[8-K] Better Home & Finance Holding Co Reports Material Event

Rhea-AI Filing Summary

Better Home & Finance Holding Company (BETR) reported executive equity awards. On November 3, 2025, the Board approved restricted stock unit (RSU) grants under the 2023 Incentive Equity Plan with both performance- and time-based vesting. CEO Vishal Garg received 287,500 RSUs tied to stock price goals and 287,500 RSUs tied to Company revenue goals. General Counsel Paula Tuffin received 50,000 RSUs tied to stock price goals and 50,000 RSUs tied to Company revenue goals.

The performance goals must be achieved between October 1, 2025 and December 31, 2030. For RSUs that meet performance goals, 25% time vest on the 12‑month anniversary of the grant date, with the remainder vesting in equal quarterly installments over the following 36 months, subject to continued service. The awards include potential accelerated vesting upon certain terminations in connection with a change in control, as described in the Company’s Executive Change in Control Severance Plan.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 3, 2025

Better Home & Finance Holding Company

(Exact name of registrant as specified in its charter)

Delaware			001-40143			93-3029990
(State or other jurisdiction of incorporation or organization)			(Commission File Number)			(I.R.S. Employer Identification Number)

1 World Trade Center

285 Fulton St., 80th Floor Suite A

New York,

NY

10007

(Address of principal executive offices) (Zip Code)

(415) 523-8837

Registrant’s telephone number, including area code

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Class A common stock, par value $0.0001 per share

BETR

The Nasdaq Stock Market LLC

Warrants to purchase shares of Class A common stock

BETRW

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

Approval of Restricted Stock Unit Awards

On November 3, 2025, the board of directors (the “Board”) of Better Home & Finance Holding Company (the “Company”), pursuant to the Company’s 2023 Incentive Equity Plan, approved the grant of restricted stock units (“RSUs”), subject to both performance- and time-based vesting criteria, to certain of its named executive officers.

The Board granted Vishal Garg, the Company’s Chief Executive Officer: (1) 287,500 RSUs, which will be earned upon the achievement of certain stock price performance goals, and (2) 287,500 RSUs, which will be earned upon the achievement of certain Company revenue performance goals. The Board also granted Paula Tuffin, the Company’s General Counsel, Chief Compliance Officer and Corporate Secretary: (1) 50,000 RSUs, which will be earned upon the achievement of certain stock price performance goals, and (2) 50,000 RSUs, which will be earned upon the achievement of certain Company revenue performance goals. In each case, (1) the performance goals must be achieved between October 1, 2025 and December 31, 2030, or will otherwise be forfeited for no consideration, and (2) 25% of RSUs will time vest on the 12-month anniversary of the grant date and the remaining balance of which will vest in equal quarterly installments over the following 36 months. Both the performance goals and time criteria must be achieved for the applicable RSUs to fully vest, subject to the individual’s continued service.

The RSUs granted to Mr. Garg and Ms. Tuffin are subject to certain accelerated vesting events described in the Company's definitive proxy statement on Schedule 14A, filed with the Securities and Exchange Commission on April 30, 2025, including accelerated vesting of the awards upon a termination of employment by the Company without cause or by the individual for good reason in connection with or following a change in control, as provided in the Company’s Executive Change in Control Severance Plan.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			BETTER HOME & FINANCE HOLDING COMPANY
Date: November 7, 2025			By:			/s/ Paula Tuffin
			Name:			Paula Tuffin
			Title:			General Counsel, Chief Compliance Officer and Corporate Secretary

FAQ

What executive RSU awards did BETR approve on November 3, 2025?

Vishal Garg received 287,500 RSUs tied to stock price goals and 287,500 tied to revenue goals. Paula Tuffin received 50,000 tied to stock price goals and 50,000 tied to revenue goals.

What are the performance periods for BETR’s new RSUs?

Performance goals must be achieved between October 1, 2025 and December 31, 2030.

How do the time-based vesting terms work for these BETR RSUs?

After performance goals are met, 25% vests on the 12‑month anniversary of grant; the balance vests in equal quarterly installments over the next 36 months, subject to continued service.

Are there accelerated vesting provisions for these BETR awards?

Yes. The RSUs are subject to potential accelerated vesting upon certain terminations in connection with or following a change in control, per the Executive Change in Control Severance Plan.

Under which plan were BETR’s RSUs granted?

The awards were granted under the Company’s 2023 Incentive Equity Plan.

Which BETR officers received these RSU grants?

CEO Vishal Garg and General Counsel, Chief Compliance Officer and Corporate Secretary Paula Tuffin.