Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia is offering unsecured digital notes linked to the S&P 500® Index under its Senior Note Program. These notes have a term of approximately 27 to 30 months, pay no interest and are issued at 100% of their $1,000 principal amount per note, in minimum investments of $1,000.
At maturity, if the S&P 500 final level is at least 85.00% of its initial level, investors receive a fixed "threshold settlement amount" expected to be between $1,159.60 and $1,187.70 per $1,000, capping upside even if the index rises sharply. If the index falls more than 15.00%, repayment drops below principal according to a buffer rate of approximately 117.65%, so a deep decline can result in up to a 100% loss of invested principal.
The initial estimated value is expected to be between $957.50 and $987.50 per $1,000, reflecting internal funding and hedging costs. The notes are not insured, will not be listed on an exchange, and any secondary market making by Scotia Capital (USA) Inc. is discretionary. All payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering contingent income auto-callable securities linked to the common stock of NVIDIA Corporation, maturing on or about January 22, 2027. Each security has a stated principal amount and issue price of $1,000 and is a senior unsecured note under BNS’ Senior Note Program, Series A.
Holders can receive a contingent quarterly coupon of $32.90 per security (equivalent to 13.16% per annum) on each determination date where NVIDIA’s closing price is at or above 60% of the initial share price, with a “memory” feature that can pay previously missed coupons if a later observation meets the threshold. If NVIDIA’s price on any non-final determination date is at or above 100% of the initial share price, the notes are auto-called and pay principal plus due coupons; no further amounts are paid afterward.
If the notes are not called and NVIDIA’s final share price is below 60% of the initial share price, repayment at maturity is reduced 1‑for‑1 with the stock’s decline and can be less than 60% of principal or zero, so investors can lose their entire investment. Investors do not receive NVIDIA dividends, do not participate in stock upside, and all payments are subject to BNS’ credit risk. The notes will not be listed, and the estimated value on the pricing date is expected to be $946.52–$976.52 per $1,000, below the issue price.
The Bank of Nova Scotia is offering Contingent Income Auto-Callable Securities due around January 19, 2029, linked to the common stock of NVIDIA Corporation. Each security has a $1,000 stated principal amount and pays a contingent quarterly coupon of $27.75 per security (equivalent to 11.10% per annum) for any determination date on which NVIDIA’s closing price is at least 50.00% of the initial share price, helped by a "memory" feature that can catch up missed coupons.
The notes are auto-callable: if NVIDIA closes at or above 100.00% of the initial share price on any non-final determination date, investors receive their principal plus the applicable coupon (and any unpaid coupons), and the securities terminate early. At maturity, if the final NVIDIA price is at least 50.00% of the initial price, investors receive principal plus the due coupon(s). If it is below 50.00%, repayment is reduced 1-to-1 with NVIDIA’s decline, potentially to $0, so principal is at risk.
The securities are senior unsecured debt of BNS, subject to BNS credit risk, not insured, not bail‑inable under the CDIC Act, and will not be listed on any exchange. The estimated value on the pricing date is expected between $936.47 and $966.47 per $1,000, below the issue price, reflecting selling, structuring and hedging costs and BNS’ internal funding rate.
The Bank of Nova Scotia is offering senior unsecured Contingent Income Auto-Callable Securities linked to Eli Lilly common stock, maturing around January 19, 2029. Each security has a $1,000 stated principal amount and pays a $25.50 quarterly contingent coupon (equivalent to 10.20% per annum) only when Eli Lilly’s closing price on a determination date is at least 65.00% of the initial share price.
If on any non-final determination date the stock is at or above the 100.00% call threshold, the notes are automatically redeemed for principal plus the due coupon and any unpaid coupons under the memory feature. If held to maturity and the final share price is below the 65.00% downside threshold, repayment is reduced 1-to-1 with the stock’s decline and can fall to zero, so investors risk losing their entire investment. Payments depend on BNS’s credit, the securities will not be listed, and the initial estimated value is expected to be between $938.40 and $968.40 per $1,000.
The Bank of Nova Scotia is offering principal-at-risk Contingent Income Auto-Callable Securities linked to the common stock of Tesla, Inc., maturing on or about January 19, 2029. Each $1,000 security pays a contingent quarterly coupon of $36.475 (equivalent to 14.59% per annum) for any determination date on which Tesla’s closing price is at least 50% of the initial share price, with a “memory” feature that can pay previously missed coupons later.
The notes are automatically called if Tesla’s closing price on any non-final determination date is at least 100% of the initial share price, returning $1,000 plus the applicable coupon and any unpaid coupons. If held to maturity and Tesla is at or above the 50% downside threshold, investors receive $1,000 plus due coupons; if below, repayment is reduced 1-to-1 with Tesla’s decline and can be zero.
