Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
Bank of Nova Scotia has filed a prospectus supplement for Autocallable Digital Trigger Notes linked to the performance of the S&P 500 and EURO STOXX 50 indices, maturing August 3, 2028. Key features include:
- Notes will be automatically called if both indices are at or above their initial levels on July 30, 2026, paying $1,000 plus at least 8.00% premium
- If not called and both indices are above initial levels at maturity, investors receive the greater of $1,400 or principal plus return of worst-performing index
- If any index falls below 75% of initial level at maturity, investors lose 1% for every 1% decline in worst-performing index
- Initial estimated value between $890-$930 per $1,000 principal amount
The notes involve significant risks including potential loss of principal, are subject to Bank of Nova Scotia's creditworthiness, and will not be listed on any exchange. Underwriting commissions up to 3.20% reduce investor returns.
Bank of Nova Scotia has filed a preliminary term sheet for Autocallable Strategic Accelerated Redemption Securities linked to the S&P 500 Index, due July 2031. Key features include:
- Principal amount of $10.00 per unit with 6-year maturity if not called earlier
- Automatic call feature if Index closes at or above Starting Value on observation dates
- Call premiums ranging from 6.50-7.50% in year 1 up to 39.00-45.00% in year 6
- 1-to-1 downside exposure if not called, with up to 100% principal at risk
- Initial estimated value between $9.13-$9.43 per unit, below offering price
Notable risks include credit risk of Bank of Nova Scotia, no periodic interest payments, limited secondary market liquidity, and potential loss of principal. The securities include a $0.20 underwriting discount and $0.05 hedging charge per unit.
Bank of Nova Scotia has issued $3,767,750 in Capped Trigger GEARS linked to the Russell 2000® Index, maturing June 29, 2029. These structured notes offer enhanced exposure to positive index returns with 1.50x upside gearing, capped at a maximum gain of 59.10%.
Key features include:
- Principal protection if the Russell 2000 stays above the 75% downside threshold at maturity
- Full downside exposure if index falls below threshold
- Initial index level: 2,172.108
- Downside threshold: 1,629.081
- Per-security pricing: $10 principal amount with initial estimated value of $9.576
Important risks: investors could lose their entire investment if the index falls significantly. Securities are subject to Bank of Nova Scotia's credit risk and offer no interim interest payments. The notes are not CDIC insured or bail-inable under the CDIC Act.
Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the Russell 2000® Index, due May 5, 2027. The notes feature:
- Principal Amount: $1,000 per note
- Enhanced participation rate of 150% on positive index returns, subject to a maximum payment cap (expected to be at least $1,192.50 per $1,000)
- 10% downside buffer - no loss of principal if index declines up to 10%
- Risk of loss up to 90% of principal for index declines beyond 10%
The initial estimated value is between $900-$940 per $1,000 principal amount, below the issue price. Underwriting commissions up to 2.20% apply. The notes are unsubordinated, unsecured obligations of Bank of Nova Scotia and will not be listed on any exchange. They do not pay interest or provide dividend returns.
Bank of Nova Scotia has issued $7,711,620 in Trigger Autocallable Notes linked to the Nasdaq-100 Index, due July 1, 2030. The notes feature an automatic call mechanism that triggers if the Nasdaq-100 Index closes at or above the call threshold of 22,447.29 on quarterly observation dates (after 12 months).
Key features include:
- Call return rate of 8.55% per annum if automatically called
- Principal protection if the final index level is at/above the downside threshold (75% of initial level)
- Full downside exposure if index falls below downside threshold of 16,835.47
- Initial estimated value of $9.65 per $10 principal amount
The notes carry significant risks including potential loss of principal, market risk similar to direct index investment, and credit risk of Bank of Nova Scotia. They are not CDIC insured or bail-inable debt securities. The offering is being distributed through Scotia Capital and UBS Financial Services.
Bank of Nova Scotia has filed a prospectus supplement for Autocallable Contingent Coupon Trigger Notes linked to Meta Platforms Class A Common Stock, due August 13, 2026. The notes offer:
- Principal Amount: $1,000 per note
- Monthly contingent coupon of $9.709 (11.65% per annum) if Meta stock closes at/above 70% of initial price
- Automatic call feature starting January 2026 if Meta stock closes at/above initial price
- Risk of principal loss if final price is below 70% of initial price
Key features include a 70% coupon barrier and trigger price. The notes' initial estimated value is between $925-$955 per $1,000 principal amount, below the issue price. Investors face full exposure to Meta stock downside if it falls below the trigger price. The notes are subject to Bank of Nova Scotia's creditworthiness and are not FDIC or CDIC insured.
Bank of Nova Scotia (BNS) is marketing Contingent Income Auto-Callable Securities linked to the common stock of Arista Networks, Inc. (ANET). The $1,000-denominated senior unsecured notes run from the July 9 2025 issue date to the July 7 2028 maturity, unless called earlier.
Income mechanics: Each quarterly determination date, if ANET closes at or above the 50 % downside threshold, investors receive a $28.70 coupon (11.48% p.a.) plus any missed coupons via the “memory” feature. If on any determination date ANET closes at or above the 100 % call threshold, the notes are automatically redeemed at par plus the applicable coupon and any memory coupons.
Principal repayment: At maturity, if ANET’s final price is at least 50% of the initial price, holders receive par plus the last coupon and any unpaid memory coupons. If the final price is below 50%, repayment equals the share performance factor times par, exposing investors to losses of >50%—potentially down to zero.
