Better Home former officer plans sale of 10,757 shares

Available on EDGAR 09/17/2026 - 02:57 PM EDT Accepted by SEC EDGAR 09/17/2026 - 02:56 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

Better Home & Finance Holding Co (BETR) is the issuer for a planned sale of 10,757 shares of common stock under Rule 144 for the account of former officer Chad Smith, through UBS Financial Services Inc. The filing notes these sales are being made to cover taxes related to restricted stock vesting. As of this notice, 13,243,928 shares of this class were outstanding on NASDAQ.

Key Figures

Shares to be sold under Rule 144: 10,757 shares Aggregate market value of shares to be sold: $132,418.67 Shares outstanding: 13,243,928 shares +5 more

8 metrics

Shares to be sold under Rule 144 10,757 shares Planned sale of BETR common stock for Chad Smith through UBS Financial Services Inc

Aggregate market value of shares to be sold $132,418.67 Value of 10,757 BETR shares covered by this Form 144 notice

Shares outstanding 13,243,928 shares Shares of this class of Better Home & Finance Holding Co common stock outstanding, as referenced in the notice

Restricted stock vesting on September 1, 2026 5,673 shares Common stock acquired via restricted stock vesting from the issuer on September 1, 2026

Restricted stock vesting on September 2, 2026 5,084 shares Common stock acquired via restricted stock vesting from the issuer on September 2, 2026

Shares sold in past 3 months 3,307 shares BETR common shares sold by Chad Smith on August 19, 2026

Proceeds from past sale $42,488 Total consideration for 3,307 BETR shares sold on August 19, 2026

Date of notice September 17, 2026 Date the Form 144 notice was filed for planned share sales

Key Terms

Rule 144, restricted stock vesting, attorney-in-fact, aggregate market value

4 terms

Rule 144 regulatory

"See the definition of "person" in paragraph (a) of Rule 144."

Rule 144 is a U.S. securities regulation that sets conditions under which restricted or insider-held shares can be legally resold to the public, such as required holding periods, availability of public information, limits on how much can be sold at once, and certain filing requirements. For investors it matters because it determines when previously locked-up shares can enter the market — like a release valve that can increase supply, affect share price, and signal insider intent.

restricted stock vesting financial

"common | 09/01/2026 | restricted stock vesting | issuer"

Restricted stock vesting is the timetable and conditions under which shares granted to employees or insiders become fully owned and can be sold, typically requiring continued work or meeting performance goals. It matters to investors because large blocks of shares can become tradable at once, which can change share supply and price, and because vesting aligns insiders’ incentives with the company’s long‑term performance—think of it like a timed unlock that both rewards and locks in key people.

attorney-in-fact regulatory

"as attorney-in-fact for Chad Smith"

An attorney-in-fact is the person or entity given legal authority through a power of attorney to act on behalf of another for specific tasks, such as signing documents, voting shares, or handling transactions. For investors, this matters because it lets a trusted representative make timely decisions or complete paperwork when the owner cannot, much like handing keys to someone to run errands on your behalf—so checks on scope and limits of that authority are important.

aggregate market value financial

"10757 | 132418.67 | 13243928"

Aggregate market value is the combined price you would pay to buy all outstanding shares of a company or all companies in a group at current market prices — essentially the sum of each stock’s market capitalization. It matters to investors because it shows the overall size and weight of an investment or sector (like the total cost to buy every piece of a puzzle), helps compare scale across companies or markets, and influences index composition and risk exposure.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 144 filing mean for Better Home & Finance Holding Co (BETR)?

The filing reports that former officer Chad Smith plans to sell 10,757 shares of BETR common stock under Rule 144 through UBS Financial Services Inc. The notice is a required disclosure for potential sales by affiliates or former affiliates; it does not change company operations.

How many BETR shares is Chad Smith planning to sell under this Form 144?

The notice states a planned sale of 10,757 shares of Better Home & Finance Holding Co common stock. The aggregate market value listed for these shares is $132,418.67, with the shares to be sold on NASDAQ.

Why is Chad Smith selling BETR shares according to the Form 144?

The remarks section states that the stock “is being sold to cover taxes.” The securities to be sold arise from restricted stock vesting on September 1, 2026 (5,673 shares) and September 2, 2026 (5,084 shares).

How many BETR shares are outstanding as referenced in this Form 144?

The Form 144 reports that 13,243,928 shares of Better Home & Finance Holding Co common stock were outstanding for the class of securities referenced in the notice, which are listed on NASDAQ.

What prior BETR share sales by Chad Smith are disclosed in the last 3 months?

The filing discloses that Chad Smith sold 3,307 shares of BETR common stock on August 19, 2026 for total proceeds of $42,488. This is listed under securities sold during the past three months.

When are the BETR restricted stock awards tied to this Form 144 scheduled to vest?

The securities to be sold come from restricted stock vesting on September 1, 2026 for 5,673 shares and on September 2, 2026 for 5,084 shares, with the issuer listed as the source of acquisition.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0002022869
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	Better Home & Finance Holding Company
SEC File Number	001-40143
Address of Issuer	1 World Trade Center 285 Fulton Street, 80th Floor, Suite A New York NEW YORK 10007
Phone	443-254-6835
Name of Person for Whose Account the Securities are To Be Sold	Chad Smith
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	former officer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
common	UBS Financial Services Inc 1000 Harbor Blvd 3rd Floor Weehawken NJ 07086	10757	132418.67	13243928	09/17/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
common	09/01/2026	restricted stock vesting	issuer			5673	09/01/2026	n/a
common	09/02/2026	restricted stock vesting	issuer			5084	09/02/2026	n/a

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Chad Smith 1 World Trade Center 285 Fulton Street, 80th Floor, Suite A New York NY 10007	common	08/19/2026	3307	42488

144: Remarks and Signature

Remarks	this is being sold to cover taxes
Date of Notice	09/17/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	/s/JOSEPH CASSIDY, for UBS Financial Services Inc, as attorney-in-fact for Chad Smith
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)