Here are the 10-K annual reports from Beacon Financial Corporation (BBT) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow BBT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BBT filings page.
Beacon Financial Corporation, formerly Berkshire Hills Bancorp, reported strong 2025 results following its merger of equals with Legacy Brookline Bancorp and rebranding under ticker BBT.
Loans and leases rose to $18.0 billion, up 84.4%, while deposits reached $19.5 billion, up 119.2%, largely reflecting the combination. Commercial loans totaled $14.0 billion, 77.4% of loans. Net interest income increased 52.6% to $503.1 million, with net interest margin improving to 3.56% from 3.06%. Net income grew 31.4% to $90.3 million and EPS increased to $1.03 from $0.77. Asset quality remained manageable: nonperforming assets were $116.7 million, or 0.50% of total assets, and the allowance for loan and lease losses was $252.8 million, or 1.40% of loans and leases.