Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable return notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index. The notes are issued in $1,000 denominations, with a total public offering price of $3,303,000.00 and net proceeds to BofA Finance of $3,294,742.50 after a $2.50 per-note underwriting discount.
The notes have an approximate 5-year term, pricing on November 21, 2025 and maturing on November 26, 2030, unless automatically called. They may be called on November 23, 2026 for a fixed $1,092.50 per $1,000 note if all three indices are at or above their respective call values, which equal their starting values. If not called, the redemption amount at maturity depends on the performance of the least performing index relative to its redemption barrier. Payments are unsecured obligations subject to the credit risk of BofA Finance and BAC, and the initial estimated value is $988.50 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering unsecured senior market-linked notes tied to the common stock of NVIDIA Corporation (NVDA). Each $1,000 Security can pay a monthly Contingent Coupon at a rate of at least 13.50% per annum if NVDA’s closing price on the monthly Calculation Day is at or above a Coupon Barrier set at 65% of the Starting Price.
Beginning with the June 2026 Calculation Day and through November 2026, the notes are auto-callable: if NVDA’s closing price is at or above the Starting Price on any of those dates, investors receive $1,000 per Security plus the applicable coupon and the notes terminate early. If the notes are not called, at maturity in December 2026 investors receive $1,000 per Security only if NVDA’s final price is at or above a Threshold Price equal to 65% of the Starting Price; below that level, principal is reduced in proportion to NVDA’s decline, with losses greater than 35% and up to 100% possible.
The initial estimated value is expected to be between $921.75 and $971.75 per $1,000 Security, reflecting dealer discounts, hedging costs and BAC’s internal funding rate. The Securities will not be listed on any exchange and involve complex structure, market, liquidity and credit risks.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $5,119,000 of Callable Contingent Income Securities due November 26, 2030 linked to the worst performer of the S&P 500, EURO STOXX 50 and Russell 2000 indices. The notes pay a contingent quarterly coupon of $22.50 per $1,000 (9.00% per annum) only if on each observation date all three indices are at or above 75% of their initial values.
Beginning May 27, 2026, BofA Finance may redeem the notes quarterly at par plus any due coupon. At maturity, if the notes are not called and each index is at or above 70% of its initial value, investors receive the $1,000 principal plus any final coupon; if any index is below 70%, repayment is reduced in line with the worst index’s decline and can fall to zero.
The securities are unsecured senior debt of BofA Finance, guaranteed by BAC, subject to their credit risk. The initial estimated value is $954.90 per $1,000, below the issue price, reflecting fees, hedging costs and BAC’s internal funding rate.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing Buffered Auto-Callable Return Notes linked to the Market Guard Top 100 Index (MGX100). The Notes have a term of approximately 2 years, with a pricing date of November 21, 2025, and a maturity date of November 26, 2027, unless automatically called.
The public offering price is $1,000.00 per Note, with proceeds before expenses of $997.50 per Note to BofA Finance and a total offering size of $1,280,000.00. The initial estimated value is $972.50 per $1,000.00 principal amount, reflecting internal funding rates, underwriting discount, and hedging-related charges.
The Notes are automatically called at $1,090.00 per $1,000.00 if the index level on November 30, 2026 is at or above the Call Value of 10,402.46. If not called, repayment at maturity depends on MGX100 performance versus a Redemption Barrier of 10,402.46 and a Threshold Value of 8,321.97 (80% of the Starting Value), with up to 80.00% loss of principal possible. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is issuing auto-callable notes linked to the S&P 500® Index with a total public offering of $9,200,000.00 at $1,000.00 per Note. The initial estimated value is $988.30 per $1,000.00 principal, reflecting BAC’s internal funding rate and hedging-related charges.
The Notes run for approximately 4 years and may be automatically called starting on the November 23, 2026 Call Observation Date if the index level is at or above the Call Value of 6,602.99. If called, investors receive the applicable Call Amount, beginning at $1,083.500 and rising to $1,313.125 per Note on later dates.
If the Notes are not called, and on the November 21, 2029 Valuation Date the S&P 500 Index is at or above the Redemption Barrier of 4,622.09 (70.00% of the Starting Value), investors receive $1,334.00 per Note (a 33.40% total return). If the index closes below the Redemption Barrier, repayment falls below 70% of principal and can drop to zero, meaning investors could lose their entire investment. All payments are subject to the credit risk of BofA Finance as Issuer and BAC as Guarantor and the Notes pay no periodic interest.
