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BANK OF AMERICA /DE/ (BAC) SEC Filings, Nov 12, 2025

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,074,000 of Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices. Each $1,000 Note pays a contingent coupon of $8.542 per month (0.8542% monthly, 10.25% per year) only if all three indices remain at or above 70% of their respective starting levels on the monthly observation dates.

The Notes have an approximately 18‑month term and can be called early at the issuer’s option on specified monthly call dates at $1,000 plus any due coupon. If the Notes are not called and the weakest index finishes below its 70% threshold, investors receive less than $700 per $1,000 Note and can lose their entire principal. The initial estimated value is $978.80 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America.

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Rhea-AI Summary

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The Notes have an approximately three‑year term, from a pricing date of November 7, 2025 to a scheduled maturity on November 10, 2028, and are issued in $1,000 minimum denominations.

Investors may receive a contingent coupon of $6.459 per $1,000 (0.6459% per month, 7.75% per year) on monthly observation dates, but only if each index closes at or above its coupon barrier, set at 70% of its starting level. The same 70% level is the principal protection threshold: if, at maturity, the least performing index is at or above its threshold, investors receive $1,000 plus any final coupon; if it is below, repayment of principal is reduced in line with the index decline and can result in a substantial loss.

The issuer can call the Notes in full on specified monthly call payment dates at $1,000 per Note plus any earned coupon. The initial estimated value is $950.70 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs. All payments depend on the credit of BofA Finance and BAC, and investors do not receive any dividends from the underlying indices.

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Rhea-AI Summary

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately three-year auto-callable notes linked to the least performing of Meta (META), Microsoft (MSFT) and NVIDIA (NVDA) common stock. The notes are issued at $1,000 per note, while the initial estimated value is $985.10 per $1,000, reflecting internal funding and hedging costs.

The notes can be automatically called on scheduled observation dates starting in November 2026 if all three stocks are at or above their respective call values. Call amounts range from $1,316 to $1,948 per $1,000 depending on when they are called. If held to maturity and not called, investors receive full principal back only if the least performing stock finishes at or above 60% of its starting value; otherwise the payoff falls one-for-one with that stock and investors can lose their entire investment.

All payments depend on the credit risk of BofA Finance and BAC, and investors do not receive dividends on the underlying stocks. The product is restricted from EEA and UK retail investors and is intended for knowledgeable investors who understand equity-linked, principal-at-risk notes.

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BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index, the S&P 500 Index and the iShares MSCI EAFE ETF. The Notes have an approximate 15‑month term and a public offering price of $1,000 per Note, with proceeds of $1,000 per Note to BofA Finance and no underwriting discount.

Investors may receive a contingent coupon of $27.75 per $1,000 (2.775% per quarter, 11.10% per year) on each quarterly Observation Date only if every underlying is at or above its Coupon Barrier, set at 70% of its Starting Value. If the Notes are not called and, at maturity, the least performing underlying is below its Threshold Value of 65% of its Starting Value, the Redemption Amount will be reduced and can fall to zero, so investors can lose their entire principal. BofA Finance can redeem the Notes early on specified Call Payment Dates at 100% of principal plus any due contingent coupon, and all payments depend on the credit risk of BofA Finance and Bank of America.

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Rhea-AI Summary

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately 3-year senior unsecured auto-callable notes linked to the worst-performing of the common stocks of Advanced Micro Devices (AMD), Broadcom (AVGO) and NVIDIA (NVDA). The public offering price is $1,000 per note, with an underwriting discount of $2.50 and proceeds of $997.50 to BofA Finance per note, before expenses. The initial estimated value on the pricing date is expected to be between $930 and $980 per $1,000, reflecting internal funding and hedging costs.

The notes may be automatically called on scheduled observation dates starting in November 2026 if the observation value of each stock meets or exceeds its call value. In that case, investors receive a fixed call amount per $1,000, ranging from $1,266 on the first call date up to $1,731.50 on the final call date, and no further payments. If never called and the worst-performing stock finishes at or above a 60% redemption barrier of its starting value, the maturity payment is $1,798 per $1,000, a 79.8% return.

