CFO at Better Home & Finance (BETR) granted 160,000 RSUs

Rhea-AI Filing Summary

Advani Loveen reported acquisition or exercise transactions in this Form 4 filing.

Better Home & Finance Holding Co granted its Chief Financial Officer, Loveen Advani, a total of 160,000 restricted stock units (RSUs) tied to Class A common stock. Each RSU represents the right to receive one share.

One grant covers 110,000 RSUs that vest over time: 1/12 vests on June 30, 2026, and the rest vest in equal installments on the first business day of each fiscal quarter, as long as Advani remains with the company. A separate 50,000 RSU grant is subject to both performance and time-based vesting. The performance condition requires achieving a specified stock price goal during the period from October 1, 2025 to December 31, 2030, and, if met, 25% time vests on February 2, 2027, with the remainder vesting quarterly over the following 36 months. If the stock price goal is not met within this performance period, the 50,000 RSUs will be forfeited.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Advani Loveen

(Last) (First) (Middle)

C/O BETTER HOME & FINANCE HOLDING CO

1 WTC, 285 FULTON STREET, FLOOR 80, A

(Street)

NEW YORK NY 10007

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Better Home & Finance Holding Co [ BETR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units (Class A)	(1)	02/11/2026		A		110,000		(2)	(2)	Class A Common Stock	110,000	$0	110,000	D
Restricted Stock Units (Class A)	(1)	02/11/2026		A		50,000		(3)	(3)	Class A Common Stock	50,000	$0	50,000	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

2. 1/12th of the restricted stock units shall vest on June 30, 2026 and the remainder shall vest in equal installments on the first business day of each fiscal quarter thereafter, in each case subject to the reporting person's continued service with the Issuer.

3. The restricted stock units are subject to both performance- and time-based vesting criteria. The performance-based criteria provides for the achievement of a specified stock price goal of the Issuer's Class A common stock occuring during the period beginning on October 1, 2025 and ending on December 31, 2030 (the "Performance Period"). 25% of the restricted stock units shall time vest on the February 2, 2027 and the remainder shall time vest quarterly over the following 36 months, subject to the reporting person's continued service with the Issuer. In the event the performance criteria is not met during the Performance Period, the RSUs shall be forfeited.

Remarks:

	/s/ Andrew Holt as attorney-in-fact	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
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FAQ

What insider transaction did Better Home & Finance (BETR) report?

Better Home & Finance reported equity awards to its CFO, Loveen Advani, totaling 160,000 restricted stock units. These RSUs are tied to Class A common stock and vest over time, with part of the grant also requiring a future stock price performance goal.

How many RSUs were granted to the BETR CFO in this Form 4?

The CFO of Better Home & Finance received 160,000 restricted stock units in total. One award covers 110,000 time-based RSUs and another covers 50,000 RSUs that vest only if both time-based and specified stock price performance conditions are satisfied.

What are the vesting terms for the 110,000 RSUs at Better Home (BETR)?

For the 110,000 RSUs, one-twelfth vests on June 30, 2026. The remaining units vest in equal installments on the first business day of each fiscal quarter thereafter, conditioned on the CFO’s continued service with Better Home & Finance Holding Co.

How do the 50,000 performance-based RSUs for BETR’s CFO vest?

The 50,000 RSUs require achieving a specified stock price goal between October 1, 2025 and December 31, 2030. If that performance hurdle is met, 25% vests on February 2, 2027 and the rest vests quarterly over 36 months, subject to continued service.

What happens if BETR’s stock price goal is not met for the performance RSUs?

If the specified stock price goal for Better Home & Finance’s Class A common stock is not reached during the performance period ending December 31, 2030, the 50,000 performance-based restricted stock units granted to the CFO will be forfeited and no shares will be delivered from that award.

Does the BETR CFO pay a price per share for these RSUs?

The reported RSU grants to the Better Home & Finance CFO show a price per derivative security of $0. These awards are equity compensation, meaning no purchase price is paid for the units themselves, though they vest only if service and performance conditions are satisfied.