Welcome to our dedicated page for BETTER HOME & FINANCE HOLDING SEC filings (Ticker: BETRW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) provides access to the company’s official regulatory disclosures as an AI-native mortgage and home equity finance platform. These documents offer detailed information on its operations, financial condition, governance, and securities, including its publicly traded warrants.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q for discussions of Better’s mortgage and home equity products, AI technology such as the Tinman® platform and Betsy™, funded loan volume, revenue composition, and risk factors. These filings also describe how the company presents non-GAAP measures like Adjusted EBITDA alongside GAAP results.
Current reports on Form 8-K and related amendments document material events, including earnings releases, changes in directors and committee assignments, and updates related to the company’s warrants. Recent 8-K and 8-K/A filings, for example, outline the election of independent directors, their committee roles, and director compensation under the company’s policies, as well as the release of quarterly financial results.
For those tracking BETRW warrants, SEC filings specify that the warrants are listed on The Nasdaq Stock Market LLC and are exercisable for shares of Class A common stock at a defined exercise price. Filings may also include exhibits such as earnings press releases and detailed financial tables.
On Stock Titan, these filings are updated in near real time from the SEC’s EDGAR system. AI-powered summaries help explain lengthy 10-K and 10-Q reports, highlight key metrics, and clarify the implications of 8-K events, making it easier to understand Better’s AI-powered mortgage and home equity business, governance structure, and capital instruments.
Better Home & Finance Holding Co received an initial ownership report from several related Framework Ventures entities, which collectively disclose indirect holdings of its Class A common stock and warrants. The filing does not show any new buys or sales but sets out existing positions.
Framework Ventures IV L.P. purchased a warrant to buy up to 211,312 shares of common stock for a total purchase price of $0.01, with exercise prices structured in two tranches of 105,656 shares each at $27.00 per share and a higher-of formula for the second tranche. A prior 9.99% beneficial ownership cap on exercising the warrant was waived on March 5, 2026. Additional indirect common stock holdings of 571,908, 247,450 and 121,150 shares are reported for related entities and individuals, with certain parties disclaiming beneficial ownership beyond any pecuniary interest.
Better Home & Finance Holding Co executive Nicholas J. Calamari reported an equity award transaction involving restricted stock units. On March 1, 2026, 3,167 Restricted Stock Units tied to Class A shares were exercised or converted, resulting in 3,167 shares of Class A Common Stock. After this conversion, he directly owned 34,402 Class A shares. Each restricted stock unit represents a right to receive one Class A share, with vesting scheduled in stages from July 1, 2025 through March 15, 2026.
Better Home & Finance Holding Co Chief Executive Officer Vishal Garg reported an exercise of derivative awards that delivered Class A common shares. On March 1, 2026, he exercised 3,167 Restricted Stock Units (Class A), receiving 3,167 shares of Class A Common Stock at a price of $0.00 per share.
After this conversion, Garg directly owned 31,364 shares of Class A common stock. Each restricted stock unit represents a contingent right to receive one share, with vesting scheduled in installments from July 1, 2025 through March 15, 2026.
Better Home & Finance Holding Co General Counsel and CCO Paula Tuffin reported an exercise and conversion of restricted stock units into common stock. On March 1, 2026, 3,167 restricted stock units converted into 3,167 shares of Class A common stock at a stated price of $0.00 per share, bringing her directly held Class A share balance to 37,563. Each restricted stock unit represents a contingent right to receive one share of Class A common stock, with vesting scheduled in installments between July 1, 2025 and March 15, 2026.
Better Home & Finance Holding Company entered a Securities Purchase Agreement with Framework Ventures IV L.P. and issued a warrant to buy up to 211,312 shares of Class A common stock. The warrant was sold for $0.01 and is exercisable in two stages tied to Framework’s ownership level.
The first 105,656 shares are exercisable at $27.00 per share once Framework’s beneficial ownership exceeds 4.99%. The remaining 105,656 shares become exercisable when the first portion is fully purchased and ownership exceeds 8.98%, at the greater of $27.00 or 90% of the 30‑day volume‑weighted average price. The warrant expires on February 17, 2027, and the company agreed in a separate Registration Rights Agreement to register the resale of the warrant shares after closing conditions are met.
Better Home & Finance Holding Co Chief Executive Officer Vishal Garg reported a tax-related share disposition. On February 17, 2026, 9,020 shares of Class A common stock were withheld at a price of $29.11 per share to cover taxes upon vesting of restricted stock units originally granted on February 11, 2026. After this withholding, Garg directly owned 28,197 shares of Class A common stock.
Better Home & Finance Holding Co General Counsel and CCO Paula Tuffin reported a tax-related share disposition. On February 17, 2026, 8,091 shares of Class A common stock were withheld at $29.11 per share to cover taxes upon vesting of previously granted restricted stock units. After this tax-withholding disposition, she directly holds 34,396 shares of Class A common stock.
Better Home & Finance Holding Co executive Nicholas J. Calamari reported a tax-related share disposition. On February 17, 2026, 9,020 shares of Class A common stock were withheld to cover taxes due on restricted stock units that vested from an award originally granted on February 11, 2026. After this withholding transaction, he directly owned 31,235 shares of Class A common stock.
Better Home & Finance Holding Co executive Chad M. Smith reported share transactions involving Class A common stock. On February 17, 2026, 6,995 shares were withheld to cover taxes upon vesting of restricted stock units originally granted on February 11, 2026, at a price of $29.11 per share, leaving 7,926 shares held directly.
That same day, a trust associated with Smith sold a total of 6,000 shares in open-market transactions, with weighted average prices of $30.0121 and $30.3888 per share and sale price ranges from $29.29 to $30.43. After these sales, the trust held 15,590 shares indirectly.
Better Home & Finance Holding Company received a Form 144 notice that the Chad and Gina Smith Trust plans to sell 6,000 shares of common stock through Merrill Lynch, with an aggregate market value of $180,447.85 on or around 02/17/2026 on the Nasdaq market.
These 6,000 shares were acquired on 08/06/2025 via a restricted stock unit vesting from Better Home & Finance. The trust has also sold multiple blocks of common shares over the past three months, each generating tens of thousands of dollars in gross proceeds.