The securities are senior unsecured obligations of BNS, fully exposed to its credit risk, not listed on an exchange, and have an estimated value on the pricing date between $937.30 and $967.30 per $1,000 issue price.
The Bank of Nova Scotia is offering unsecured Digital Notes linked to the S&P 500® Index. Each note has a $1,000 principal amount, a term of about 26–29 months, and pays no interest. At maturity, if the S&P 500® final level is at or above 85.00% of its initial level, investors receive a fixed maximum payment, expected to be between $1,150.50 and $1,177.00 per $1,000.
If the index has fallen by more than 15.00%, the payoff is reduced using a buffer rate of approximately 117.65%, and investors can lose up to 100% of principal. The payoff depends only on the index level on the valuation date; there are no interim payments or dividends.
The notes are senior unsecured obligations of The Bank of Nova Scotia, are not insured by Canadian or U.S. deposit insurers, will not be listed on any exchange, and carry both market risk tied to the S&P 500® and the Bank’s credit risk. The initial estimated value is expected to be $957.30–$987.30 per $1,000, below the issue price.
The Bank of Nova Scotia is offering autocallable fixed coupon trigger notes linked to the common stock of Oracle Corporation, maturing on or about February 19, 2027. The notes pay a fixed coupon of $9.917 per $1,000 each month (0.9917% monthly, up to about 11.90% per year) until they are called or mature.
The notes are automatically called, and pay back $1,000 plus the coupon, if on any call observation date starting in July 2026 Oracle’s share price is at or above the initial price. If not called, principal repayment at maturity depends on Oracle’s final share price. If the final price is at least 56.00% of the initial price, investors receive $1,000 in cash per note, plus the last coupon. If it is below 56.00%, investors receive shares (or cash equivalent) worth less than 56% of principal and can lose most or all of their investment.
The initial estimated value is expected to be $925–$955 per $1,000, below issue price, reflecting internal funding, fees and hedging. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, not listed on any exchange, and all payments depend on the Bank’s creditworthiness.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Buffered Notes linked to the common stock of Constellation Energy Corporation. The notes are unsecured, unsubordinated obligations with a maturity expected on February 25, 2027, unless automatically called between July 2026 and January 2027 if the stock closes at or above the initial price on a call observation date.
Investors may receive a monthly contingent coupon of $8.542 per $1,000 (0.8542% monthly, about 10.25% per year) only when the stock closes at or above 75.00% of the initial price on the relevant observation date. If the notes are not called and the final stock price is at least 75.00% of the initial price, investors get back $1,000 per note plus the final coupon. If the final price is below 75.00%, repayment is reduced dollar-for-dollar beyond a 25.00% buffer, with the potential loss of up to 75.00% of principal and no coupon.
The initial estimated value is expected between $925.00 and $955.00 per $1,000, reflecting internal funding rates, commissions, structuring fees and hedging costs. The notes will not be listed on any exchange, are not insured by CDIC or FDIC, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering preliminary Trigger Autocallable Contingent Yield Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index, maturing around January 14, 2031. Each Note has a $10 principal amount, with a minimum investment of 100 Notes ($1,000). Investors may receive quarterly contingent coupons at a rate between 7.50% and 8.02% per annum, but only if both indices are at or above their coupon barriers, set at 70% of the initial level for each index.
The Notes are automatically called if, on any quarterly observation date after six months, both indices are at or above their initial levels, in which case investors receive principal plus the applicable coupon and no further payments. If the Notes are not called and, at maturity, both indices are at or above their downside thresholds (also 70% of initial levels), investors receive full principal back. If any index finishes below its downside threshold, repayment is reduced based on the decline in the worst-performing index, and investors could lose their entire investment. The initial estimated value is expected to be $9.12 to $9.42 per $10 Note, and the Notes will not be listed on any exchange.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index. These unsecured senior notes pay no interest and have an expected term of about 27 to 30 months. At maturity, for each $1,000 note, investors receive either principal plus leveraged upside, principal only, or a reduced amount, based on index performance.
If the index ends above its initial level, the payoff is 160.00% of the index gain, capped by a maximum payment amount expected to be between $1,226.40 and $1,266.24 per $1,000. If the index falls by up to 15.00%, principal is returned. Below that buffer, losses accelerate at a buffer rate of about 117.65%, and investors can lose up to their entire investment.
The initial estimated value is expected to be $957.50–$987.50 per $1,000, reflecting internal funding and hedging costs. The notes will not be listed on an exchange, and any payment depends on the creditworthiness of The Bank of Nova Scotia.