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BANK OF AMERICA /DE/ (BAC) SEC Filings, Nov 25, 2025

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering auto-callable senior unsecured notes linked to the least performing of Capital One (COF), Fortinet (FTNT) and Tesla (TSLA). The public offering price is $1,000.00 per Note, with total proceeds before expenses of $546,000.00, while the initial estimated value is $970.10 per $1,000.00, reflecting internal funding and hedging costs. The Notes have an approximately three-year term, with potential automatic calls starting February 23, 2026 at increasing Call Amounts, reaching $2,351.5000 per $1,000.00 if called on the final Valuation Date. Each stock has a Threshold Value set at 80.00% of its Starting Value, and if the Ending Value of the least performing stock is below its Threshold and the Notes are not called, the Redemption Amount will be less than 80% of principal and can fall to zero, resulting in a complete loss of invested principal. All payments depend on the credit risk of BofA Finance as Issuer and BAC as Guarantor and do not include dividends on the underlying stocks.

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Bank of America Finance LLC, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Energy Select Sector SPDR Fund (XLE), the Nasdaq-100 Index (NDX) and the S&P 500 Index (SPX).

The Notes have a term of approximately 2.5 years and pay a monthly contingent coupon of $8.834 per $1,000 (0.8834% per month, 10.60% per annum) only if, on each Observation Date, every underlying is at or above its Coupon Barrier set at 65.00% of its Starting Value. On specified quarterly Call Payment Dates, the issuer may redeem all Notes at $1,000 per Note plus any due contingent coupon.

If the Notes are not called and, at maturity, the least performing underlying is below its Threshold Value (also 65.00% of its Starting Value), repayment of principal is reduced in line with that underlying’s decline, and the Redemption Amount can fall to zero. Payments depend on the credit risk of BofA Finance and BAC. The public offering price is $1,000 per Note, while the initial estimated value is $974.40 due to internal funding and hedging costs.

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BofA Finance LLC, guaranteed by Bank of America Corporation, is issuing Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes have a term of approximately 18 months, with a contingent coupon of $10.417 per $1,000 (1.0417% monthly, 12.50% per year) paid only if, on each monthly observation date, every index closes at or above its coupon barrier of 75% of its starting value.

Principal is protected only if, at maturity, the least performing index is at or above its 70% threshold value; otherwise repayment falls in line with index loss and can be as low as zero. The issuer may redeem the notes early on specified monthly call dates at $1,000 per note plus any due contingent coupon. The initial estimated value is $983.80 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount of $8.00 per note and hedging‑related charges. The notes are unsecured senior obligations subject to the credit risk of BofA Finance and BAC.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes have a term of approximately three years, $1,000 minimum denomination, and an initial estimated value of $981.70 per $1,000, below the $1,000 public offering price. They pay a contingent monthly coupon of $9.292 per $1,000 (0.9292% per month, 11.15% per annum) only if on each observation date all three indices are at or above their coupon barriers set at 70% of their respective starting levels. Principal is protected only if, at maturity, the least performing index is at or above its 60% threshold value; otherwise the redemption amount falls in line with the index decline and can be reduced to zero, meaning a loss of up to 100% of principal. BofA has the right to call the notes on specified monthly dates at par plus any due contingent coupon, and all payments are subject to the credit risk of BofA Finance and Bank of America.

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BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of the common stock of Deere & Company, General Electric Company and Honeywell International Inc., with an aggregate public offering price of $385,000.00 and denominations of $1,000.00. The notes run from a pricing date of November 21, 2025 to a maturity date of November 27, 2028, unless called early.

Investors may receive a contingent coupon of $13.959 per $1,000.00 period if on any monthly observation date the closing price of each underlying stock is at or above its coupon barrier and threshold value, set at 70% of its starting value (DE $341.07, GE $201.21, HON $133.01). The issuer can redeem all notes on specified call payment dates at $1,000.00 per note plus any due contingent coupon if all underlyings meet their barriers.

At maturity, if the notes have not been called and the least performing stock is at or above its threshold, holders receive principal plus any final coupon; if it is below its threshold, repayment is reduced in line with the stock’s decline and can fall to zero. The initial estimated value is $989.60 per $1,000.00 note, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

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BofA Finance LLC, guaranteed by Bank of America Corporation, is offering approximately $1.85 million of 4‑year Contingent Income Issuer Callable Yield Notes linked to the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the VanEck Semiconductor ETF. The notes pay a contingent coupon of $13.667 per $1,000 (about 1.3667% per month, 16.40% per year) on scheduled monthly dates, but only if on each observation date all three underlyings are at or above 75% of their starting levels.

