Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia reports methodological and portfolio notes for the quarter ended July 31, 2025, including segment reclassifications, provisioning details and certain strategic and accounting actions. The bank reclassified prior period segment results to conform with a new allocation methodology effective Q1 2025. The filing discloses an impairment loss tied to the announced sale of banking operations in Colombia, Costa Rica and Panama and references Note 20 for details. Effective November 1, 2024, the bank suspended the discount to Average Market Price for dividend reinvestments, discontinued issuances of common shares from treasury under the plan, and will make purchases under the plan in the secondary market until further notice. The bank acquired an additional 10% ownership in KeyCorp on December 27, 2024, bringing total ownership to 14.9%, and reports the market value of that investment as $4,044 at July 31, 2025. The filing also discloses various balances and risk-related figures: deposits by currency, fair value disclosures for transferred assets and associated liabilities, allowance and provisioning notes (reported provisions net of certain amounts of $3,601 and $3,021 in separate references), and undistributed retained earnings related to a foreign associate of $75. Regulatory capital and leverage measures are disclosed as based on Basel III/OSFI guidelines.
The Bank of Nova Scotia filed a Form 6-K reporting a press release dated August 26, 2025 that announces a dividend on outstanding shares. The document provides notice that a dividend has been declared but does not disclose the dividend amount, record date, payment date, or other dividend mechanics in the text provided. The filing identifies the report preparer as Gerhardt Samwell, Senior Vice‑President and Chief Accountant.
The Bank of Nova Scotia submitted a Form 6-K as a foreign private issuer for August 2025. The filing states that it is incorporated by reference into the bank’s existing Form S-8 and Form F-3 registration statements, meaning the information becomes part of those securities offerings. An exhibit to the report is a press release dated August 26, 2025, in which Scotiabank reports its third quarter results.
The Bank of Nova Scotia filed a Form 13F Combination Report for the quarter ended 06-30-2025 covering holdings managed across its organization and affiliates. The report shows 1,334 reported positions with a combined market value of $48,857,881,606 and lists 5 other included managers.
The Bank of Nova Scotia (BNS) is offering Autocallable Strategic Accelerated Redemption Securities® linked to the Nasdaq-100 Index® (NDX). Each note has a $10 principal and may run up to approximately six years unless automatically redeemed. An automatic call occurs if the index’s closing level on any of the six scheduled annual Observation Dates is at or above the Call Level (100% of the Starting Value). In that event, investors receive a fixed Call Amount that increases yearly, beginning at $10.75-$10.85 in year one and reaching $14.50-$15.10 in year six (ranges to be finalized on the pricing date).
If the notes are not called, investors are fully exposed to downside: at maturity they incur a 1-for-1 loss on any decline in NDX below the Starting Value, risking full principal. The securities pay no periodic interest, are not exchange-listed, and their market value before maturity may be below both the public offering price and the issuer’s initial estimated value. All payments depend on the creditworthiness of BNS; a BNS default could result in total loss. Key risks highlighted include capped upside, lack of principal protection, secondary-market and liquidity risk, potential undervaluation at issuance, and exposure to non-U.S. equity performance. Full terms, tax considerations, and risk factors are provided in the SEC-filed preliminary offering documents (CIK 9631).
The Bank of Nova Scotia (BNS) is offering $9.157 million of Contingent Income Auto-Callable Securities due July 14 2028 linked to the common stock of The Home Depot, Inc. (HD). Each note has a $1,000 stated principal and pays a contingent quarterly coupon of $25.00 (10% p.a.) only if HD’s closing price on the relevant determination date is at least 80% of the initial share price ($370.07), the “downside threshold”.
Automatic call feature: if on any quarterly determination date before maturity HD closes at or above the call threshold (100% of the initial price = $370.07), the note is redeemed early for (i) principal plus (ii) the due coupon; no further payments are made after redemption.
Maturity scenarios:
- If the notes are not called and HD closes on the final determination date at or above the 80% downside threshold, investors receive principal plus the final coupon.
- If HD closes below the downside threshold on the final date, repayment equals principal multiplied by the share performance factor (final price ÷ initial price), exposing investors to a 1-for-1 loss below the 20% buffer with potential total loss of capital.
Key terms: aggregate offering $9.157 m; pricing date July 11 2025; issue date July 16 2025; maturity July 14 2028; CUSIP 06419DAH6; notes are senior unsecured obligations of BNS under its Series A program. Estimated value on the pricing date is $972.10 (97.21% of issue price), reflecting distribution costs of $22.50 per note (sales commission $17.50 + structuring fee $5.00).
Principal risks: (i) no principal protection; (ii) coupons are not guaranteed and may be zero for the entire term; (iii) credit risk of BNS; (iv) no secondary-market listing and limited liquidity; (v) adverse tax treatment uncertain; (vi) investors forgo HD dividends and upside participation.
The product targets investors seeking potential high coupon income who can tolerate equity-like downside, early-call reinvestment risk, and BNS credit exposure.