Bank of Nova Scotia (BNS) CEOs and CFO certify interim 2026 filings

Rhea-AI Filing Summary

The Bank of Nova Scotia filed a Form 6-K furnishing Canadian officer certifications for its interim financial report and MD&A for the period ended January 31, 2026. The filing states that, based on reasonable diligence, these interim filings contain no material misrepresentations and fairly present the bank’s financial condition, performance and cash flows.

The President and Chief Executive Officer and the Group Head and Chief Financial Officer confirm their responsibility for disclosure controls and procedures and internal control over financial reporting. They note that the bank’s internal control framework is based on the 2013 COSO criteria and that any material changes in internal control over financial reporting during the period from November 1, 2025 to January 31, 2026 have been disclosed in the interim MD&A.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

Form 6-K

Report of Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16 of

the Securities Exchange Act of 1934

For the month of: February, 2026

Commission File Number: 002-09048

THE BANK OF NOVA SCOTIA

(Name of registrant)

40 Temperance Street, Toronto, Ontario, M5H 0B4

Attention: Secretary’s Department (Tel.: (416) 866-3672)

(Address of Principal Executive Offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F ☐     Form 40-F X ☒

This report on Form 6-K shall be deemed to be incorporated by reference in The Bank of Nova Scotia’s registration statements on Form S-8 (File No. 333-199099) and Form F-3 (File No. 333-282565) and to be a part thereof from the date on which this report is filed, to the extent not superseded by documents or reports subsequently filed or furnished.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

				THE BANK OF NOVA SCOTIA
Date: February 24, 2026				By:		/s/ Nives Gaiotto
						Name:		Nives Gaiotto
						Title:		Assistant Corporate Secretary

EXHIBIT INDEX

Exhibit		Description of Exhibit
99.1		Certifications required under Canadian securities legislation

Exhibit 99.1

FORM 52-109F2

CERTIFICATION OF INTERIM FILINGS

FULL CERTIFICATE

I, L. Scott Thomson, President and Chief Executive Officer of The Bank of Nova Scotia, certify the following:

1. Review: I have reviewed the interim financial report and interim MD&A (together, the “interim filings”) of The Bank of Nova Scotia (the “issuer”) for the interim period ended January 31, 2026.

2. No misrepresentations: Based on my knowledge, having exercised reasonable diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it was made, with respect to the period covered by the interim filings.

3. Fair presentation: Based on my knowledge, having exercised reasonable diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of the date of and for the periods presented in the interim filings.

4. Responsibility: The issuer’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (DC&P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 Certification of Disclosure in Issuers’ Annual and Interim Filings, for the issuer.

5. Design: Subject to the limitations, if any, described in paragraphs 5.2 and 5.3, the issuer’s other certifying officer(s) and I have, as at the end of the period covered by the interim filings

(a) designed DC&P, or caused it to be designed under our supervision, to provide reasonable assurance that

(i) material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and

(ii) information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded, processed, summarized and reported within the time periods specified in securities legislation; and

(b) designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with the issuer’s GAAP.

5.1 Control framework: The control framework the issuer’s other certifying officer(s) and I used to design the issuer’s ICFR is based on the Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organization of the Treadway Commission (the COSO criteria).

5.2 N/A

5.3 N/A

6. Reporting changes in ICFR: The issuer has disclosed in its interim MD&A any change in the issuer’s ICFR that occurred during the period beginning on November 1, 2025 and ended on January 31, 2026 that has materially affected, or is reasonably likely to materially affect, the issuer’s ICFR.

Date: February 24, 2026

/s/ L. Scott Thomson

L. Scott Thomson

President and Chief Executive Officer

FORM 52-109F2

CERTIFICATION OF INTERIM FILINGS

FULL CERTIFICATE

I, Rajagopal Viswanathan, Group Head and Chief Financial Officer of The Bank of Nova Scotia, certify the following:

1. Review: I have reviewed the interim financial report and interim MD&A (together, the “interim filings”) of The Bank of Nova Scotia (the “issuer”) for the interim period ended January 31, 2026.

2. No misrepresentations: Based on my knowledge, having exercised reasonable diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it was made, with respect to the period covered by the interim filings.

3. Fair presentation: Based on my knowledge, having exercised reasonable diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of the date of and for the periods presented in the interim filings.

4. Responsibility: The issuer’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (DC&P) and internal control over financial reporting (ICFR), as those terms are defined in National Instrument 52-109 Certification of Disclosure in Issuers’ Annual and Interim Filings, for the issuer.

5. Design: Subject to the limitations, if any, described in paragraphs 5.2 and 5.3, the issuer’s other certifying officer(s) and I have, as at the end of the period covered by the interim filings

(a) designed DC&P, or caused it to be designed under our supervision, to provide reasonable assurance that

(i) material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared; and

(ii) information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded, processed, summarized and reported within the time periods specified in securities legislation; and

(b) designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with the issuer’s GAAP.

5.1 Control framework: The control framework the issuer’s other certifying officer(s) and I used to design the issuer’s ICFR is based on the Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organization of the Treadway Commission (the COSO criteria).

5.2 N/A

5.3 N/A

6. Reporting changes in ICFR: The issuer has disclosed in its interim MD&A any change in the issuer’s ICFR that occurred during the period beginning on November 1, 2025 and ended on January 31, 2026 that has materially affected, or is reasonably likely to materially affect, the issuer’s ICFR.

Date: February 24, 2026

/s/ Rajagopal Viswanathan

Rajagopal Viswanathan

Group Head and Chief Financial Officer

FAQ

What does The Bank of Nova Scotia (BNS) Form 6-K for February 2026 cover?

The Form 6-K files officer certifications for BNS’s interim financial report and MD&A for the period ended January 31, 2026. These certifications address accuracy, fair presentation, and internal control responsibilities under Canadian securities legislation.

Who certified The Bank of Nova Scotia’s interim filings for January 31, 2026?

President and Chief Executive Officer L. Scott Thomson and Group Head and Chief Financial Officer Rajagopal Viswanathan certified the interim financial report and MD&A, confirming fair presentation and the effectiveness of disclosure controls and internal control over financial reporting.

What period do The Bank of Nova Scotia’s officer certifications in this 6-K relate to?

The certifications relate to the interim period ended January 31, 2026. They also cover disclosure of any material changes in internal control over financial reporting occurring between November 1, 2025 and January 31, 2026 in the interim MD&A.

Which internal control framework does The Bank of Nova Scotia use for ICFR design?

The bank’s certifying officers state that the internal control over financial reporting is designed using the Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission, commonly referred to as the COSO criteria.

Are The Bank of Nova Scotia’s interim filings incorporated into existing U.S. registration statements?

Yes. The Form 6-K states it is incorporated by reference into BNS’s registration statements on Form S-8 (File No. 333-199099) and Form F-3 (File No. 333-282565), becoming part of those documents from the filing date unless later superseded.

What does The Bank of Nova Scotia say about misrepresentations in its interim filings?

The certifying officers state that, based on their knowledge and reasonable diligence, the interim financial report and MD&A do not contain any untrue statement of a material fact or omit a material fact necessary to make the disclosures not misleading for the covered period.

Filing Exhibits & Attachments

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