Welcome to our dedicated page for BETTER HOME & FINANCE HOLDING SEC filings (Ticker: BETRW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) provides access to the company’s official regulatory disclosures as an AI-native mortgage and home equity finance platform. These documents offer detailed information on its operations, financial condition, governance, and securities, including its publicly traded warrants.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q for discussions of Better’s mortgage and home equity products, AI technology such as the Tinman® platform and Betsy™, funded loan volume, revenue composition, and risk factors. These filings also describe how the company presents non-GAAP measures like Adjusted EBITDA alongside GAAP results.
Current reports on Form 8-K and related amendments document material events, including earnings releases, changes in directors and committee assignments, and updates related to the company’s warrants. Recent 8-K and 8-K/A filings, for example, outline the election of independent directors, their committee roles, and director compensation under the company’s policies, as well as the release of quarterly financial results.
For those tracking BETRW warrants, SEC filings specify that the warrants are listed on The Nasdaq Stock Market LLC and are exercisable for shares of Class A common stock at a defined exercise price. Filings may also include exhibits such as earnings press releases and detailed financial tables.
On Stock Titan, these filings are updated in near real time from the SEC’s EDGAR system. AI-powered summaries help explain lengthy 10-K and 10-Q reports, highlight key metrics, and clarify the implications of 8-K events, making it easier to understand Better’s AI-powered mortgage and home equity business, governance structure, and capital instruments.
Better Home & Finance Holding Co executive Nicholas J. Calamari reported equity transactions in Class A shares and restricted stock units. On February 1, 2026, he exercised 3,166 Restricted Stock Units (Class A) at $0 per share, receiving the same number of Class A Common Stock shares.
On the same date, he disposed of 1,373 shares of Class A Common Stock at $30.31 per share under transaction code F. After these transactions, he directly owned 17,874 Class A Common Stock shares and 6,334 Restricted Stock Units (Class A).
Better Home & Finance Holding Co General Counsel and CCO Paula Tuffin reported equity transactions in the company’s Class A common stock. On February 1, 2026, she exercised 3,166 restricted stock units at $0 per share, converting them into Class A shares and increasing her direct holdings to 29,364 shares.
On the same date, 1,240 Class A shares were withheld at $30.31 per share, typically to cover tax obligations, leaving her with 28,124 Class A shares held directly. The underlying restricted stock units vest in stages from July 1, 2025 through March 15, 2026.
Better Home & Finance Holding Co officer Chad M. Smith reported vesting of restricted stock units, tax share withholding, and an indirect share sale. On February 1, 2026, 4,833 restricted stock units converted into Class A Common Stock at $0 per share. Of these, 1,736 shares were withheld at $30.31 per share, leaving 3,097 shares held directly. On February 3, 2026, a trust associated with Smith sold 3,097 Class A shares at $27.06 per share and held 18,493 Class A shares afterward. Smith also holds 9,667 restricted stock units that vest in stages between July 1, 2025 and March 15, 2026.
Better Home & Finance Holding Co director Harit Talwar reported scheduled equity vesting and related share conversions. On November 1, 2025 and February 1, 2026, 3,094 Restricted Stock Units (Class B) converted at $0 each on both dates into the issuer’s Class B Common Stock and then into an equal number of Class A shares.
After these transactions, Talwar directly beneficially owned 55,709 and then 52,615 Restricted Stock Units (Class B), and 43,320 and then 46,414 shares of Class B Common Stock, respectively. The RSUs were granted on May 23, 2022 and vest in equal sixteenth installments each quarter, contingent on continued Board service. Each Class B share is convertible into one Class A share and may also convert automatically upon specified ownership and governance conditions.
Better Home & Finance Holding Company (BETR) insider Chad and Gina Smith Trust has filed to sell 3,097 shares of common stock on or about 02/03/2026 through Merrill Lynch on the Nasdaq, with an aggregate market value of 83804.82. The filing notes that 9,855,284 common shares were outstanding. The 3,097 shares to be sold were acquired on 02/01/2026 via a restricted stock unit vest from Better Home & Finance Holding Company.
Over the past three months, the same trust has already sold additional common shares: 2,378 shares for gross proceeds of 113359.26 on 12/12/2025, 6,000 shares for 242877.57 on 12/15/2025, 2,843 shares for 99917.47 on 01/06/2026, and 6,000 shares for 220220.95 on 01/15/2026.
The Vanguard Group filed a Schedule 13G reporting beneficial ownership of 509,253 shares of Better Home & Finance Holding Co common stock, representing 5.16% of the class as of December 31, 2025.
Vanguard reports no sole voting or dispositive power, with 55,503 shares subject to shared voting power and 509,253 shares subject to shared dispositive power. The firm states the shares are held in the ordinary course of business, not to change or influence control of the company.
Vanguard also notes an internal realignment effective January 12, 2026, after which it no longer performs portfolio management or proxy voting, and certain subsidiaries are expected to report beneficial ownership separately while continuing the same investment strategies.
Better Home & Finance Holding Company filed an amended current report to correct the signature page, updating the date and identifying the proper signing officer. The company also furnished details of a press release announcing the successful amendment and renewal of a $175 million warehouse credit facility with a leading global banking institution, and reaffirmed previously provided finance guidance.
The press release is furnished under Regulation FD, meaning it is provided for informational purposes and is not treated as filed for liability purposes under the Exchange Act or automatically incorporated into other SEC filings.
Better Home & Finance Holding Company reported that it has successfully amended and renewed a $175 million warehouse credit facility with a leading global banking institution. This type of facility is commonly used to fund the company’s loan origination activities before those loans are sold or securitized, helping support ongoing lending operations. In the same announcement, the company re-affirmed its previously provided finance guidance, signaling that its expectations for financial performance remain unchanged based on current information.
Better Home & Finance Holding Co officer reports indirect stock sales. Pres & COO of Better Mortgage, Chad M. Smith, reported two sales of Class A common stock on 01/15/2026, each effected indirectly through a trust. One sale covered 4,880 shares at a weighted average price of $36.5023 per share, with sale prices ranging from $36.09 to $36.92. A second sale covered 1,120 shares at a weighted average price of $37.58 per share, with trade prices between $37.110 and $37.91. Following these transactions, the Form 4 shows indirect beneficial ownership of 22,710 shares and 21,590 shares of Class A common stock held by a trust.
Better Home & Finance Holding Co: This Form 4 shows Paula Tuffin, the company's General Counsel and Chief Compliance Officer, reported securities transactions dated 09/05/2025. The filing records the acquisition of 7,935 shares of Class A Common Stock at a price of $0, increasing her beneficial ownership of Class A Common Stock to 19,700 shares. The report also lists 7,935 shares of Class B Common Stock converted or treated as derivative shares, with 7,935 underlying Class A shares noted. The form includes an explanatory note that each Class B share is convertible into one Class A share and describes automatic conversion triggers. The Form 4 was signed by an attorney-in-fact on 09/09/2025.