Welcome to our dedicated page for BETTER HOME & FINANCE HOLDING SEC filings (Ticker: BETRW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Better Home & Finance Holding Company filings document material events, operating and financial results, governance matters, and the security structure for its Class A common stock and BETRW warrants. The records include 8-K disclosures on capital structure, executive and director compensation arrangements, board and audit committee changes, and changes in the company’s independent registered public accounting firm.
Proxy materials describe annual-meeting business, board oversight, stockholder voting matters, and compensation governance. The filings also identify warrants to purchase Class A common stock and disclose audit and internal-control matters relevant to the company’s technology-enabled mortgage and home equity finance business.
Better Home & Finance Holding Company (BETR) insider Chad and Gina Smith Trust has filed a Form 144 indicating an intent to sell 2,056 shares of common stock through Merrill Lynch, with an aggregate market value of $57,526.88 on the Nasdaq market. These shares were acquired on 02/06/2026 via a restricted stock unit vest. The filing notes that there are 9,855,284 common shares outstanding. Over the past three months, the trust has already sold multiple common stock blocks, including 6,000 shares on 12/15/2025 for $242,877.57 and 6,000 shares on 01/15/2026 for $220,220.95. The signer represents they are not aware of any undisclosed material adverse information about the company.
Better Home & Finance Holding Company (BETR) insider Chad and Gina Smith Trust has filed a Form 144 indicating an intent to sell 2,056 shares of common stock through Merrill Lynch, with an aggregate market value of $57,526.88 on the Nasdaq market. These shares were acquired on 02/06/2026 via a restricted stock unit vest. The filing notes that there are 9,855,284 common shares outstanding. Over the past three months, the trust has already sold multiple common stock blocks, including 6,000 shares on 12/15/2025 for $242,877.57 and 6,000 shares on 01/15/2026 for $220,220.95. The signer represents they are not aware of any undisclosed material adverse information about the company.
Better Home & Finance Holding Co is the subject of an amended Schedule 13G filing reporting a significant shareholder. Daniel Lewis, doing business as Orange Capital Ventures, LP, reports beneficial ownership of 587,490 shares of Class A Common Stock, representing 5.8% of the class. This amount includes 107,000 shares issuable upon exercise of call options. The percentage is based on 10,125,100 Class A shares outstanding as of December 10, 2025, as referenced from the company’s Schedule 13D. The filer certifies the shares are not held for the purpose of changing or influencing control of the company.
Better Home & Finance Holding Co is the subject of an amended Schedule 13G filing reporting a significant shareholder. Daniel Lewis, doing business as Orange Capital Ventures, LP, reports beneficial ownership of 587,490 shares of Class A Common Stock, representing 5.8% of the class. This amount includes 107,000 shares issuable upon exercise of call options. The percentage is based on 10,125,100 Class A shares outstanding as of December 10, 2025, as referenced from the company’s Schedule 13D. The filer certifies the shares are not held for the purpose of changing or influencing control of the company.
Better Home & Finance Holding Co. Chief Executive Officer and director Vishal Garg reported equity award activity involving the company’s Class A common stock. On February 1, 2026, 3,166 Restricted Stock Units (Class A) were exercised at $0 and converted into 3,166 shares of Class A common stock. On the same date, 1,373 shares of Class A common stock were disposed of at $30.31 per share in a separate transaction. After these transactions, Garg directly held 14,836 shares of Class A common stock and 6,334 Restricted Stock Units, each representing a contingent right to receive one share of Class A common stock, subject to the vesting schedule described.
Better Home & Finance Holding Co. Chief Executive Officer and director Vishal Garg reported equity award activity involving the company’s Class A common stock. On February 1, 2026, 3,166 Restricted Stock Units (Class A) were exercised at $0 and converted into 3,166 shares of Class A common stock. On the same date, 1,373 shares of Class A common stock were disposed of at $30.31 per share in a separate transaction. After these transactions, Garg directly held 14,836 shares of Class A common stock and 6,334 Restricted Stock Units, each representing a contingent right to receive one share of Class A common stock, subject to the vesting schedule described.
