Welcome to our dedicated page for BETTER HOME & FINANCE HOLDING SEC filings (Ticker: BETRW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) provides access to the company’s official regulatory disclosures as an AI-native mortgage and home equity finance platform. These documents offer detailed information on its operations, financial condition, governance, and securities, including its publicly traded warrants.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q for discussions of Better’s mortgage and home equity products, AI technology such as the Tinman® platform and Betsy™, funded loan volume, revenue composition, and risk factors. These filings also describe how the company presents non-GAAP measures like Adjusted EBITDA alongside GAAP results.
Current reports on Form 8-K and related amendments document material events, including earnings releases, changes in directors and committee assignments, and updates related to the company’s warrants. Recent 8-K and 8-K/A filings, for example, outline the election of independent directors, their committee roles, and director compensation under the company’s policies, as well as the release of quarterly financial results.
For those tracking BETRW warrants, SEC filings specify that the warrants are listed on The Nasdaq Stock Market LLC and are exercisable for shares of Class A common stock at a defined exercise price. Filings may also include exhibits such as earnings press releases and detailed financial tables.
On Stock Titan, these filings are updated in near real time from the SEC’s EDGAR system. AI-powered summaries help explain lengthy 10-K and 10-Q reports, highlight key metrics, and clarify the implications of 8-K events, making it easier to understand Better’s AI-powered mortgage and home equity business, governance structure, and capital instruments.
Frontier Capital Management Co., LLC filed a Schedule 13G reporting a passive ownership stake in Better Home & Finance Holding Co. It beneficially owns 877,822 shares of Class A common stock, representing 8.91% of the class as of 12/31/2025.
Frontier has sole voting power over 402,918 shares and sole dispositive power over all 877,822 shares, with no shared voting or dispositive authority. The firm certifies the position was acquired and is held in the ordinary course of business, without the purpose or effect of changing or influencing control of the company.
Better Home & Finance Holding Co president and COO of Better Mortgage, Chad M. Smith, reported an equity award in the company’s Class A common stock. On February 11, 2026, he acquired 14,921 shares through a grant of restricted stock units that vested immediately. After this transaction he directly owns 14,921 Class A shares and indirectly holds 21,590 Class A shares through a trust, reflecting an earlier transfer of 2,056 shares from his direct holdings to the trust as a change in ownership form.
Advani Loveen reported acquisition or exercise transactions in this Form 4 filing.
Better Home & Finance Holding Co granted its Chief Financial Officer, Loveen Advani, a total of 160,000 restricted stock units (RSUs) tied to Class A common stock. Each RSU represents the right to receive one share.
One grant covers 110,000 RSUs that vest over time: 1/12 vests on June 30, 2026, and the rest vest in equal installments on the first business day of each fiscal quarter, as long as Advani remains with the company. A separate 50,000 RSU grant is subject to both performance and time-based vesting. The performance condition requires achieving a specified stock price goal during the period from October 1, 2025 to December 31, 2030, and, if met, 25% time vests on February 2, 2027, with the remainder vesting quarterly over the following 36 months. If the stock price goal is not met within this performance period, the 50,000 RSUs will be forfeited.
FEIERSTEIN BARRY reported acquisition or exercise transactions in this Form 4 filing.
Better Home & Finance Holding Co’s Chief Operating Officer, Barry Feierstein, received an award of 37,500 restricted stock units (RSUs) tied to the company’s Class A common stock. Each RSU represents a right to receive one share at no cost.
The RSUs, granted on February 11, 2026, vest only if both time-based and performance conditions are met. The performance goal requires achieving a specified stock price between October 1, 2025 and December 31, 2030. If this is not achieved, all RSUs are forfeited.
For time-based vesting, 25% of the RSUs vest on December 15, 2026, with the remainder vesting quarterly over the next 36 months, contingent on Feierstein’s continued service with the company.
Better Home & Finance Holding Co officer Nicholas J. Calamari received 22,381 shares of Class A Common Stock on February 11, 2026 through a grant of restricted stock units that vested immediately. The shares were acquired at a price of $0 per share, bringing his directly owned holdings to 40,255 shares.
Better Home & Finance Holding Co. Chief Executive Officer and director Vishal Garg reported an acquisition of 22,381 shares of Class A common stock on February 11, 2026. The shares were received as a grant of restricted stock units that vested immediately at a stated price of $0 per share, bringing his directly held stake to 37,217 shares.
Better Home & Finance Holding Co’s General Counsel and CCO, Paula Tuffin, reported a mix of equity awards and share sales. On February 11, 2026, she acquired 22,381 shares of Class A common stock through a grant of restricted stock units that vested immediately at $0 per share. The next day, she executed two open-market sales: 4,987 shares at a weighted average price of $28.4553 per share, with individual sale prices ranging from $27.825 to $28.80, and 3,031 shares at a weighted average price of $29.0245, with prices ranging from $28.81 to $29.53. After these transactions, she directly owned 42,487 shares of Class A common stock.
Healthcare of Ontario Pension Plan Trust Fund (HOOPP) has filed Amendment No. 2 to a Schedule 13G reporting beneficial ownership of 578,960 shares of Better Home & Finance Holding Company Class A common stock.
This holding represents 5.9% of the Class A shares outstanding, based on 9,855,284 Class A shares issued and outstanding as of November 3, 2025, as reported by the company. HOOPP reports sole voting and dispositive power over all of these shares.
HOOPP describes itself as a pension plan formed as a trust under Ontario law and certifies that the shares were acquired and are held in the ordinary course of business, not for the purpose of changing or influencing control of Better Home & Finance.
Better Home & Finance Holding Co Chief Financial Officer Loveen Advani filed an initial insider ownership report. The Form 3 states that no securities of Better Home & Finance Holding Co are beneficially owned, and the filing is submitted under a power of attorney granted to Andrew Holt.
Better Home & Finance Holding Co President and COO Chad M. Smith reported several equity transactions involving Class A common stock and restricted stock units. On February 6, 2026, 5,000 shares of Class A common stock were acquired at $0 through the exercise of 5,000 Restricted Stock Units (RSUs), moving from derivative to non-derivative holdings.
Also on February 6, 2,944 shares of Class A common stock were disposed of at $26.68 in a transaction typically associated with tax withholding, leaving 2,056 directly held shares. On February 10, 2026, 2,056 shares of Class A common stock were sold at $27.98 and are reported as indirectly owned by a trust, which held 19,534 shares after this sale.
The filing notes that 3,097 shares previously reported as directly held had been transferred to the reporting person’s trust as a change in form of ownership under Rule 16a-13. Following the RSU exercise, the reporting person held 45,000 RSUs, each representing a contingent right to one Class A share, vesting over approximately four years from a May 8, 2024 grant date.