Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering unsecured Autocallable Digital Trigger Notes linked to the Russell 2000 and S&P 500, maturing in December 2028. The notes pay no interest and are backed only by the bank’s credit. On the December 2026 call observation date, if both indices are at or above their initial levels, the notes are automatically redeemed for $1,000 plus at least a 9.00% call premium per $1,000.
If not called, the maturity payment depends on the worst-performing index. If both final index levels are at or above their initial levels, investors receive the greater of $1,400 per $1,000 or $1,000 plus leveraged upside to the weaker index. If any index finishes below its initial level but both stay at or above 85% of initial, only principal is returned. If either index ends below 85% of its initial level, repayment falls one-for-one with the loss in the weaker index, up to a total loss of principal. The bank’s initial estimated value is between $925 and $965 per $1,000, reflecting embedded costs, and the notes will not be listed, so liquidity may be limited.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the common stock of Oklo Inc. These $1,000 face amount notes pay a contingent monthly coupon at a rate of at least 36.15% per annum only if Oklo’s stock closes at or above a coupon threshold equal to 50% of the starting price on the relevant calculation day, with a memory feature that can repay previously missed coupons when the condition is later met.
From June 2026 to November 2026, if Oklo’s stock closes at or above the starting price on any monthly calculation day, the notes are automatically called for 100% of face value plus the applicable coupon and any unpaid coupons. If not called, principal at maturity is fully protected only if the final stock price is at or above a downside threshold set at 50% of the starting price; below that level, repayment is reduced in proportion to the stock’s decline and can result in losing most or all of principal.
The notes do not participate in any upside of Oklo’s stock and pay no dividends. They are not listed on any exchange and all payments are subject to the credit risk of The Bank of Nova Scotia. The Bank’s estimated value is between $894.73 and $924.73 per $1,000 note, reflecting selling costs and hedging profits. Agent discount is up to $15.75 per note, with proceeds to the Bank of $984.25 per note before hedging profits.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the EURO STOXX 50® Index, with a face amount of $1,000 per security and total offering of $649,000. These notes mature on May 30, 2029 and pay no interest. At maturity, holders receive $1,000 plus 120.50% of any positive index return; if the index falls by up to the 25% buffer, investors get back the face amount.
If the index declines by more than 25%, investors have 1‑to‑1 downside exposure beyond the buffer and can lose up to 75% of principal. The starting index level is 5,528.67 and the threshold level is 75% of that. The Bank’s estimated value is $952.92 (95.292%) per $1,000 security, reflecting selling costs and hedging. The securities are not listed, carry the credit risk of Bank of Nova Scotia, and are not insured by Canadian or U.S. deposit insurance schemes.
The Bank of Nova Scotia is offering unsecured Capped Trigger Participation Notes linked to the worst performer of the Russell 2000® and S&P 500® indices, maturing in December 2028. The notes pay no interest and all returns come at maturity based on index performance.
If both indices finish above their observation-period lows, you participate in the upside of the weaker index, capped by a maximum payment amount expected to be at least 142.50% of principal. If any index finishes below 80.00% of its initial level, repayment is reduced one-for-one with the loss of the worst index, which can result in a full loss of principal.
The initial estimated value is expected between $925.00 and $965.00 per $1,000, reflecting fees, hedging costs and the bank’s internal funding rate. The notes are not insured, will not be listed on an exchange, and their value is subject to the credit risk of The Bank of Nova Scotia and to market, liquidity and structural risks described in the risk sections.
The Bank of Nova Scotia is offering senior unsecured Auto-Callable Trigger PLUS notes linked to the S&P 500® Index, each with a $1,000 stated principal amount and no interest or dividend payments. The notes may be automatically redeemed on December 17, 2026 for an early redemption payment of $1,096.70 per security if the S&P 500 closing value on the prior determination date is at or above the initial index value.
If not redeemed early and the final index value on December 6, 2027 is above the initial index value, holders receive $1,000 plus a 125% leveraged participation in the index gain. If the final index value is at or below the initial index value but at or above the 80% trigger level, investors receive only the $1,000 principal. If the final index value falls below the trigger, repayment is reduced 1% for each 1% decline from the initial index value, and the payment can be zero.
The notes are subject to the credit risk of BNS, are not insured or bail-inable, and will not be listed on any exchange, so liquidity may be limited. The bank’s estimated value on the pricing date is expected to be $938.87–$968.87 per $1,000 note, reflecting embedded fees and hedging costs.
