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BofA Finance, guaranteed by Bank of America Corporation (BAC), filed a 424B2 pricing supplement for Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100 Index (NDX), Russell 2000 Index (RTY) and Utilities Select Sector SPDR Fund (XLU). The public offering price is $1,000 per Note, with an underwriting discount of $9 and proceeds of $991 per Note. The initial estimated value is expected to be $930–$980 per $1,000.
The Notes have an approximate 4-year term to a scheduled maturity on November 29, 2029, and may be automatically called beginning November 27, 2026 if each underlying meets its Call Value (step-downs of 100.00%, 97.50%, 95.00%, 92.50%). Call Amounts per $1,000 are $1,180, $1,225, $1,270 and $1,315 on successive observation dates.
At maturity, if not called, investors receive enhanced upside at a 150.00% participation rate if the least performing underlying is at or above its Redemption Barrier (100.00%); principal is returned down to the Threshold Value (70.00%). Below the threshold, repayment falls with the decline and investors could lose up to 100% of principal. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance (guaranteed by Bank of America Corporation) is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index (NDXT), the Russell 2000 Index (RTY) and the VanEck Semiconductor ETF (SMH). The total offering is $2,000,000 at $1,000 per Note; the underwriting discount is $5 per Note, for proceeds to BofA Finance of $995 per Note. The initial estimated value is $987.30 per $1,000.
The Notes pay a 1.275% monthly contingent coupon (15.30% per annum) if, on an Observation Date, each underlying is at or above its Coupon Barrier (75% of its Starting Value). They are issuer-callable on scheduled Call Payment Dates at $1,000 plus the applicable coupon. Term is approximately six years (pricing on October 31, 2025; maturity on November 5, 2031), unless called.
At maturity, if not called: if the Least Performing Underlying is at or above its Threshold Value (60% of its Start), you receive $1,000 plus any final coupon if barriers are met; otherwise, principal is reduced in line with the decline of the least performer, and you could lose up to 100% of your investment. All payments depend on the credit risk of BofA Finance and BAC.
Bank of America reported stronger results for the quarter ended September 30, 2025. Total revenue rose to $28.1 billion from $25.3 billion, while net income increased to $8.5 billion, lifting diluted EPS to $1.06 from $0.81.
Growth was driven by higher net interest income of $15.2 billion, improved noninterest income of $12.9 billion, and a lower provision for credit losses of $1.3 billion, partially offset by higher expenses. Return on average common equity improved to 11.53%, and return on average tangible common equity reached 15.43%.
The balance sheet expanded, with total loans and leases at $1.17 trillion and total assets at $3.4 trillion. Capital remained strong: the CET1 ratio under the Standardized approach was 11.6%. The Federal Reserve’s 2025 stress test reduced the stress capital buffer to 2.5%, and the board approved a $40 billion common stock repurchase program. In the quarter, the bank repurchased $5.3 billion of stock and declared a quarterly common dividend of $0.28 per share.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the Russell 2000 and S&P 500 (least‑performing dictates outcomes). The notes target a term of about 5 years, with monthly observation dates and issuer call rights.
The notes pay a $7.084 contingent coupon per $1,000 (0.7084% monthly; 8.50% per annum) for any month when each index closes at or above 80% of its starting level. If held to maturity and not called, principal is fully returned only if the least‑performing index finishes at or above its 85% threshold; otherwise, repayment is reduced in line with the index decline, up to a 85% loss of principal.
The public offering price is $1,000 per note, the underwriting discount is $5 per note, and proceeds to BofA Finance are $995 per note before expenses. The initial estimated value is expected between $940 and $990 per $1,000. Payments depend on the credit of BofA Finance and BAC. Pricing is expected on Nov 25, 2025, issuance on Dec 1, 2025, and maturity on Nov 29, 2030, unless called earlier.
BofA Finance (guaranteed by BAC) filed a 424B2 pricing supplement for Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000, and S&P 500. The notes target a term of approximately 2 years, with monthly observation dates and issuer call features.
The notes pay a contingent coupon of at least $8.334 per $1,000 (at least 10.00% per annum) on any monthly date if all three indices are at or above 70% of their starting levels. The issuer may redeem the notes on specified monthly call dates at $1,000 per note plus any due coupon. If held to maturity and the least performing index finishes below its 70% threshold, the redemption amount will be reduced in line with the decline, up to a 100% loss of principal.
Per-note economics list a public offering price of $1,000, an underwriting discount of $8.50, and proceeds of $991.50 to BofA Finance. The initial estimated value is expected between $930 and $980 per $1,000. All payments are subject to the credit risk of BofA Finance and the BAC guarantee.
BofA Finance LLC, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000, and S&P 500 price return indexes. The term is approximately 4.75 years, with monthly observation dates and an issuer call feature.