Bank of America Corporation, via BofA Finance, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of UnitedHealth Group stock, the Nasdaq-100 Index and the S&P 500 Index. Each $1,000 Note pays a monthly contingent coupon of $13.125 (1.3125% per month, 15.75% per annum) only if on the observation date all three underlyings are at or above 70% of their respective starting values. The issuer may redeem the Notes early on specified monthly dates at $1,000 per Note plus any due contingent coupon.
If held to maturity and not called, investors receive $1,000 per Note plus any final contingent coupon if the least performing underlying finishes at or above 50% of its starting value; otherwise repayment falls below $500 per Note and can drop to zero, meaning up to 100% loss of principal. The Notes’ initial estimated value is expected to be between $940 and $990 per $1,000, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and the BAC guarantee.
Bank of America’s BofA Finance is issuing fixed-income, issuer-callable yield notes linked to the least performing of three equity indexes: the Market Guard Top 100 Index, the Nasdaq-100 Index and the S&P 500 Index. Each Note is sold at $1,000, with an initial estimated value of $977.80 and a term of approximately 12 months, subject to early redemption by the issuer.
Investors receive fixed monthly coupon payments of $7.084 per $1,000 (an annual rate of 8.50%) as long as the notes remain outstanding. At maturity, if the least performing index is at or above 70% of its starting level, investors receive full principal plus the final coupon; if it is below 70%, principal is reduced in line with the index decline and up to all principal can be lost.
The notes can be called at par plus the coupon on specified monthly call dates starting in May 2026. All payments depend on the credit of BofA Finance as issuer and Bank of America Corporation as guarantor, and the product embeds hedging and funding costs that make the public offering price higher than the initial estimated value.
Bank of America Corporation (BAC), via BofA Finance, is offering approximately $308,000 of senior unsecured auto-callable return notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER. Each Note has a $1,000 denomination, a term of about five years, and is fully and unconditionally guaranteed by BAC.
The underlying index is a leveraged, risk-controlled excess-return version of the S&P 500 Total Return Index, targeting 11.50% annualized volatility and applying a constant 0.50% per annum carry cost plus 0.01% transaction costs on changes in exposure. These costs, plus borrowing costs tied to the Federal Funds Rate, reduce positive performance and amplify negative performance.
The Notes may be automatically called on November 23, 2026 for a $1,095 call amount per $1,000 if the index is at or above its starting level of 482.67. If not called, a hypothetical payout table illustrates full principal repayment at maturity even if the index falls significantly, while gains mirror index increases when the ending level is at or above the redemption barrier. The initial estimated value is $933.80 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount of $37.50 per Note, and hedging-related charges. All payments depend on the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 5‑year auto‑callable notes linked to the S&P 500® Futures Excess Return Index. Each Note has a $1,000 denomination, a public offering price of $1,000, an underwriting discount of $5 and proceeds to the issuer of $995, while the initial estimated value is $974.30 per $1,000, reflecting internal funding and hedging costs.
The Notes may be automatically called on scheduled observation dates starting in November 2026 if the index is at or above its starting level, paying fixed Call Amounts (for example $1,116.50 on the first call date and up to $1,524.25 on later dates). If not called, at maturity investors receive $1,582.50 per $1,000 if the index is at or above the redemption barrier; full principal is returned if the index is between 70% and 100% of the starting level, and losses match index declines below 70%, up to total loss. Payments depend on the credit of BofA Finance and BAC, exclude dividends, involve complex tax treatment, and the Notes are not intended for retail investors in the EEA or United Kingdom.
BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100® Technology Sector Index with a total public offering price of $1,195,000. The roughly 4-year notes pay a quarterly contingent coupon of $30.125 per $1,000 (3.0125% per quarter, 12.05% per year) only if the index is at or above the 80% coupon barrier on each observation date.
If the notes are not called and the index ends at or above 75% of its starting level, investors receive full principal back, plus any final contingent coupon if the index is at or above the coupon barrier. If the index finishes below 75% of the starting value, repayment is reduced in line with the decline and investors can lose up to 100% of principal. The initial estimated value is $980.20 per $1,000, reflecting BAC’s internal funding rate and hedging costs, and all payments are subject to the credit risk of BofA Finance and BAC.