BETTER HOME & FINANCE HOLDING SEC Filings

Better Home & Finance Holding Co. director Narasimhan Prabhu was granted 11,327 restricted stock units (RSUs) on 08/29/2025. Each RSU converts to one share of Class A common stock and carries no cash price ($0). The RSUs are scheduled to vest on the business day immediately preceding the company’s next annual meeting of stockholders. The Form 4 was signed by an attorney-in-fact on 09/02/2025.

The reporting person, Arnaud Massenet, a director of Better Home & Finance Holding Co (ticker reported as BETR), received 11,327 restricted stock units on 08/29/2025. Each restricted stock unit represents the contingent right to receive one share of the company's Class A common stock. The restricted stock units will vest on the business day immediately preceding the issuer's next annual meeting of stockholders. Following the grant, the reporting person beneficially owns 11,327 Class A shares represented by these units on a direct ownership basis. The filing was signed on 09/02/2025 by Andrew Holt as attorney-in-fact.

Michael J. Farello, a director of Better Home & Finance Holding Co. received 11,327 restricted stock units (RSUs) of Class A common stock in a reported acquisition dated 08/29/2025. Each RSU represents a contingent right to one share and will vest on the business day immediately preceding the issuer's next annual meeting of stockholders. Following the transaction Farello is reported to beneficially own 11,327 shares directly. The RSUs were recorded with a grant price of $0. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person on 09/02/2025. The filing indicates this is a routine equity award to an insider and does not disclose cash proceeds or exercises.

Better Home & Finance Holding Co. director Menon Bhaskar was granted 11,722 restricted stock units (RSUs) of Class A common stock on 08/29/2025. Each RSU represents a contingent right to receive one share of Class A common stock and the grant price is reported as $0. Following the grant, Mr. Bhaskar beneficially owns 11,722 shares, held directly. The RSUs will vest on the business day immediately preceding the issuer's next annual meeting of stockholders. The Form 4 was signed by Attorney-in-Fact Andrew Holt on 09/02/2025.

Menon Bhaskar filed an initial Form 3 reporting a relationship as a Director of Better Home & Finance Holding Co (trading symbol shown as BETR). The event date requiring the statement is 08/01/2025. The filing discloses that no securities are beneficially owned by the reporting person. The form was signed on behalf of the reporting person by Andrew Holt, Attorney-in-Fact on 09/02/2025. The filing indicates it was submitted by one reporting person and includes the reporting person’s address in New York.

Better Home & Finance Holding Company reported stronger top-line activity for the quarter ended June 30, 2025, with total net revenues of $44.1 million (up from $32.3 million a year earlier) driven by a higher gain on loans. Total assets rose to $1.232 billion, reflecting larger mortgage loans held for sale and a substantial increase in loans held for investment to $420.6 million, primarily U.K. buy-to-let lending.

Despite revenue growth, the company remained loss-making: a Q2 net loss of $36.3 million (improved from $41.4 million) and a six-month net loss of $86.8 million. Stockholders' equity swung to a $76.6 million surplus from a deficit last year, largely due to a $210.0 million gain recorded in equity from a troubled debt restructuring related to the April 2025 exchange of Convertible Notes for Senior Notes and a cash payment. Liquidity and restructuring developments were material: cash and equivalents fell to $87.1 million, customer deposits grew to $482.4 million, Senior Notes carrying value was $200.4 million, and certain U.K. operating units were classified as assets held for sale with associated write-downs and a goodwill impairment.

Talwar Harit, a director of Better Home & Finance Holding Co (ticker BETR), reported multiple restricted stock unit grants and an acquisition on Form 4. The filing shows an acquisition on 08/07/2025 of 25,698 shares of Class A common stock at a reported price of $0. The same filing records a grant/acquisition of 20,191 restricted stock units for Class A common stock on 08/07/2025, which correspond to 20,191 Class A shares. The Form also documents recurring tranches of 3,094 restricted stock units tied to Class B common stock with listed vesting tranches (02/01/2025, 05/01/2025, 08/01/2025) and describes conversion mechanics from Class B to Class A. Certain restricted stock units are noted as vested immediately upon grant and ownership is reported as direct.

Chad M. Smith, an officer identified as President & COO on the Form 4 for Better Home & Finance Holding Co (BETR), reported transactions dated 08/06/2025. The filing lists non-derivative entries for Class A common stock showing a sale of 2,539 shares at $14.56 and a separate entry reflecting 5,000 Class A shares acquired at $0 (post-transaction beneficial ownership figures shown as 29,533 and 26,994 in the respective lines). The derivative table reports 5,000 Restricted Stock Units (RSUs) settled and a total RSU-related beneficial ownership of 55,000 Class A shares following the reported transaction. The RSUs were granted on May 8, 2024 and vest 25% at the 12‑month anniversary with the remainder vesting in equal quarterly installments over the following 36 months, subject to continued employment.