Better Home & Finance Holding Co executive Nicholas J. Calamari reported equity transactions in Class A shares and restricted stock units. On February 1, 2026, he exercised 3,166 Restricted Stock Units (Class A) at $0 per share, receiving the same number of Class A Common Stock shares.
On the same date, he disposed of 1,373 shares of Class A Common Stock at $30.31 per share under transaction code F. After these transactions, he directly owned 17,874 Class A Common Stock shares and 6,334 Restricted Stock Units (Class A).
Better Home & Finance Holding Co executive Nicholas J. Calamari reported equity transactions in Class A shares and restricted stock units. On February 1, 2026, he exercised 3,166 Restricted Stock Units (Class A) at $0 per share, receiving the same number of Class A Common Stock shares.
On the same date, he disposed of 1,373 shares of Class A Common Stock at $30.31 per share under transaction code F. After these transactions, he directly owned 17,874 Class A Common Stock shares and 6,334 Restricted Stock Units (Class A).
Better Home & Finance Holding Co General Counsel and CCO Paula Tuffin reported equity transactions in the company’s Class A common stock. On February 1, 2026, she exercised 3,166 restricted stock units at $0 per share, converting them into Class A shares and increasing her direct holdings to 29,364 shares.
On the same date, 1,240 Class A shares were withheld at $30.31 per share, typically to cover tax obligations, leaving her with 28,124 Class A shares held directly. The underlying restricted stock units vest in stages from July 1, 2025 through March 15, 2026.
Better Home & Finance Holding Co General Counsel and CCO Paula Tuffin reported equity transactions in the company’s Class A common stock. On February 1, 2026, she exercised 3,166 restricted stock units at $0 per share, converting them into Class A shares and increasing her direct holdings to 29,364 shares.
On the same date, 1,240 Class A shares were withheld at $30.31 per share, typically to cover tax obligations, leaving her with 28,124 Class A shares held directly. The underlying restricted stock units vest in stages from July 1, 2025 through March 15, 2026.
Better Home & Finance Holding Co officer Chad M. Smith reported vesting of restricted stock units, tax share withholding, and an indirect share sale. On February 1, 2026, 4,833 restricted stock units converted into Class A Common Stock at $0 per share. Of these, 1,736 shares were withheld at $30.31 per share, leaving 3,097 shares held directly. On February 3, 2026, a trust associated with Smith sold 3,097 Class A shares at $27.06 per share and held 18,493 Class A shares afterward. Smith also holds 9,667 restricted stock units that vest in stages between July 1, 2025 and March 15, 2026.
Better Home & Finance Holding Co officer Chad M. Smith reported vesting of restricted stock units, tax share withholding, and an indirect share sale. On February 1, 2026, 4,833 restricted stock units converted into Class A Common Stock at $0 per share. Of these, 1,736 shares were withheld at $30.31 per share, leaving 3,097 shares held directly. On February 3, 2026, a trust associated with Smith sold 3,097 Class A shares at $27.06 per share and held 18,493 Class A shares afterward. Smith also holds 9,667 restricted stock units that vest in stages between July 1, 2025 and March 15, 2026.
Better Home & Finance Holding Co director Harit Talwar reported scheduled equity vesting and related share conversions. On November 1, 2025 and February 1, 2026, 3,094 Restricted Stock Units (Class B) converted at $0 each on both dates into the issuer’s Class B Common Stock and then into an equal number of Class A shares.
After these transactions, Talwar directly beneficially owned 55,709 and then 52,615 Restricted Stock Units (Class B), and 43,320 and then 46,414 shares of Class B Common Stock, respectively. The RSUs were granted on May 23, 2022 and vest in equal sixteenth installments each quarter, contingent on continued Board service. Each Class B share is convertible into one Class A share and may also convert automatically upon specified ownership and governance conditions.
