Welcome to our dedicated page for Better Home & Finance Holding Company SEC filings (Ticker: BETR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret the information. As an AI-focused mortgage and home finance company, Better files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K that describe its financial condition, loan volumes, capital structure, and key corporate developments.
Recent Form 8-K filings have covered topics such as quarterly financial results, the implementation of an at-the-market equity offering program under a Form S-3 registration statement, partnerships expected to increase monthly loan volume, and executive compensation awards involving restricted stock units. Other 8-K filings have discussed senior management changes, including the planned retirement of the company’s chief financial officer, and provided context on warehouse facilities and anticipated growth in loan production.
Through this page, users can access core filings that matter to mortgage and home finance investors, including annual 10-K reports that summarize business operations and risk factors, quarterly 10-Q reports that update financial performance and funded loan volume metrics, and Form 4 and related filings that report transactions in the company’s Class A common stock and warrants listed on Nasdaq under the symbols BETR and BETRW.
Stock Titan’s platform adds AI-generated summaries to these documents, helping readers quickly understand the main points of lengthy filings, such as how non-GAAP measures like Adjusted EBITDA are defined, how at-the-market programs are structured, or how new partnerships may affect loan volume and capital needs. Real-time updates from EDGAR, combined with simplified explanations, make this page a useful starting point for reviewing Better Home & Finance’s regulatory history and ongoing disclosure practices.
Better Home & Finance Holding Co Chief Executive Officer and 10% owner Vishal Garg bought 2,217 shares of Class A common stock in an open-market transaction. The weighted average purchase price was $29.9045 per share, with individual trades ranging from $29.79 to $30.00. Following this purchase, he directly owns 54,877 shares.
Better Home & Finance Holding Company elected Hugh R. Frater to its board of directors and to the audit committee, effective March 23, 2026. The board determined he is independent under Nasdaq rules. He will serve until the 2026 annual meeting and until a successor is elected and qualified.
Compensation under the company’s Director Compensation Policy includes an annual cash retainer of $150,000 and an annual equity retainer of restricted stock units valued at $150,000. For audit committee service, he will receive an additional annual cash retainer of $7,500 and additional restricted stock units valued at $7,500, with cash paid quarterly and equity vesting before the annual meeting, all prorated from his start date.
Better Home & Finance Holding Co director, chief executive officer, and 10% owner Vishal Garg reported open-market purchases of Class A common stock. Across five transactions on March 23–24, 2026, he bought a total of 21,200 shares at weighted-average prices between about $28.37 and $30.06 per share. Following these purchases, he directly owns 52,660 Class A shares. Several reported prices are weighted averages for multiple trades, with underlying purchase ranges from $27.76 to $30.45 per share.
Better Home & Finance Holding Co reported an insider open-market purchase by an affiliated investment entity. Framework Ventures IV L.P., through indirect ownership, bought 40,000 shares of common stock on March 23, 2026 at $29.60 per share. Following this transaction, one indirectly owned position reported in the filing stands at 952,312 shares of common stock.
Better Home & Finance Holding Co. received an Amendment No. 8 to a Schedule 13D from Novator Capital Sponsor Ltd. and Thor Bjorgolfsson updating their ownership in the Class A common stock. The reporting persons now beneficially own 659,446 shares, equal to 6.20% of the class, including 46,050 shares issuable upon exercise of warrants that expire on August 22, 2028 at an exercise price of $575.00 per share.
The amendment explains that Thor Bjorgolfsson’s beneficial ownership percentage decreased by more than one percentage point due to a higher company share count, an internal transfer of 216,724 shares from Novator Capital Limited to Novator Capital Sponsor Ltd., and open-market sales by Novator Capital Sponsor Ltd. totaling 280,414 shares between December 2, 2025 and March 10, 2026.
Better Home & Finance Holding Co large shareholder Framework Ventures IV L.P. reported an open-market purchase of 53,000 shares of common stock at $28.48 per share. After this transaction, one indirect holding line shows 912,312 shares. Separate indirect holding entries list 247,450 and 121,150 shares.
According to the footnotes, these securities are held through entities including Framework LP and Framework Labs, Inc., and may be deemed beneficially owned by Framework Ventures IV GP LLC, Framework Ventures Management LLC, Vance Spencer and Michael Ernest Anderson, each of whom disclaims beneficial ownership beyond any pecuniary interest.
Better Home & Finance Holding Company has changed its independent auditor. On March 16, 2026, the audit committee dismissed Deloitte & Touche LLP, effective immediately, after a competitive selection process. Deloitte’s reports for 2024 and 2025 contained no adverse opinions, and there were no disagreements on accounting or audit matters.
The company had previously disclosed material weaknesses in internal control over financial reporting, which it concluded were remediated as of December 31, 2025, after discussion with Deloitte. The audit committee appointed BDO USA, P.C. as the new independent registered public accounting firm for the 2026 fiscal year, with an engagement letter executed on March 18, 2026.
Better Home & Finance Holding Co director and CEO Vishal Garg reported equity compensation activity involving restricted stock units (RSUs) and related tax withholding. On March 15, 2026, he exercised RSUs covering 3,167 shares of Class A common stock at a conversion price of $0.00 per share, turning the award into common shares.
To cover tax obligations from RSU vesting, the issuer withheld 1,319 shares on March 13, 2026 at $32.90 per share and 1,752 shares on March 15, 2026 at $34.45 per share, as described in the footnotes. These F‑code transactions are tax‑withholding dispositions, not open‑market sales.
Following these transactions, Garg directly holds 31,460 shares of Class A common stock. The RSUs referenced each represent a contingent right to receive one share, with vesting scheduled in tranches from July 1, 2025 through March 15, 2026, and the filing shows this grant now fully vested and exercised.
Better Home & Finance Holding Co executive Paula Tuffin, the General Counsel and Chief Compliance Officer, reported routine equity compensation activity involving restricted stock units and related tax withholding. On March 15, 2026, she exercised 3,167 Restricted Stock Units, receiving the same number of Class A common shares at a conversion price of $0.00 per share, increasing her direct holdings to 39,527 shares of Class A common stock.
To cover tax obligations from RSU vesting, 1,203 shares of Class A common stock were withheld on March 13, 2026 at a reference price of $32.90 per share, and 1,620 shares were withheld on March 16, 2026 at a reference price of $34.45 per share. After these tax-withholding dispositions, Tuffin directly holds 37,907 Class A shares. Footnotes explain that each RSU represents a right to receive one share and detail a vesting schedule running from July 1, 2025 through March 15, 2026.
Better Home & Finance Holding Co executive Chad M. Smith, President & COO of Better Mortgage, reported a mix of stock sales, tax‑related share withholdings, and RSU vesting in Class A common stock.
On March 15, 2026, restricted stock units representing 4,834 shares were exercised into Class A common stock at a $0.00 conversion price, increasing his direct holdings. To cover taxes on RSU vesting, the issuer withheld 2,266 shares on March 13, 2026 at $32.90 per share and 2,460 shares on March 16, 2026 at $34.45 per share; these are tax-withholding dispositions, not market sales.
Separately, a trust associated with Smith executed open‑market sales of 2,567 shares on March 16, 2026 at a weighted average price of $29.8025 per share, and 2,374 shares on March 17, 2026 at a weighted average price of $28.5131 per share, across price ranges disclosed in the footnotes. After these transactions, the filing shows 4,941 shares held directly and 18,575 shares held indirectly through a trust.