Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering preliminary Trigger Autocallable Contingent Yield Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index, maturing around January 14, 2031. Each Note has a $10 principal amount, with a minimum investment of 100 Notes ($1,000). Investors may receive quarterly contingent coupons at a rate between 7.50% and 8.02% per annum, but only if both indices are at or above their coupon barriers, set at 70% of the initial level for each index.
The Notes are automatically called if, on any quarterly observation date after six months, both indices are at or above their initial levels, in which case investors receive principal plus the applicable coupon and no further payments. If the Notes are not called and, at maturity, both indices are at or above their downside thresholds (also 70% of initial levels), investors receive full principal back. If any index finishes below its downside threshold, repayment is reduced based on the decline in the worst-performing index, and investors could lose their entire investment. The initial estimated value is expected to be $9.12 to $9.42 per $10 Note, and the Notes will not be listed on any exchange.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index. These unsecured senior notes pay no interest and have an expected term of about 27 to 30 months. At maturity, for each $1,000 note, investors receive either principal plus leveraged upside, principal only, or a reduced amount, based on index performance.
If the index ends above its initial level, the payoff is 160.00% of the index gain, capped by a maximum payment amount expected to be between $1,226.40 and $1,266.24 per $1,000. If the index falls by up to 15.00%, principal is returned. Below that buffer, losses accelerate at a buffer rate of about 117.65%, and investors can lose up to their entire investment.
The initial estimated value is expected to be $957.50–$987.50 per $1,000, reflecting internal funding and hedging costs. The notes will not be listed on an exchange, and any payment depends on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, which are senior unsecured notes linked to the Nikkei 225 Index, at $10 per Security with a minimum investment of $1,000 and a term of about five years.
The notes may be automatically called in January 2027 if the index closes at or above its initial level, paying a 16.00% call return (total payment of $11.60 per Security) and then terminating. If not called, at maturity in January 2031 holders receive geared upside (underlying return multiplied by upside gearing of 1.60–1.80) for positive index performance, full principal back if the index is flat or moderately down but at or above 75% of the initial level, or a loss matching the index decline if it finishes below that downside threshold.
The Securities pay no interest, are not listed on any exchange, and carry full downside market exposure below the threshold as well as BNS credit risk. The preliminary estimated value is expected between $9.19 and $9.49 per $10 principal, reflecting structuring, distribution and hedging costs. Extensive risk, liquidity and tax disclosures emphasize that buyers could lose some or all of their investment.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, which are senior unsecured notes linked to the Russell 2000 Index, maturing around January 21, 2031. Each Security has a $10 principal amount, with a minimum investment of $1,000. The notes may be automatically called on January 25, 2027 if the index closes at or above its initial level; in that case investors receive a call price of $11.10 per Security, reflecting an 11.00% call return, and the investment ends early.
If not called and the index is above its initial level at final valuation, investors receive the $10 principal plus the index gain multiplied by an upside gearing set in the range of 1.37–1.57. If the index is flat or down but at or above a downside threshold of 75% of the initial level, investors receive only their $10 principal. If the index ends below the downside threshold, repayment is reduced one-for-one with the index loss, and investors can lose up to their entire investment. The notes pay no interest, are not listed, and any payments depend entirely on the creditworthiness of BNS. The initial estimated value is expected to be between $9.34 and $9.64 per $10 Security, below the issue price, reflecting structuring, distribution, and hedging costs.
The Bank of Nova Scotia filed a Form 6-K as a foreign private issuer for January 2026. The filing states that this report is incorporated by reference into the bank’s existing registration statements on Form S-8 and Form F-3, meaning it becomes part of those offerings’ disclosure. The Form 6-K includes as Exhibit 99.1 a notification of meeting and record date, indicating upcoming shareholder-related corporate actions.
The Bank of Nova Scotia is offering Trigger Autocallable GEARS, senior unsecured notes linked to an unequally weighted basket of five equity indices: EURO STOXX 50® (40%), Nikkei 225 (25%), FTSE® 100 (17.5%), Swiss Market Index (10%) and S&P/ASX 200 (7.5%). The initial basket level will be set to 100 on the trade date, with an autocall barrier at 100% and a downside threshold at 75% of that level.
