Welcome to our dedicated page for BETTER HOME & FINANCE HOLDING SEC filings (Ticker: BETRW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) provides access to the company’s official regulatory disclosures as an AI-native mortgage and home equity finance platform. These documents offer detailed information on its operations, financial condition, governance, and securities, including its publicly traded warrants.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q for discussions of Better’s mortgage and home equity products, AI technology such as the Tinman® platform and Betsy™, funded loan volume, revenue composition, and risk factors. These filings also describe how the company presents non-GAAP measures like Adjusted EBITDA alongside GAAP results.
Current reports on Form 8-K and related amendments document material events, including earnings releases, changes in directors and committee assignments, and updates related to the company’s warrants. Recent 8-K and 8-K/A filings, for example, outline the election of independent directors, their committee roles, and director compensation under the company’s policies, as well as the release of quarterly financial results.
For those tracking BETRW warrants, SEC filings specify that the warrants are listed on The Nasdaq Stock Market LLC and are exercisable for shares of Class A common stock at a defined exercise price. Filings may also include exhibits such as earnings press releases and detailed financial tables.
On Stock Titan, these filings are updated in near real time from the SEC’s EDGAR system. AI-powered summaries help explain lengthy 10-K and 10-Q reports, highlight key metrics, and clarify the implications of 8-K events, making it easier to understand Better’s AI-powered mortgage and home equity business, governance structure, and capital instruments.
Nicholas J. Calamari, Chief Accounting Officer and Senior Counsel of Better Home & Finance Holding Co (ticker BETR), reported multiple transactions dated 09/04/2025. The filing shows acquisitions (code C) of Class A and Class B shares at $0 (consistent with conversions) and several sales (code S) executed the same day. Sale prices are reported as a weighted average of $21.8557 per share for multiple transactions, with some sales at $22.68 and an individual price range disclosed between $21.64 and $22.22.
The report discloses indirect ownership through the Anika G Austin Descendants Trust and the Nicholas J. Calamari Family Trust and includes customary disclaimers that the reporting person may be deemed to have voting and dispositive power but disclaims beneficial ownership except to the extent of pecuniary interest. The form is signed by an attorney-in-fact on behalf of the reporting person.
Better Home & Finance Holding Company amended its prior current report to disclose committee assignments and related director compensation. On August 29, 2025 the board appointed David Barse to the Corporate Governance and Nominations Committee and appointed Bhaskar Menon as Chair of the Audit Committee and as a member of the Compensation Committee. The filing states the company will pay Mr. Barse an additional $7,500 annual cash retainer and $7,500 in RSUs for Nominations Committee service, and Mr. Menon an additional $25,000 annual cash retainer and $25,000 in RSUs as Audit Committee Chair plus $7,500 cash and $7,500 in RSUs for Compensation Committee service.
Form 144 notice for BETRW: The filer notified of a proposed sale of 34,847 shares of Class A Common Stock through J.P. Morgan Securities LLC with an aggregate market value of $789,633. The filing shows 9,350,264 shares outstanding and an approximate sale date of 09/04/2025 on NASDAQ. Acquisition history for the shares shows a mix of founder shares and vested RSUs acquired between 06/15/2015 and 10/01/2024, including transfers into family trusts. The filer reports no securities sold in the past three months and certifies no undisclosed material adverse information.
Better Home & Finance Holding Co (BETR) reporting officer Kevin J. Ryan disclosed multiple equity transactions on 09/01/2025. He received 4,833 Class A restricted stock units and 286 Class B restricted stock units that convert to Class A shares, plus an additional 4,833 Class A restricted stock units, bringing his Class A beneficial ownership to 33,834 shares and Class B beneficial ownership to 574 shares after the transactions. The filing also shows a sale of 1,902 Class A shares at $22.63 each, reducing his Class A holdings to 54,668 shares in one reported line and to 14,183/14,296 in derivative-related lines as reported. Restricted stock units have specified vesting schedules and conversion terms; some units were granted in 2022 and vest based on time and liquidity conditions.
Chad M. Smith, President & COO of Better Mortgage, reported equity activity in Better Home & Finance Holding Co (Class A common stock) on 09/01/2025. He was granted 4,833 restricted stock units (each converting to one share) with no purchase price and a specified vesting schedule: 3/12ths vested on July 1, 2025; 8/12ths in equal monthly installments from August 1, 2025 through March 1, 2026; and the final 1/12th on March 15, 2026. The filing also shows a disposition of 2,455 shares on 09/01/2025 at a price of $22.63 per share. Following the transactions, the report lists beneficial ownership positions of 31,827 shares, 29,372 shares, and a combined derivative-derived total of 33,834 shares in various table lines as direct ownership.
Garg Vishal, identified as Chief Executive Officer, Director and a >10% owner of Better Home & Finance Holding Co (ticker shown as BETR), reported transactions dated 09/01/2025. The filing shows a grant of 3,167 restricted stock units (RSUs) with $0 per-unit price and a vesting schedule described in the filing. On the same date the filing discloses a disposition of 1,752 shares at $22.63 per share. The non-derivative lines report beneficial ownership figures of 8,828 shares following the RSU award and 7,076 shares following the sale; the derivative table shows 3,167 RSUs underlying 3,167 shares and total beneficial ownership of 22,167 shares after the reported transactions. The filing is signed by an attorney-in-fact.
Nicholas J. Calamari, CAO and Senior Counsel at Better Home & Finance Holding Co (ticker BETR), reported changes in his beneficial ownership on Form 4. He was granted 3,167 restricted stock units (RSUs) that convert to Class A common shares with no cash price, increasing his total beneficial holdings to 10,728 shares immediately after the grant. He also disposed of 1,277 Class A shares at $22.63 per share, leaving him with 9,451 shares following the transactions. The RSUs vest over a schedule: 3/12 on July 1, 2025; 8/12 in equal monthly installments from August 1, 2025 through March 1, 2026; and the final 1/12 on March 15, 2026. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person.
Paula Tuffin, General Counsel and CCO of Better Home & Finance Holding Co (symbol shown as BETR), reported changes in her beneficial ownership on Form 4 for transactions dated 09/01/2025. The filing shows receipt of 3,167 restricted stock units (each convertible into one Class A share) recorded as an acquisition at $0, and a separate disposition of 1,145 Class A shares sold at $22.63 per share. Following the reported non-derivative transactions, the filing lists 12,910 and 11,765 shares as amounts beneficially owned on the two reported non-derivative lines, and 16,442 shares held indirectly by a trust. The restricted stock units vest in scheduled tranches between July 1, 2025 and March 15, 2026.
Better Home & Finance Holding Co. director Narasimhan Prabhu was granted 11,327 restricted stock units (RSUs) on 08/29/2025. Each RSU converts to one share of Class A common stock and carries no cash price ($0). The RSUs are scheduled to vest on the business day immediately preceding the company’s next annual meeting of stockholders. The Form 4 was signed by an attorney-in-fact on 09/02/2025.
The reporting person, Arnaud Massenet, a director of Better Home & Finance Holding Co (ticker reported as BETR), received 11,327 restricted stock units on 08/29/2025. Each restricted stock unit represents the contingent right to receive one share of the company's Class A common stock. The restricted stock units will vest on the business day immediately preceding the issuer's next annual meeting of stockholders. Following the grant, the reporting person beneficially owns 11,327 Class A shares represented by these units on a direct ownership basis. The filing was signed on 09/02/2025 by Andrew Holt as attorney-in-fact.