Key structural details: • Minimum investment: $1,000. • Estimated issue value: $931.69 – $961.69 (93.17–96.17% of face), reflecting embedded fees including a $22.50 sales commission. • Notes are not exchange-listed; secondary liquidity depends on the distributor. • All payments are subject to BNS credit risk.
Risk highlights: Investors forgo any upside in ANET, may receive no coupons, face market value erosion prior to maturity, and shoulder credit, liquidity, tax and conflicts-of-interest risks. Reinvestment risk exists if the notes are called early.
The Bank of Nova Scotia (BNS) is marketing a new Series A Equity-Linked Security (senior, unsecured notes) that references the common stock of NVIDIA Corporation (NVDA). Each security has a $1,000 face amount, is expected to price on 18 July 2025 and settle on 23 July 2025.
Income profile: Investors are eligible for a monthly contingent coupon of at least 13.65% per annum (paid three business days after each calculation day) but only when NVDA’s closing price on the relevant calculation day is at or above the Coupon Threshold = 65 % of the starting price. Missed coupons are not recoverable.
Automatic call: Beginning with the sixth calculation day (January 2026) and extending through June 2026, the notes will be automatically redeemed at par plus the final coupon if NVDA’s closing price on any calculation day equals or exceeds the starting price.
Maturity payoff: If not called, the notes mature on 23 July 2026. • If the ending price ≥ Downside Threshold (65 % of starting price), holders receive par. • Otherwise, repayment equals par × (ending price / starting price), exposing investors to full downside below the 35 % buffer, with maximum loss of 100 %.
Estimated value: If priced today, BNS estimates the fair value at $943.11–$973.11 per $1,000, implying an initial issuer/dealer discount of up to 5.7 %. Scotia Capital Inc. is calculation agent; Scotia Capital (USA) Inc. and Wells Fargo Securities will act as agents, with combined selling concessions and fees of up to 2.9 %.
Key risks disclosed include: potential loss of principal, non-fixed interest, credit risk of BNS, liquidity constraints, single-stock concentration, reinvestment risk on early call, and uncertain tax treatment. The securities are not FDIC-insured.
The term sheet is only a summary; investors should review the full preliminary pricing supplement, product supplement, prospectus supplement and base prospectus filed under SEC Registration No. 333-282565.
Bank of Nova Scotia (BNS) is offering senior unsecured Contingent Income Auto-Callable Securities linked to the common stock of Arista Networks, Inc. (ANET). The notes price on 3 Jul 2025, are issued on 9 Jul 2025 (T+3) and mature on 7 Jul 2028 unless called earlier.
Investors receive a contingent quarterly coupon of $28.70 per $1,000 note (11.48% p.a.) only if ANET’s closing price on the relevant determination date is at least 50 % of the initial share price (the “downside threshold”). Missed coupons can be recovered later through a memory feature.
The notes are auto-callable: if ANET closes at or above 100 % of the initial price on any determination date prior to maturity, holders receive the stated principal plus the applicable coupon (and any unpaid coupons) and the note terminates.
At maturity, if ANET is ≥ 50 % of the initial price, holders receive 100 % principal plus the final coupon and any unpaid coupons. If ANET is < 50 %, repayment equals principal × (final price ÷ initial price), exposing investors to a 1-for-1 loss below the 50 % barrier; recovery may be below 50 % of principal and could be zero.
Key structural points: unsecured credit exposure to BNS; estimated value on pricing date $931.69 – $961.69 (below issue price); sales commission $17.50 and structuring fee $5.00 per note; not listed on any exchange, limiting liquidity; CUSIP 06418VZV9.
These notes suit investors seeking high conditional income and willing to accept equity, issuer-credit, call and liquidity risks, and potential loss of principal.
The Bank of Nova Scotia (BNS) is marketing senior unsecured Market-Linked Securities (Series A) that are auto-callable, pay a monthly contingent coupon and expose investors to contingent downside linked to NVIDIA Corporation common stock.
Key economic terms: Face amount $1,000; pricing date 18 Jul 2025; maturity 23 Jul 2026. The contingent coupon rate will be set on the pricing date at ≥ 13.65% p.a. and is paid only if the NVIDIA closing price on the relevant monthly calculation day is ≥ 65 % of the starting price (the “coupon threshold”). If the threshold is breached on a given month, no coupon is paid for that month.
Automatic call: On any calculation day from Jan-2026 through Jun-2026, if the NVIDIA closing price is ≥ the starting price, the notes are called at par plus the final coupon, ending the trade early.
Principal repayment: If not called, investors receive par at maturity only if the NVIDIA closing price on the final calculation day is ≥ 65 % of the starting price (the “downside threshold”). Otherwise, the maturity payment equals par multiplied by the performance factor (ending ÷ starting price), resulting in a loss of > 35 % and up to 100 % of principal.
Valuation & fees: Indicative estimated value is 94.311 %-97.311 % of face. Agent discount is up to 1.825 % and selling concessions may total 1.175 %. Payments are subject to BNS credit risk; the notes are not FDIC or CDIC insured and will not be listed on any exchange.
Investor considerations: Investors are compensated with a high potential coupon and early-call upside, but accept i) full downside below a 35 % buffer, ii) no participation in NVIDIA upside beyond coupons, iii) issuer credit risk and iv) limited secondary liquidity.