Welcome to our dedicated page for BREAD FINANCIAL HOLDINGS SEC filings (Ticker: BFH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bread Financial Holdings, Inc. filings document regulatory disclosures for a consumer financial services company centered on payment, lending and savings products. Recent 8-K reports cover operating results, Regulation FD performance updates, credit card loan metrics, net principal loss and delinquency measures, dividends, share repurchase authority, and capital-structure events involving common stock, preferred stock and depositary shares.
The filing record also includes material agreement disclosures tied to convertible note-related capped call transactions and proxy materials covering shareholder voting, board governance, executive compensation and equity-award information. These documents describe Bread Financial’s public-company governance, securities structure, risk-related operating metrics and capital management activity, including references to subsidiary bank Comenity Capital Bank.
Bread Financial (BFH) filed an 8‑K announcing several updates tied to its Q3 2025 communications and capital return plans. The company furnished its Q3 2025 earnings press release and made an investor presentation available for analysts and investors.
The Board declared a quarterly cash dividend of $0.23 per share, payable on December 12, 2025 to stockholders of record as of November 7, 2025. The Board also approved a $200 million increase to the company’s existing share repurchase authorization. The investor presentation and press releases were furnished as exhibits and posted to the company’s website.
Bread Financial Holdings (BFH) reported an insider equity grant. A director received 670 restricted stock units on 10/15/2025, which will vest on 10/15/2026.
After this transaction, the reporting person beneficially owned 46,224 shares directly and 6,000 shares indirectly through the Gerspach 2020 GST Exempt Trust. Footnotes state the total includes multiple tranches of unvested restricted stock units granted on prior dates.
Bread Financial Holdings, Inc. filed a Form 8-K to share that it issued a press release on September 9, 2025. The release provides a performance update for the period ended August 31, 2025.
The press release is furnished as Exhibit 99.1 and is designated as Regulation FD disclosure, meaning it is intended to provide broad, fair public access to the performance information but is not treated as "filed" for liability purposes under the Exchange Act.
Bread Financial Holdings, Inc. has authorized a new plan to repurchase up to $200 million of its common stock, as disclosed in a current report. The decision was announced in a press release dated August 27, 2025, which is included as an exhibit to the report. This type of authorization gives the company flexibility to buy back shares over time, which can affect the total number of shares outstanding and the way value is returned to shareholders.
Bread Financial Holdings, Inc. filed a current report to note that on August 22, 2025 it issued a press release announcing the expiration and results of its previously announced cash tender offer. The offer related to up to $150,000,000 in aggregate principal amount of the company’s 9.750% Senior Notes due 2029 and 8.375% Fixed-Rate Reset Subordinated Notes due 2035. The company emphasizes that this communication and the related press release are not an offer to sell or a solicitation to buy these securities in any jurisdiction where such activity would be unlawful.
Bread Financial Holdings, Inc. filed a current report to let investors know it has released a new performance update. On August 15, 2025, the company issued a press release covering its operating performance as of and for the period ended July 31, 2025. The press release is included as Exhibit 99.1 to this report, giving stakeholders a consolidated source for the latest monthly performance information.
Bread Financial Holdings (BFH) Form 4: Director John J. Fawcett bought a total of 1,027 BFH common shares on 30-Jul-2025 in two open-market purchases—927 shares at $61.79 and 100 shares at $61.795. The transactions increased his direct holdings to 10,202 shares. This figure comprises 7,500 unrestricted shares and 2,802 unvested RSUs granted 16-Jun-2025. No derivative securities were involved and no sales were reported.
Because the purchase represents a relatively small dollar amount (≈ $63k) and less than 0.05 % of BFH’s outstanding shares, market impact is expected to be limited; however, insider buying by a board member can signal confidence in the company’s outlook.