The notes may be automatically called after about one year if the basket is at or above the barrier, paying a call price of $11.30 per $10 note, a 13.00% return. If not called and the basket rises, investors receive geared upside at 1.42–1.62 times the basket return. If the basket is flat or down but at or above the 75% downside threshold at maturity, principal is returned; below that level, losses match the negative basket return and can reach 100% of principal.
The securities pay no interest, will not be listed on an exchange and expose investors to both market risk in the non-U.S. indices and the credit risk of BNS. The initial estimated value is expected between $9.20 and $9.50 per $10 issue price, reflecting structuring, hedging and distribution costs.
The Bank of Nova Scotia is offering senior unsecured market-linked securities tied to the worst performer among Broadcom, Meta Platforms, Shopify and Tesla, maturing in January 2029. These notes can be automatically called monthly from July 2026 to December 2028 if the lowest-performing stock is at or above its starting price, returning the $1,000 face amount plus a final contingent coupon and any unpaid coupons.
Investors may receive monthly contingent coupons at a rate of at least 16.25% per annum, but only when the lowest-performing stock on a calculation day is at or above 40% of its starting price. If the notes are not called and that stock finishes below 40% of its starting price on the final calculation day, investors lose more than 60%, and possibly all, of principal. The bank’s estimated value is $906.25–$936.25 per $1,000, and the securities will not be listed on any exchange.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffer Notes linked to Alphabet Inc. Class A common stock. Each Note has a $1,000 principal and a term to January 27, 2027, unless automatically called earlier.
The Notes may pay a contingent coupon of at least $39.20 per Note on scheduled dates if Alphabet’s closing value on the related observation date is at or above 85% of the initial value, with unpaid coupons "remembered" and added when conditions are later met. If Alphabet’s value on any observation date before maturity is at or above the initial value, the Notes are automatically called and repay principal plus applicable coupons.
If not called, you receive full principal at maturity only if the final Alphabet value is at or above 85% of the initial value. Below that buffer, repayment is reduced by about 1.1765% for each 1% decline beyond the 15% buffer, and you could lose up to all principal. The initial estimated value is $954.74–$984.74 per $1,000, below the issue price, and secondary market liquidity is not assured.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes due February 1, 2029, linked to the common stock of NIKE, Inc. Investors lend money to the bank and receive cash payments that depend on how NIKE’s share price performs.
The Notes may be automatically called on scheduled observation dates if NIKE’s closing value is at or above the initial level, returning the $1,000 principal per Note plus any due contingent coupon. If not called, investors receive a contingent coupon of at least $30 per Note per period (at least 12.00% per annum) only when NIKE’s closing value is at or above 70% of the initial value. Coupons are not guaranteed and may never be paid.
At maturity, if the Notes were not called and NIKE is at or above the 70% barrier, investors get back principal (and any coupon due). If NIKE finishes below the barrier, repayment is reduced one-for-one with the stock’s loss, up to a total loss of principal. The initial estimated value is $930.27–$960.27 per $1,000, reflecting internal funding and hedging costs. The Notes are not insured, carry the bank’s credit risk, and will not be listed on an exchange.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes linked to the common stock of Coinbase Global, Inc. The notes run to February 1, 2029, unless automatically called earlier if Coinbase’s closing price on any call observation date is at or above its initial value, in which case investors receive their $1,000 principal per note plus the applicable contingent coupon.
If the notes are outstanding and Coinbase’s price on a coupon observation date is at or above 60% of the initial value, investors receive a contingent coupon of at least $55 per note (at least 22.00% per annum); no coupon is paid if the stock closes below that barrier. At maturity, if not called, investors receive full principal back only if the final stock value is at or above 60% of the initial value; otherwise the loss matches the stock’s decline and up to 100% of principal can be lost. The initial estimated value is between $925.76 and $955.76 per $1,000, the notes will not be listed, and all payments depend on the creditworthiness of The Bank of Nova Scotia.