The issuer may redeem the notes early on specified monthly call dates at $1,000 plus any due coupon if the barrier condition is met. At maturity, if the notes have not been called and the worst‑performing underlying is at or above 60% of its starting level, investors receive principal back (and possibly the final coupon); if it is below 60%, repayment is reduced in line with the loss and investors can lose their entire principal. The initial estimated value is $984.30 per $1,000, below the public offering price, reflecting dealer discounts, fees and BAC’s internal funding rate. All payments are subject to the credit risk of BofA Finance and BAC.

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Bank of America’s BofA Finance unit is offering Dual Directional Buffered Notes linked to the S&P 500® Index with a total public offering size of $2,000,000.00. These unsecured senior notes, fully guaranteed by BAC, have an approximate 18‑month term from a November 26, 2025 issue date to a May 26, 2027 maturity date.

The notes provide 100.00% upside participation in the S&P 500® price return, up to a maximum Redemption Amount of $1,136.00 per $1,000.00, a 13.60% cap. On the downside, there is a dual directional feature: if the index finishes between the Starting Value of 6,602.99 and the Threshold Value of 5,612.54 (85.00% of the start), the payoff increases as the index falls, up to that same $1,150.00-type maximum in the illustrative table. If the index closes below the Threshold, principal is exposed 1‑for‑1, and an investor could lose up to 85.00% of principal.

The initial estimated value is $983.40 per $1,000.00, below the $1,000.00 public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges. Payments depend entirely on the credit of BofA Finance and BAC and do not include dividends on S&P 500® stocks. The product carries detailed structural, market, credit, conflict and tax risks described in the risk and tax sections.

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Bank of America (through BofA Finance) is issuing 5-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000, and S&P 500. The notes are issued in $1,000 denominations, with a total public offering size of $2,366,000 and an initial estimated value of $978.40 per $1,000, which is lower than the public offering price due to internal funding rates, underwriting discounts and hedging costs.

Investors may receive a contingent coupon of $22.00 per $1,000 (2.20% per quarter, 8.80% per year) on each quarterly Observation Date if all three indices are at or above their Coupon Barriers, set at 70% of their respective starting levels. If the notes are not called early and the least performing index finishes at or above its Threshold Value (60% of its starting level), investors receive full principal back plus any final contingent coupon; if it finishes below the threshold, repayment is reduced in line with the index loss and can result in a total loss of principal. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, and all payments depend on their credit risk.

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Bank of America Corporation (BAC), via BofA Finance, is issuing approximately $1,235,000 of 3-year Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The public offering price is $1,000 per Note, while the initial estimated value is $981.30 per $1,000, reflecting internal funding and hedging costs.

Investors may receive monthly contingent coupon payments of $8.209 per $1,000 if on an Observation Date each index is at or above 70% of its starting level (the Coupon Barrier). BAC can redeem the Notes early on specified Call Payment Dates at $1,000 plus any due coupon. At maturity, if the least performing index is below its Threshold Value (also 70% of its starting level), the redemption amount will be reduced in line with the index loss and can fall to zero, resulting in a complete loss of principal. All payments depend on the credit risk of BofA Finance and BAC.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $9,822,000 of Callable Contingent Income Securities due November 26, 2027. These senior unsecured notes pay a contingent quarterly coupon of $27 per $1,000 (2.70% per quarter, 10.80% per year) only if, on every index business day in the quarter, the S&P 500, Russell 2000 and NASDAQ‑100 each stay at or above 70% of their initial levels.

Beginning February 26, 2026, the issuer may redeem all notes on any quarterly redemption date at par plus any due coupon. At maturity, if none of the three indices has fallen below 70% of its initial value, investors receive principal plus any final coupon. If any index ends below its 70% downside threshold, repayment is reduced 1‑for‑1 with the worst performer and can fall to zero, meaning a total loss of principal is possible.

The notes are not listed, do not participate in any index upside and are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $965.30 per $1,000, below the issue price, reflecting internal funding and hedging costs.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on November 25, 2025.