Better Home & Finance Holding Co director Harit Talwar reported scheduled equity vesting and related share conversions. On November 1, 2025 and February 1, 2026, 3,094 Restricted Stock Units (Class B) converted at $0 each on both dates into the issuer’s Class B Common Stock and then into an equal number of Class A shares.
After these transactions, Talwar directly beneficially owned 55,709 and then 52,615 Restricted Stock Units (Class B), and 43,320 and then 46,414 shares of Class B Common Stock, respectively. The RSUs were granted on May 23, 2022 and vest in equal sixteenth installments each quarter, contingent on continued Board service. Each Class B share is convertible into one Class A share and may also convert automatically upon specified ownership and governance conditions.
Better Home & Finance Holding Company (BETR) insider Chad and Gina Smith Trust has filed to sell 3,097 shares of common stock on or about 02/03/2026 through Merrill Lynch on the Nasdaq, with an aggregate market value of 83804.82. The filing notes that 9,855,284 common shares were outstanding. The 3,097 shares to be sold were acquired on 02/01/2026 via a restricted stock unit vest from Better Home & Finance Holding Company.
Over the past three months, the same trust has already sold additional common shares: 2,378 shares for gross proceeds of 113359.26 on 12/12/2025, 6,000 shares for 242877.57 on 12/15/2025, 2,843 shares for 99917.47 on 01/06/2026, and 6,000 shares for 220220.95 on 01/15/2026.
Better Home & Finance Holding Company (BETR) insider Chad and Gina Smith Trust has filed to sell 3,097 shares of common stock on or about 02/03/2026 through Merrill Lynch on the Nasdaq, with an aggregate market value of 83804.82. The filing notes that 9,855,284 common shares were outstanding. The 3,097 shares to be sold were acquired on 02/01/2026 via a restricted stock unit vest from Better Home & Finance Holding Company.
Over the past three months, the same trust has already sold additional common shares: 2,378 shares for gross proceeds of 113359.26 on 12/12/2025, 6,000 shares for 242877.57 on 12/15/2025, 2,843 shares for 99917.47 on 01/06/2026, and 6,000 shares for 220220.95 on 01/15/2026.
The Vanguard Group filed a Schedule 13G reporting beneficial ownership of 509,253 shares of Better Home & Finance Holding Co common stock, representing 5.16% of the class as of December 31, 2025.
Vanguard reports no sole voting or dispositive power, with 55,503 shares subject to shared voting power and 509,253 shares subject to shared dispositive power. The firm states the shares are held in the ordinary course of business, not to change or influence control of the company.
Vanguard also notes an internal realignment effective January 12, 2026, after which it no longer performs portfolio management or proxy voting, and certain subsidiaries are expected to report beneficial ownership separately while continuing the same investment strategies.
The Vanguard Group filed a Schedule 13G reporting beneficial ownership of 509,253 shares of Better Home & Finance Holding Co common stock, representing 5.16% of the class as of December 31, 2025.
Vanguard reports no sole voting or dispositive power, with 55,503 shares subject to shared voting power and 509,253 shares subject to shared dispositive power. The firm states the shares are held in the ordinary course of business, not to change or influence control of the company.
Vanguard also notes an internal realignment effective January 12, 2026, after which it no longer performs portfolio management or proxy voting, and certain subsidiaries are expected to report beneficial ownership separately while continuing the same investment strategies.
Better Home & Finance Holding Company filed an amended current report to correct the signature page, updating the date and identifying the proper signing officer. The company also furnished details of a press release announcing the successful amendment and renewal of a $175 million warehouse credit facility with a leading global banking institution, and reaffirmed previously provided finance guidance.
The press release is furnished under Regulation FD, meaning it is provided for informational purposes and is not treated as filed for liability purposes under the Exchange Act or automatically incorporated into other SEC filings.