The notes are issued in $1,000 denominations at a public offering price of $1,000 per note, with a $9 underwriting discount and $991 in proceeds to BofA Finance per note, before expenses. The initial estimated value is expected to be $930–$980 per $1,000 on the pricing date.
If on an observation date each index is at or above its Coupon Barrier (75% of its starting value), investors receive a monthly contingent coupon of at least $7.709 per $1,000 (0.7709% per month; at least 9.25% per annum). The issuer may redeem the notes on designated monthly call dates at $1,000 plus the coupon if the barrier condition is met. If not called, at maturity the payout depends on the Least Performing index: at or above the Threshold Value (60%), return of principal (plus any final coupon); below the threshold, repayment is reduced and losses may reach 100%. All payments depend on the credit of BofA Finance and BAC.
Bank of America (BAC) filed a 424B2 pricing supplement for Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000, and S&P 500. The notes offer a contingent coupon of at least $7.50 per $1,000 (at least 0.75% monthly, 9.00% per annum) when each index is at or above 70% of its starting level on monthly observation dates. The issuer may redeem the notes early on specified monthly call payment dates.
The public offering price is $1,000.00 per note, the underwriting discount is $9.00, and proceeds to BofA Finance are $991.00 per note. The initial estimated value is expected between $930.00 and $980.00 per $1,000.00, reflecting internal funding and hedging costs. Term is approximately 4.75 years (pricing date November 25, 2025; maturity August 29, 2030). If the least performing index ends below its 70% threshold at maturity, repayment falls below 70% of principal, up to total loss. Payments depend on the credit of BofA Finance (issuer) and BAC (guarantor).
BofA Finance (guaranteed by Bank of America Corporation) is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of lululemon athletica inc. (LULU) and Moderna, Inc. (MRNA). The Notes are expected to price on October 31, 2025, issue on November 5, 2025, and mature on November 3, 2028, unless automatically called.
Per Note economics: public offering price $1,000.00; underwriting discount $40.00; proceeds to BofA Finance $960.00, before expenses. The initial estimated value is expected to be between $900.00 and $950.00 per $1,000.00, reflecting internal funding and hedging costs.
Income and call mechanics: a monthly Contingent Coupon Payment of $20.625 per $1,000.00 is paid only if on the Observation Date each stock is at or above its 60.00% Coupon Barrier; the “memory” feature catches up unpaid coupons when conditions are next met. Beginning April 30, 2026, the Notes auto-call if each stock is at or above 100.00% of its Starting Value, returning $1,000.00 plus the applicable coupon. If not called, at maturity you receive $1,000.00 if the least performing stock is at or above its 60.00% Threshold Value; otherwise, repayment is reduced in line with the decline of the least performing stock, down to zero. All payments are subject to the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC), via BofA Finance and guaranteed by BAC, is offering Contingent Income (with Memory Feature) Auto‑Callable Yield Notes linked to the least performing of XLE, RTY and SMH. The Notes run for approximately 5 years, unless automatically called after November 6, 2026 if each underlying is at or above its starting value.
The Notes pay a $7.50 contingent monthly coupon per $1,000 principal when, on an Observation Date, all underlyings are at or above the 70% Coupon Barrier; the memory feature allows missed coupons to be caught up on later qualifying dates. Principal is at risk: if the least performing underlying finishes below the 60% Threshold Value at maturity, repayment falls in line with that decline and can be zero.
The initial estimated value is expected to be $900–$950 per $1,000, below the public offering price, reflecting BAC’s internal funding rate and hedging‑related charges. Per Note economics: public offering price $1,000.00, underwriting discount $41.25, and proceeds to BofA Finance of $958.75. BofAS acts as calculation agent and selling agent.
Bank of America Corporation (via BofA Finance) is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Index, the S&P 500 Index and the SPDR S&P Regional Banking ETF. The Notes target monthly contingent coupons of $9.792 per $1,000 in principal (0.9792% per month; 11.75% per annum) if each underlying is at or above a 70% coupon barrier on the observation date. The issuer may redeem the Notes quarterly at par plus any due coupon. Payments are subject to the credit risk of BofA Finance (issuer) and BAC (guarantor).
The Notes are expected to have an initial estimated value between $930.00 and $980.00 per $1,000.00, below the $1,000 public offering price, reflecting BAC’s internal funding rate and fees. Proceeds before expenses are $992.50 per note after a $7.50 underwriting discount. The term is approximately 3.5 years, with a pricing date of October 31, 2025, issue date November 5, 2025, valuation date April 30, 2029, and maturity May 3, 2029. At maturity, if not called, principal is repaid only if the least performing underlying finishes at or above a 60% threshold; otherwise, repayment is reduced in line with downside, up to a total loss.