The Bank of Nova Scotia is offering Buffered Index-Linked Notes tied to the S&P 500® Index, maturing in March 2027, that pay no interest and are unsecured, unsubordinated obligations of the bank.
At maturity, each $1,000 note pays based on the index move from the December 2025 trade date to the March 2027 valuation date. If the index rises, you participate one-for-one in the price gain, but your total payment is capped at a maximum upside payment amount expected to be at least $1,082.50 per $1,000. If the index falls by up to 10%, you earn a positive return equal to the absolute loss (for example, a -5% index move produces a +5% return).
If the index declines more than 10%, you lose 1% of principal for each 1% drop beyond that buffer, up to a maximum loss of 90% of principal. The notes do not provide dividends or a total return on the S&P 500®, will not be listed on an exchange, and their value is affected by the bank’s credit. The initial estimated value is expected to be between $925 and $965 per $1,000, below the issue price due to fees, hedging and the bank’s internal funding rate.
The Bank of Nova Scotia is issuing $76,000 of Capped Buffered Return Notes linked to the S&P 500® Index, maturing on November 27, 2030. These senior unsecured notes have a $1,000 denomination and were priced at 100% of principal, with underwriting commissions of 3.50% and net proceeds of $73,340 to the Bank. The initial estimated value is $935.65 per $1,000, below the issue price due to internal funding and structuring costs.
If the index finishes above the initial level of 6,705.12, investors receive the positive index return up to a 55.00% Maximum Return, for a maximum payment of $1,550 per $1,000 note. If the final value is between 85.00% and 100% of the initial level, investors get back $1,000. Below the 85.00% Buffer Value (5,699.35), principal is reduced 1% for each 1% further decline, with losses up to 85%. The notes pay no interest, are not insured, are not bail-inable, are subject to the Bank’s credit risk, and are not expected to have a liquid secondary market.
The Bank of Nova Scotia is offering senior unsecured market-linked securities tied to the common stock of UnitedHealth Group Incorporated. Each security has a $1,000 face amount and can pay a contingent monthly coupon at a rate of at least 10.00% per annum, but only if the UNH stock closing price on the relevant calculation day is at or above 65% of the starting price.
From June 2026 to November 2026, if UNH closes at or above the starting price on any monthly calculation day, the notes are automatically called for $1,000 plus the final coupon. If not called, principal is protected at maturity only if the final UNH price is at or above the downside threshold, also set at 65% of the starting price; otherwise, repayment is reduced in line with UNH’s decline and investors can lose more than 35%, up to their entire principal. The notes do not participate in any upside of UNH, pay no dividends, are not listed on an exchange, and all payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to the S&P 500® Index under its Series A program. Each note has a $1,000 face amount, no periodic interest and matures on January 4, 2030, with principal repayment at maturity subject to the Bank’s credit risk.
At maturity, if the Index is above its starting level, investors receive $1,000 plus 100% of the Index gain, capped by a maximum return of at least 23.00%, giving a maximum maturity payment of at least $1,230 per note. If the Index is flat or lower, the payment is $1,000.
The preliminary estimated value is between $921.02 and $951.02 per $1,000 note, reflecting selling commissions, structuring and hedging costs. The notes will not be listed, and secondary market liquidity, if any, is expected to be limited. Agent compensation includes up to $38.25 per note in discounts and concessions. The notes are not insured by Canadian or U.S. deposit insurance schemes and include complex tax and market risk features.
The Bank of Nova Scotia is offering unsubordinated, unsecured Dual Directional Capped Buffered Notes linked to the S&P 500 Index, maturing on December 2, 2027. Each Note has a $1,000 principal amount, with a minimum investment of $10,000.
If the S&P 500 Final Value is at or above its Initial Value, investors receive the positive index return, capped at a Maximum Upside Return of at least 18.92%. If the Final Value is below the Initial Value but at or above 80% of the Initial Value, investors earn the absolute value of the negative performance, up to a maximum payment of $1,200 per $1,000 Note. Below the 80% buffer, investors lose 1.25% of principal for each 1% drop beyond the 20% buffer and can lose all principal.
The Notes pay no interest, all payments occur at maturity, and returns depend entirely on the index and the credit of the Bank. The initial estimated value is expected to be between $949.31 and $979.31 per $1,000, below the 100% Original Issue Price, reflecting structuring, distribution and hedging costs. The Notes will not be listed, may have limited liquidity, and are not insured by the CDIC or FDIC.