Better Home & Finance Holding Co. Chief Executive Officer and director Vishal Garg reported equity award activity involving the company’s Class A common stock. On February 1, 2026, 3,166 Restricted Stock Units (Class A) were exercised at $0 and converted into 3,166 shares of Class A common stock. On the same date, 1,373 shares of Class A common stock were disposed of at $30.31 per share in a separate transaction. After these transactions, Garg directly held 14,836 shares of Class A common stock and 6,334 Restricted Stock Units, each representing a contingent right to receive one share of Class A common stock, subject to the vesting schedule described.
Better Home & Finance Holding Co executive Nicholas J. Calamari reported equity transactions in Class A shares and restricted stock units. On February 1, 2026, he exercised 3,166 Restricted Stock Units (Class A) at $0 per share, receiving the same number of Class A Common Stock shares.
On the same date, he disposed of 1,373 shares of Class A Common Stock at $30.31 per share under transaction code F. After these transactions, he directly owned 17,874 Class A Common Stock shares and 6,334 Restricted Stock Units (Class A).
Better Home & Finance Holding Co General Counsel and CCO Paula Tuffin reported equity transactions in the company’s Class A common stock. On February 1, 2026, she exercised 3,166 restricted stock units at $0 per share, converting them into Class A shares and increasing her direct holdings to 29,364 shares.
On the same date, 1,240 Class A shares were withheld at $30.31 per share, typically to cover tax obligations, leaving her with 28,124 Class A shares held directly. The underlying restricted stock units vest in stages from July 1, 2025 through March 15, 2026.
Better Home & Finance Holding Co officer Chad M. Smith reported vesting of restricted stock units, tax share withholding, and an indirect share sale. On February 1, 2026, 4,833 restricted stock units converted into Class A Common Stock at $0 per share. Of these, 1,736 shares were withheld at $30.31 per share, leaving 3,097 shares held directly. On February 3, 2026, a trust associated with Smith sold 3,097 Class A shares at $27.06 per share and held 18,493 Class A shares afterward. Smith also holds 9,667 restricted stock units that vest in stages between July 1, 2025 and March 15, 2026.
Better Home & Finance Holding Co director Harit Talwar reported scheduled equity vesting and related share conversions. On November 1, 2025 and February 1, 2026, 3,094 Restricted Stock Units (Class B) converted at $0 each on both dates into the issuer’s Class B Common Stock and then into an equal number of Class A shares.
After these transactions, Talwar directly beneficially owned 55,709 and then 52,615 Restricted Stock Units (Class B), and 43,320 and then 46,414 shares of Class B Common Stock, respectively. The RSUs were granted on May 23, 2022 and vest in equal sixteenth installments each quarter, contingent on continued Board service. Each Class B share is convertible into one Class A share and may also convert automatically upon specified ownership and governance conditions.
Better Home & Finance Holding Company (BETR) insider Chad and Gina Smith Trust has filed to sell 3,097 shares of common stock on or about 02/03/2026 through Merrill Lynch on the Nasdaq, with an aggregate market value of 83804.82. The filing notes that 9,855,284 common shares were outstanding. The 3,097 shares to be sold were acquired on 02/01/2026 via a restricted stock unit vest from Better Home & Finance Holding Company.
Over the past three months, the same trust has already sold additional common shares: 2,378 shares for gross proceeds of 113359.26 on 12/12/2025, 6,000 shares for 242877.57 on 12/15/2025, 2,843 shares for 99917.47 on 01/06/2026, and 6,000 shares for 220220.95 on 01/15/2026.
The Vanguard Group filed a Schedule 13G reporting beneficial ownership of 509,253 shares of Better Home & Finance Holding Co common stock, representing 5.16% of the class as of December 31, 2025.
Vanguard reports no sole voting or dispositive power, with 55,503 shares subject to shared voting power and 509,253 shares subject to shared dispositive power. The firm states the shares are held in the ordinary course of business, not to change or influence control of the company.
Vanguard also notes an internal realignment effective January 12, 2026, after which it no longer performs portfolio management or proxy voting, and certain subsidiaries are expected to report beneficial ownership separately while continuing the same investment strategies.
Better Home & Finance Holding Company filed an amended current report to correct the signature page, updating the date and identifying the proper signing officer. The company also furnished details of a press release announcing the successful amendment and renewal of a $175 million warehouse credit facility with a leading global banking institution, and reaffirmed previously provided finance guidance.
The press release is furnished under Regulation FD, meaning it is provided for informational purposes and is not treated as filed for liability purposes under the Exchange Act or automatically incorporated into other SEC filings.
Better Home & Finance Holding Company reported that it has successfully amended and renewed a $175 million warehouse credit facility with a leading global banking institution. This type of facility is commonly used to fund the company’s loan origination activities before those loans are sold or securitized, helping support ongoing lending operations. In the same announcement, the company re-affirmed its previously provided finance guidance, signaling that its expectations for financial performance remain unchanged based on current information.
Better Home & Finance Holding Co officer reports indirect stock sales. Pres & COO of Better Mortgage, Chad M. Smith, reported two sales of Class A common stock on 01/15/2026, each effected indirectly through a trust. One sale covered 4,880 shares at a weighted average price of $36.5023 per share, with sale prices ranging from $36.09 to $36.92. A second sale covered 1,120 shares at a weighted average price of $37.58 per share, with trade prices between $37.110 and $37.91. Following these transactions, the Form 4 shows indirect beneficial ownership of 22,710 shares and 21,590 shares of Class A common stock held by a trust.