Welcome to our dedicated page for BETTER HOME & FINANCE HOLDING SEC filings (Ticker: BETRW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) provides access to the company’s official regulatory disclosures as an AI-native mortgage and home equity finance platform. These documents offer detailed information on its operations, financial condition, governance, and securities, including its publicly traded warrants.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q for discussions of Better’s mortgage and home equity products, AI technology such as the Tinman® platform and Betsy™, funded loan volume, revenue composition, and risk factors. These filings also describe how the company presents non-GAAP measures like Adjusted EBITDA alongside GAAP results.
Current reports on Form 8-K and related amendments document material events, including earnings releases, changes in directors and committee assignments, and updates related to the company’s warrants. Recent 8-K and 8-K/A filings, for example, outline the election of independent directors, their committee roles, and director compensation under the company’s policies, as well as the release of quarterly financial results.
For those tracking BETRW warrants, SEC filings specify that the warrants are listed on The Nasdaq Stock Market LLC and are exercisable for shares of Class A common stock at a defined exercise price. Filings may also include exhibits such as earnings press releases and detailed financial tables.
On Stock Titan, these filings are updated in near real time from the SEC’s EDGAR system. AI-powered summaries help explain lengthy 10-K and 10-Q reports, highlight key metrics, and clarify the implications of 8-K events, making it easier to understand Better’s AI-powered mortgage and home equity business, governance structure, and capital instruments.
Michael J. Farello, a director of Better Home & Finance Holding Co. received 11,327 restricted stock units (RSUs) of Class A common stock in a reported acquisition dated 08/29/2025. Each RSU represents a contingent right to one share and will vest on the business day immediately preceding the issuer's next annual meeting of stockholders. Following the transaction Farello is reported to beneficially own 11,327 shares directly. The RSUs were recorded with a grant price of $0. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person on 09/02/2025. The filing indicates this is a routine equity award to an insider and does not disclose cash proceeds or exercises.
Better Home & Finance Holding Co. director Menon Bhaskar was granted 11,722 restricted stock units (RSUs) of Class A common stock on 08/29/2025. Each RSU represents a contingent right to receive one share of Class A common stock and the grant price is reported as $0. Following the grant, Mr. Bhaskar beneficially owns 11,722 shares, held directly. The RSUs will vest on the business day immediately preceding the issuer's next annual meeting of stockholders. The Form 4 was signed by Attorney-in-Fact Andrew Holt on 09/02/2025.
Menon Bhaskar filed an initial Form 3 reporting a relationship as a Director of Better Home & Finance Holding Co (trading symbol shown as BETR). The event date requiring the statement is 08/01/2025. The filing discloses that no securities are beneficially owned by the reporting person. The form was signed on behalf of the reporting person by Andrew Holt, Attorney-in-Fact on 09/02/2025. The filing indicates it was submitted by one reporting person and includes the reporting person’s address in New York.
Better Home & Finance Holding Company reported stronger top-line activity for the quarter ended June 30, 2025, with total net revenues of $44.1 million (up from $32.3 million a year earlier) driven by a higher gain on loans. Total assets rose to $1.232 billion, reflecting larger mortgage loans held for sale and a substantial increase in loans held for investment to $420.6 million, primarily U.K. buy-to-let lending.
Despite revenue growth, the company remained loss-making: a Q2 net loss of $36.3 million (improved from $41.4 million) and a six-month net loss of $86.8 million. Stockholders' equity swung to a $76.6 million surplus from a deficit last year, largely due to a $210.0 million gain recorded in equity from a troubled debt restructuring related to the April 2025 exchange of Convertible Notes for Senior Notes and a cash payment. Liquidity and restructuring developments were material: cash and equivalents fell to $87.1 million, customer deposits grew to $482.4 million, Senior Notes carrying value was $200.4 million, and certain U.K. operating units were classified as assets held for sale with associated write-downs and a goodwill impairment.
Talwar Harit, a director of Better Home & Finance Holding Co (ticker BETR), reported multiple restricted stock unit grants and an acquisition on Form 4. The filing shows an acquisition on 08/07/2025 of 25,698 shares of Class A common stock at a reported price of $0. The same filing records a grant/acquisition of 20,191 restricted stock units for Class A common stock on 08/07/2025, which correspond to 20,191 Class A shares. The Form also documents recurring tranches of 3,094 restricted stock units tied to Class B common stock with listed vesting tranches (02/01/2025, 05/01/2025, 08/01/2025) and describes conversion mechanics from Class B to Class A. Certain restricted stock units are noted as vested immediately upon grant and ownership is reported as direct.
Chad M. Smith, an officer identified as President & COO on the Form 4 for Better Home & Finance Holding Co (BETR), reported transactions dated 08/06/2025. The filing lists non-derivative entries for Class A common stock showing a sale of 2,539 shares at $14.56 and a separate entry reflecting 5,000 Class A shares acquired at $0 (post-transaction beneficial ownership figures shown as 29,533 and 26,994 in the respective lines). The derivative table reports 5,000 Restricted Stock Units (RSUs) settled and a total RSU-related beneficial ownership of 55,000 Class A shares following the reported transaction. The RSUs were granted on May 8, 2024 and vest 25% at the 12‑month anniversary with the remainder vesting in equal quarterly installments over the following 36 months, subject to continued employment.
Better Home & Finance Holding Co. (BETR) – Form 4: CFO Kevin J. Ryan reported multiple insider transactions tied to restricted stock units (RSUs).
- New grant: 58,000 Class A RSUs issued 28 May 2025, post 1-for-50 reverse split.
- RSU conversions: 14,500 shares on 1 Jul 2025 and 4,833 shares on 1 Aug 2025 (Code M, $0 exercise).
- Tax withholding disposals: 5,706 shares at $12.48 and 1,902 shares at $13.35 surrendered (Code F).
- Current holdings: 51,737 Class A shares held directly plus 38,667 unvested RSUs.
- Vesting schedule: 25% on 1 Jul 2025, 67% monthly through 1 Mar 2026, final 8% on 15 Mar 2026.
The CFO’s net position rose by 11,725 shares, while sizable unvested equity maintains long-term alignment with shareholders.