Welcome to our dedicated page for Better Home & Finance Holding Company SEC filings (Ticker: BETR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret the information. As an AI-focused mortgage and home finance company, Better files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K that describe its financial condition, loan volumes, capital structure, and key corporate developments.
Recent Form 8-K filings have covered topics such as quarterly financial results, the implementation of an at-the-market equity offering program under a Form S-3 registration statement, partnerships expected to increase monthly loan volume, and executive compensation awards involving restricted stock units. Other 8-K filings have discussed senior management changes, including the planned retirement of the company’s chief financial officer, and provided context on warehouse facilities and anticipated growth in loan production.
Through this page, users can access core filings that matter to mortgage and home finance investors, including annual 10-K reports that summarize business operations and risk factors, quarterly 10-Q reports that update financial performance and funded loan volume metrics, and Form 4 and related filings that report transactions in the company’s Class A common stock and warrants listed on Nasdaq under the symbols BETR and BETRW.
Stock Titan’s platform adds AI-generated summaries to these documents, helping readers quickly understand the main points of lengthy filings, such as how non-GAAP measures like Adjusted EBITDA are defined, how at-the-market programs are structured, or how new partnerships may affect loan volume and capital needs. Real-time updates from EDGAR, combined with simplified explanations, make this page a useful starting point for reviewing Better Home & Finance’s regulatory history and ongoing disclosure practices.
Better Home & Finance Holding Co reports proposed sale of common shares following RSU vesting. The filing lists 2,374 restricted stock units that vested on 03/15/2026 and multiple cash-market dispositions by an affiliated trust during January–March 2026, with individual sale dates and share counts shown.
Better Home & Finance Holding Co received a Form 4 showing an affiliated Framework Ventures entity buying more shares. Framework Ventures IV L.P. indirectly purchased 25,000 shares of common stock in an open-market transaction at $29.55 per share, bringing that reporting line’s indirect holdings to 859,312 shares.
The filing also lists additional indirect common stock holdings entries of 247,450 shares and 121,150 shares for related entities, indicating a sizeable overall position associated with the Framework Ventures group.
Better Home & Finance Holding Co. Form 144 reports proposed or completed sales of Common Stock by a selling holder. The excerpt lists multiple sale dates in 2025–2026 and per-transaction proceeds amounts in dollars, including specific transactions on 12/15/2025, 01/06/2026, and 02/17/2026.
Better Home & Finance Holding Co reported an insider open‑market purchase of its Common Stock tied to Framework Ventures–related entities. Framework Ventures IV L.P. acquired 29,494 shares at a price of $34.12 per share, increasing an indirect position to 834,312 shares following the transaction.
Additional indirect holdings reported for related entities total 247,450 shares and 121,150 shares of Common Stock. The filing notes that Framework Ventures IV GP LLC, Framework Ventures Management LLC, Vance Spencer and Michael Ernest Anderson, as well as Framework Labs, Inc., may be deemed beneficial owners but each disclaims beneficial ownership except to the extent of any pecuniary interest.
Better Home & Finance Holding Company is a technology-enabled homeownership platform offering mortgages, home equity and related services through its Tinman AI system and Better Plus marketplace. It operates across direct-to-consumer and partner channels, and is licensed to originate mortgages in all 50 U.S. states.
For the year ended December 31, 2025, funded loan volume reached $4.7 billion, up from $3.6 billion in 2024. Revenue rose to $164.9 million from $108.5 million, while the company recorded a net loss of $165.9 million, improved from a $206.3 million net loss in 2024.
Management highlights advantages from its scalable Tinman platform, data-driven workflows and limited credit exposure, while emphasizing heavy dependence on interest rates, secondary market liquidity, GSE relationships and warehouse facilities. The risk section underscores ongoing operating losses, regulatory complexity, competition, reliance on key leaders and technology, and sensitivity to U.S. housing and macroeconomic conditions.
Better Home & Finance Holding Company reported strong growth but ongoing losses for Q4 2025. Revenue was approximately $44 million, up about 77% year over year, while Funded Loan Volume rose 56% to $1.5 billion. Net loss improved to about $40 million, and Adjusted EBITDA loss narrowed to $24 million.
Better’s Tinman AI Platform Funded Loan Volume reached $646 million, more than 40% of total volume, exceeding prior guidance of $600 million. The company ended the quarter with roughly $229 million in cash, restricted cash, short-term investments, and assets held for sale, and had $575 million of warehouse financing capacity.
Management issued Q1 2026 Loan Volume guidance of $1.40–$1.55 billion, reaffirmed its goal of reaching $1.0 billion in Monthly Loan Volume by the end of May 2026, and reiterated its target of Adjusted EBITDA breakeven by the end of Q3 2026.
Framework Ventures–affiliated entities increased their indirect stake in Better Home & Finance Holding Co. The filing shows open-market purchases of 31,598 shares of Common Stock at prices of $35.46 and $39.73, and exercises of warrants to acquire 211,312 shares at exercise prices of $27.00 and $27.25.
Following these transactions, the entities indirectly reported holding 804,818 shares of Common Stock. The securities are held primarily by Framework Ventures IV L.P. and Framework Labs, Inc., while Vance Spencer and Michael Ernest Anderson may be deemed beneficial owners but disclaim ownership beyond their pecuniary interests.
Better Home & Finance Holding Co received an initial ownership report from several related Framework Ventures entities, which collectively disclose indirect holdings of its Class A common stock and warrants. The filing does not show any new buys or sales but sets out existing positions.
Framework Ventures IV L.P. purchased a warrant to buy up to 211,312 shares of common stock for a total purchase price of $0.01, with exercise prices structured in two tranches of 105,656 shares each at $27.00 per share and a higher-of formula for the second tranche. A prior 9.99% beneficial ownership cap on exercising the warrant was waived on March 5, 2026. Additional indirect common stock holdings of 571,908, 247,450 and 121,150 shares are reported for related entities and individuals, with certain parties disclaiming beneficial ownership beyond any pecuniary interest.
Better Home & Finance Holding Co executive Nicholas J. Calamari reported an equity award transaction involving restricted stock units. On March 1, 2026, 3,167 Restricted Stock Units tied to Class A shares were exercised or converted, resulting in 3,167 shares of Class A Common Stock. After this conversion, he directly owned 34,402 Class A shares. Each restricted stock unit represents a right to receive one Class A share, with vesting scheduled in stages from July 1, 2025 through March 15, 2026.
Better Home & Finance Holding Co Chief Executive Officer Vishal Garg reported an exercise of derivative awards that delivered Class A common shares. On March 1, 2026, he exercised 3,167 Restricted Stock Units (Class A), receiving 3,167 shares of Class A Common Stock at a price of $0.00 per share.
After this conversion, Garg directly owned 31,364 shares of Class A common stock. Each restricted stock unit represents a contingent right to receive one share, with vesting scheduled in installments from July 1, 2025 through March 15, 2026.