Better Home & Finance Holding Co (BETR) received a Rule 144 notice relating to planned sales of its common stock by Chad Smith. The notice covers 3,307 shares of common stock, with an indicated aggregate market value of $42,336.76, to be sold through UBS Financial Services Inc on or after August 19, 2026 on NASDAQ. The shares arise from a restricted stock release dated August 6, 2026, and the filer states the sales are intended to cover tax liability on that restricted stock release.
Better Home & Finance Holding Co (BETR) is the subject of an Amendment No. 5 to a Schedule 13D filed by Vishal Garg and affiliated entities. The amendment updates their beneficial ownership of 2,029,224 shares of Class A common stock equivalents, representing 13.7% of the Class A shares outstanding, based on 13,243,928 Class A shares outstanding as of July 31, 2026.
The position includes shares held directly by Mr. Garg, options on Class B shares, and Class B shares convertible into Class A held through 1/0 Real Estate, LLC and The 718 4Ever Trust I, with certain holdings subject to beneficial ownership disclaimers. The amendment also describes recent stockholder consent activity to seek removal of five directors via a Consent Solicitation, and notes that Better Home & Finance Holding Co has filed a complaint in U.S. District Court against Mr. Garg relating to reporting and solicitation matters, which the reporting persons state they intend to contest.
Better Home & Finance Holding Co (BETR) reported that Chad M. Smith, Pres & COO of Better Mortgage, exercised 5,000 Restricted Stock Units (Class A) on August 6, 2026, receiving 5,000 shares of Class A Common Stock at a stated price of $0.00 per share.
Following this transaction, Smith holds 35,000 RSUs directly and 5,000 shares of Class A Common Stock directly, plus an additional 23,516 shares held indirectly by a trust. The RSUs were granted on May 8, 2024 and vest 25% on the 12‑month anniversary, with the remainder vesting in equal quarterly installments over the next 36 months, subject to continued employment.
Better Home & Finance Holding Co (BETR) reported that Chief Technology Officer Sigurgeir Orn Jonsson exercised restricted stock units into Class A Common Stock in two tranches and had shares withheld for costs. On May 1, 2026, 3,907 RSUs converted into 3,907 shares, with 1,409 shares delivered or withheld at $44.38 per share for payment of exercise price or tax liability. On August 1, 2026, 3,906 RSUs converted into 3,906 shares, with 1,995 shares delivered or withheld at $23.50 per share for the same purpose. The RSUs were granted on February 11, 2026 and vest quarterly over four years, in 16 nearly equal installments, conditioned on continued service.
Better Home & Finance Holding Co (Class A common stock) is the subject of Amendment No. 6 to a Schedule 13D filed by a group of investors led by Steven Sarracino. The reporting persons collectively report 1,290,178 Shares, representing 8.9% of the Class A common stock, with no sole voting or dispositive power and fully shared voting and dispositive power.
The filing discloses that on August 16, 2026, Sarracino, on behalf of the reporting group, executed a written stockholder consent seeking to remove, without cause, five directors of Better Home & Finance Holding Co. The consent becomes effective only upon valid delivery of sufficient stockholder consents to meet the vote threshold required under Sections 141(k) and 228 of the Delaware General Corporation Law and the company’s governing documents. The group reports that there have been no transactions in the Shares by the reporting persons since the prior Amendment No. 5.
Better Home & Finance Holding Co (BETR) received an amended Schedule 13D from Vishal Garg and related entities updating their ownership and governance intentions. Garg reports beneficial ownership of 2,029,224 shares (including common, options, and convertible Class B shares), representing 13.7% of the outstanding Class A common stock, based on 13,243,928 Class A shares outstanding as of July 31, 2026.
Affiliated entities 1/0 Real Estate, LLC and 1/0 Holdco, LLC each report 130,455 shares beneficially owned (about 1.0% of Class A), and The 718 4Ever Trust I reports 465,517 shares (about 3.5%). The filing states that Garg has begun and expects to continue discussions with the board, management, and certain stockholders about changing board composition and removing interim CEO Daniel Lewis and several directors, and that as of August 17, 2026 he has delivered written consents from stockholders the reporting persons believe hold a majority of the issuer’s voting power. If these consents are not accepted or followed by resignations, Garg plans to commence a formal consent solicitation.
Better Home & Finance Holding Co significant shareholder group updates its ownership and intentions. Entities associated with Steven Sarracino and Activant report beneficial ownership of 1,290,178 Shares of Class A common stock, or 8.9% of the class, based on 13,243,928 Shares outstanding as of July 31, 2026. Most holdings are Shares issuable upon conversion of Class B common stock by various Activant Ventures III funds, plus 72,206 Shares held by Better Voyager Partners. The filing states there have been no transactions in the Shares by these reporting persons since the prior amendment. Sarracino, Vishal Garg and Tony Bobulinski have engaged, and expect to continue to engage, in discussions with the board, management and certain stockholders regarding potential changes to board composition and the issuer’s interim or long-term CEO. The reporting persons note they may be deemed part of a broader group that could beneficially own 4,539,572 Shares, or approximately 26.8% of Shares outstanding, while expressly disclaiming such group status and certain beneficial ownership.
FRONTIER CAPITAL MANAGEMENT CO., LLC filed an amended Schedule 13G reporting its holdings in Better Home & Finance Holding Company Class A common stock. As of 06/30/2026, Frontier reported beneficial ownership of 625,598 Class A shares, representing 4.78% of the class.
Frontier reported sole voting power over 281,649 shares and sole dispositive power over 625,598 shares, with no shared voting or dispositive power. The filing notes that Frontier now holds 5 percent or less of the outstanding Class A common stock.
Better Home & Finance Holding Company reported higher revenue but continued losses for the quarter ended June 30, 2026. From continuing operations, total net revenues rose to $54.7 million from $42.7 million a year earlier, driven mainly by higher gain on sale of loans.
The company recorded a quarterly net loss of $30.6 million compared with $36.3 million in the prior-year quarter. For the first six months of 2026, net loss was $100.9 million. Discontinued operations related to Birmingham Bank produced a six‑month net loss of $20.1 million, including a $15.7 million write‑down of the disposal group, partly offset by a $2.4 million write‑up.
Cash and cash equivalents increased to $102.3 million and total cash, cash equivalents and restricted cash to $111.9 million. Warehouse borrowings rose to $454.3 million on $511.1 million of mortgage loans held for sale at fair value. Customer deposits at Birmingham Bank were $746.0 million, and stockholders’ equity increased to $57.9 million, helped by equity issuances and warrant exercises, despite an accumulated deficit of $2.18 billion.
Better Home & Finance Holding Company submitted a notification of late filing for its Quarterly Report on Form 10-Q for the three months ended June 30, 2026. The company states it needs additional time to complete quarter-end closing procedures and indicates the report could not be filed on time without unreasonable effort or expense.
The company expects to file the Form 10-Q with the SEC as soon as practicable and plans to do so on or before the five-calendar-day extension period permitted under Rule 12b-25 for a Form 10-Q.