If the worst-performing stock closes below the 60% redemption barrier at maturity, repayment is reduced one-for-one with the stock loss, and investors can lose up to 100% of principal. Payments depend on the credit of BofA Finance and BAC; the notes pay no dividends and differ significantly from conventional bonds or direct stock ownership.

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Rhea-AI Summary

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering three-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index. The total offering is $500,000, priced at $1,000 per Note with proceeds to BofA Finance of $992.50 per Note before expenses. Investors may receive a contingent coupon of $10.25 per $1,000 (1.025% per month, 12.30% per year) on each monthly observation date only if all three indices are at or above 75% of their respective starting levels.

The issuer can redeem the Notes early on specified monthly call dates at $1,000 per Note plus any due coupon. At maturity, if the least-performing index is below its 75% threshold, the redemption amount falls below 75% of principal and can be zero, meaning investors could lose their entire investment. The initial estimated value is $980.40 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments are subject to the credit risk of BofA Finance and Bank of America.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,950,000 of market-linked, auto-callable notes tied to the worst performer of NVIDIA, UnitedHealth Group and AMD stock, maturing in November 2028. Investors receive a monthly contingent coupon of 21.35% per annum only if the lowest-performing stock on each calculation day is at or above 60% of its starting price, with a “memory” feature that can pay previously missed coupons.

From May 2026, the notes are automatically called at par plus the applicable coupon if the lowest-performing stock is at or above its starting price. If the notes are not called and the lowest-performing stock ends below 60% of its starting price, investors lose more than 40% and up to all of principal. The notes are unsecured, not listed, subject to BAC and BofA Finance credit risk, and were initially valued at $974.60 per $1,000 security, below the public offering price.

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BofA Finance, guaranteed by Bank of America, is offering approximately 4‑year auto‑callable notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and Russell 2000 Index. The notes may be automatically called on semi‑annual observation dates starting in December 2026, with call payments ranging from $1,140 to $1,490 per $1,000 if all three indexes are at or above their call values.

If the notes are not called, investors receive at maturity either $1,560 per $1,000 if the worst index finishes at or above its redemption barrier (100% of its starting level), par if it is between 70% and 100%, or a loss of principal in full proportion to the decline if it ends below 70%, up to a total loss. The initial estimated value is expected between $940.10 and $980.10 per $1,000, reflecting Bank of America’s internal funding rate and hedging costs, and all payments depend on the credit of BofA Finance and BAC.

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Rhea-AI Summary

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 3-year auto-callable notes linked to the price return version of the S&P 500 Index. The notes are scheduled to price on November 25, 2025, issue on December 1, 2025 and mature on November 30, 2028, unless called earlier.

Starting in December 2026, the notes are automatically called if the index is at or above the starting level on a call observation date, paying at least $1,088 or $1,176 per $1,000 depending on the call date. If not called, and at maturity the index is at or above the redemption barrier (100% of the starting level), investors receive a capped redemption of $1,264 per $1,000. If the index finishes between 80% and 100% of the starting level, principal is returned; below 80%, repayment is reduced one-for-one with the index decline, down to a total loss.

The initial estimated value is expected between $919 and $969 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor, and investors do not receive dividends from S&P 500 companies.

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Bank of America Corporation (BAC) and its subsidiary Merrill Lynch, Pierce, Fenner & Smith Incorporated filed a Form 4 for BlackRock Municipal Credit Alpha Portfolio, Inc. (MUNEX). On 11/07/2025, they indirectly purchased 1 share at $12.55 and sold 1 share at $12.54. Following these transactions, the reported indirect beneficial ownership was 0 shares.

The filing is a joint report by BAC and Merrill Lynch. The reporting persons disclaim beneficial ownership except to any pecuniary interest and state that any profit potentially recoverable under Section 16(b), if applicable, will be remitted to the issuer.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on November 12, 2025.