Welcome to our dedicated page for Bread Financial Holdings SEC filings (Ticker: BFH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bread Financial Holdings, Inc. filings document regulatory disclosures for a consumer financial services company centered on payment, lending and savings products. Recent 8-K reports cover operating results, Regulation FD performance updates, credit card loan metrics, net principal loss and delinquency measures, dividends, share repurchase authority, and capital-structure events involving common stock, preferred stock and depositary shares.
The filing record also includes material agreement disclosures tied to convertible note-related capped call transactions and proxy materials covering shareholder voting, board governance, executive compensation and equity-award information. These documents describe Bread Financial’s public-company governance, securities structure, risk-related operating metrics and capital management activity, including references to subsidiary bank Comenity Capital Bank.
Bread Financial Holdings, Inc. (BFH) – Form 4 filing
Director John J. Fawcett reported the grant of 2,802 restricted stock units (RSUs) on 16-Jun-2025 (Transaction Code A). The RSUs represent shares of BFH common stock that will vest on 16-Jun-2026. No cash price was paid for the grant, indicating it is part of the company’s equity-based compensation program.
Following the award, Fawcett’s total beneficial ownership increased to 9,275 shares, consisting of:
- 3,000 unrestricted shares
- 3,473 unvested RSUs granted 17-Jun-2024
- 2,802 newly granted RSUs
The filing was signed by attorney-in-fact Benjamin L. Morgan on 18-Jun-2025. No open-market transactions, sales, or derivative exercises were reported, and there is no indication of a 10b5-1 trading plan.
Bread Financial Holdings director Praniti Lakhwara received a new grant of 2,802 restricted stock units (RSUs) on June 16, 2025. These RSUs will vest in full on June 16, 2026.
Following this transaction, Lakhwara beneficially owns a total of 5,622 RSUs, consisting of:
- 2,820 unvested RSUs from previous grant dated July 15, 2024
- 2,802 newly granted RSUs
The Form 4 filing was submitted by Benjamin L. Morgan as attorney-in-fact on June 18, 2025. All securities are held directly by the reporting person, who serves as a director of the company. This equity grant appears to be part of the company's director compensation program.
Bread Financial Holdings (BFH) director Rajesh Natarajan received a new grant of 2,802 restricted stock units (RSUs) on June 16, 2025. These RSUs will vest on June 16, 2026.
Following this transaction, Natarajan beneficially owns a total of 19,804 RSUs, consisting of multiple grants from 2020-2025:
- 3,432 RSUs from June 2020
- 2,515 RSUs from 2021 (across multiple grants)
- 2,650 RSUs from June 2022
- 4,932 RSUs from June 2023
- 3,473 RSUs from June 2024
- 2,802 RSUs from June 2025 (new grant)
All securities are held directly by the reporting person. The Form 4 was filed by Benjamin L. Morgan as attorney-in-fact on June 18, 2025.
Form 4 filing overview: On 18 June 2025, Bread Financial Holdings, Inc. (ticker BFH) reported that director Joyce St Clair received an equity award consisting of 2,802 restricted stock units (RSUs) on 16 June 2025 (transaction code A). The RSUs will vest on 16 June 2026. No cash price was paid because RSUs represent contingent rights to shares rather than open-market purchases.
Following the grant, St Clair’s total beneficial ownership increased to 9,669 common shares, held directly. The total comprises (a) 3,394 unvested RSUs granted 15 Aug 2023, (b) 3,473 unvested RSUs granted 17 Jun 2024, and (c) the newly granted 2,802 RSUs disclosed in this filing.
The filing does not disclose any dispositions, sales, or derivative transactions. It is a routine director equity grant and does not include financial performance metrics or earnings data.
Bread Financial Holdings, Inc. (BFH) filed a Form 4 disclosing that director Timothy J. Theriault acquired 2,802 shares of common stock in the form of restricted stock units (RSUs) on 06/16/2025. The transaction code “A” confirms the award was a grant, not an open-market purchase or sale. The RSUs will vest on 06/16/2026, indicating a one-year service requirement.
Following this grant, Theriault’s total beneficial ownership increased to 25,746 shares/units, consisting of 4,000 unrestricted shares and 21,746 unvested RSUs from awards granted between 2016 and 2025. Ownership is reported as direct.
The size of the award is modest relative to BFH’s outstanding share count and therefore immaterial to share dilution. However, continued equity awards to a non-executive director reinforce governance practices that align board incentives with shareholder interests. No derivatives, sales, or other disposition transactions were reported.
Bread Financial Holdings (BFH) director Laurie Anne Tucker received a new grant of 2,802 restricted stock units (RSUs) on June 16, 2025. These RSUs will vest on June 16, 2026.
Following this transaction, Tucker beneficially owns a total of 33,821 shares, consisting of:
- 4,000 unrestricted common shares
- 27,019 unvested RSUs from multiple grants between 2015-2024
- 2,802 newly granted RSUs
The filing, submitted by attorney-in-fact Benjamin L. Morgan on June 18, 2025, represents a standard equity compensation grant for board service. The diverse vesting schedule of Tucker's RSU holdings indicates consistent long-term board participation and alignment with shareholder interests.
Bread Financial Holdings (BFH) Director Sharen J. Turney received a new grant of 2,802 restricted stock units (RSUs) on June 16, 2025. The RSUs will vest on June 16, 2026.
Following this transaction, Turney's total beneficial ownership stands at 21,536 shares, consisting of:
- 1,725 unrestricted shares
- 19,811 unvested RSUs from multiple grants between 2019-2025, including the new grant
The Form 4 filing indicates this is a standard director compensation grant. The transaction was reported within the required two-business-day filing deadline. The filing was executed by Benjamin L. Morgan as Attorney in Fact on June 18, 2025.