any exchange.
BofA Finance LLC is offering $11,352,000 of Contingent Income Auto-Callable Securities due November 27, 2028, linked to Eli Lilly and Company common stock. Each $1,000 security may pay a contingent quarterly coupon of $25.00 (2.50% per quarter, 10.00% per annum) only if the stock on the determination date is at or above 60% of the initial share price ($635.82). If, on any of the first eleven determination dates, the stock is at or above the initial share price of $1,059.70, the notes are automatically redeemed at $1,000 plus that quarter’s coupon. If held to maturity and the final share price is at or above the downside threshold, investors receive $1,000 plus the final coupon; if below, repayment is reduced 1‑for‑1 with the stock decline and can fall to zero. Investors do not participate in any stock upside, and all payments are subject to the credit risk of BofA Finance and Bank of America Corporation. The initial estimated value is $971.60 per $1,000.
Bank of America Corporation (BAC), via BofA Finance, is offering capped return senior unsecured notes linked to the least-performing of three equity indices: the Market Guard Top 100 Index (MGX100), the Nasdaq‑100 Index (NDX) and the S&P 500 Index (SPX). The notes have a term of approximately 18 months, with a pricing date of November 21, 2025 and maturity on May 26, 2027.
The notes are issued in $1,000 denominations at a public offering price of $1,000 per note, with an underwriting discount of $2.50 and proceeds to BofA Finance of $997.50 per note, or $926,000 total offering and $923,685 total proceeds. The maximum payoff is capped at $1,095.50 per $1,000 (a 9.55% return). If the ending level of the least‑performing index is at or below its starting level, investors receive $1,000 at maturity.
The initial estimated value is $982.90 per $1,000 note, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging‑related charges. Payments depend on the credit of BofA Finance as issuer and BAC as guarantor; the notes do not pay dividends and expose holders to complex tax treatment as contingent payment debt instruments.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering senior unsecured Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the S&P 500 Index with an approximately 3‑year term. The public offering price is $1,000.00 per Note, with total proceeds of $832,912.50 before expenses, and an initial estimated value of $983.70 per $1,000.00, reflecting internal funding and hedging costs.
The Notes pay a monthly contingent coupon of $6.375 per $1,000.00 when the S&P 500 closing level on the Observation Date is at or above the Coupon Barrier of 4,622.09, equal to 70.00% of the Starting Value of 6,602.99. Missed coupons may be “caught up” later via the memory feature if a future Observation Date meets the barrier condition. BofA Finance may redeem the Notes early on specified Call Payment Dates at $1,000.00 per Note plus any due contingent coupon if the barrier test is met.
If the Notes are not called and the Ending Value on the Valuation Date is at or above the Threshold Value of 4,622.09, investors receive $1,000.00 plus any final contingent coupon. If the Ending Value is below the Threshold Value, repayment is reduced in line with index loss and can be as low as $0, meaning up to 100.00% of principal can be lost. Payments depend on the credit risk of BofA Finance and BAC, and investors do not receive any dividends from S&P 500 constituent stocks.