Welcome to our dedicated page for BANK OF NOVA SCOTIA SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Nova Scotia filings document the regulatory disclosures of a Canadian bank and foreign private issuer whose securities trade on the TSX and NYSE under BNS. Its Form 6-K reports include earnings-related releases, capitalization and earnings-ratio exhibits, Canadian certification materials, and updates incorporated by reference into Form F-3 and Form S-8 registration statements.
The bank’s filings also record governance and shareholder matters, including proxy circular materials, board mandates, by-law amendments, annual and special meeting voting results, and director-election outcomes. Capital-structure disclosures cover common shares, preferred shares and other equity instruments, subordinated indebtedness, normal course issuer bids, and other regulatory capital matters.
The Bank of Nova Scotia filed a Form 6-K furnishing Canadian officer certifications for its interim financial report and MD&A for the period ended January 31, 2026. The filing states that, based on reasonable diligence, these interim filings contain no material misrepresentations and fairly present the bank’s financial condition, performance and cash flows.
The President and Chief Executive Officer and the Group Head and Chief Financial Officer confirm their responsibility for disclosure controls and procedures and internal control over financial reporting. They note that the bank’s internal control framework is based on the 2013 COSO criteria and that any material changes in internal control over financial reporting during the period from November 1, 2025 to January 31, 2026 have been disclosed in the interim MD&A.
The Bank of Nova Scotia reported Q1 2026 net income of $2,299 million, up sharply from $993 million a year earlier, as last year included a large Latin American impairment. Diluted EPS rose to $1.73 from $0.66, while return on equity improved to 11.1% from 5.5%.
On an adjusted basis, net income was $2,695 million, up 14% year over year, with adjusted diluted EPS of $2.05. Total revenue grew to $10,077 million on an adjusted basis, supported by higher net interest income and stronger wealth and trading revenues, partly offset by divested operations.
The bank completed the sale of its Colombia, Costa Rica and Panama businesses to Davivienda Group, recording a further pre-tax loss of $434 million ($377 million after tax). The net interest margin widened to 2.45%, the adjusted productivity ratio improved to 52.3%, and the Common Equity Tier 1 capital ratio rose to 13.3%, indicating a solid capital position.
The Bank of Nova Scotia announced a dividend on its outstanding shares, payable on April 28, 2026 to shareholders of record at the close of business on April 7, 2026. Holders may choose to receive this dividend in common shares instead of cash through the Bank’s Shareholder Dividend and Share Purchase Plan.
Under the plan, Scotiabank has discontinued issuing common shares from treasury and will instead have Computershare Trust Company of Canada purchase any required shares in the secondary market, with related brokerage commissions and service charges paid by the Bank. Scotiabank reports assets of approximately $1.5 trillion as of January 31, 2026.
Bank of Nova Scotia posted much stronger results for the first quarter of 2026. Reported net income rose to $2,299 million from $993 million a year earlier, with diluted EPS increasing to $1.73 from $0.66, reflecting the absence of last year’s sizeable Latin American impairment.
On an adjusted basis, net income grew to $2,695 million from $2,362 million and diluted EPS climbed 16% to $2.05 from $1.76, driving adjusted return on equity up to 13% from 11.8%. All major business lines contributed: Canadian Banking earnings rose to $960 million, International Banking to $737 million, Global Wealth Management adjusted earnings to $491 million and Global Banking and Markets earnings to $544 million.
Credit costs remained elevated but stable, with provision for credit losses at $1,176 million versus $1,162 million last year, while the common equity Tier 1 capital ratio strengthened to 13.3%, leaving the bank comfortably above regulatory minimums.
The Bank of Nova Scotia offers Autocallable Contingent Coupon Trigger Notes linked to the common stock of Verisk Analytics, Inc.
The notes have a principal amount of $1,000 per note and an expected maturity date of April 8, 2027. They pay a contingent coupon of 1.075% monthly (up to 12.90% per annum) on an observation date when the closing price of the reference asset is at or above the coupon barrier. Observation dates are expected monthly beginning April 2026; call observation dates begin in September 2026.
If any call observation date has a closing price equal to or above the initial price the notes are automatically called and investors receive $1,000 plus the contingent coupon. If not called and the final price is below the trigger price (set at 68.00% of the initial price), holders will receive a share delivery amount at maturity, which may result in a substantial loss of principal. The initial estimated value range on the trade date is expected to be between $925.00 and $955.00 per $1,000 principal amount; original issue price is 100%.
The Bank of Nova Scotia is issuing Series A equity-linked senior notes—market-linked, auto-callable securities with a contingent 18.40% per annum coupon (with memory) linked to the lowest performing of Amazon, Microsoft and Netflix. Each security has a $1,000 face amount and an original offering price of $1,000; the total original offering shown is $1,195,000. Payments (quarterly contingent coupons, automatic call and maturity payment) depend solely on the lowest performing underlying on scheduled calculation days; downside protection applies only to declines up to 25% (threshold = 75% of starting prices). All payments are subject to the Bank's credit risk and the securities are designed to be held to maturity.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of Amazon.com, Inc., with $1,417,000 aggregate principal and a maturity date of March 24, 2027.
For each $1,000 principal amount, a monthly contingent coupon of $8.167 is payable only if the reference stock closes at or above 70.00% of the initial price ($204.86) on observation dates. Notes are automatically called if the reference closes at or above the initial price on a call observation date (Aug 2026–Feb 2027). If not called and the final price is below 70.00% of the initial price, holders receive a share delivery amount (or cash for fractional shares), exposing principal to equity downside and the Bank’s credit risk.
The Bank of Nova Scotia is offering senior, unsecured market-linked notes with a $1,000 face amount per security that are auto-callable and linked to the lowest performing of Broadcom, Alphabet Class C and Netflix. The securities pay no interest, may be automatically called on March 22, 2027 for a call premium of at least 37.50%, and mature on March 22, 2029.
If not called, the maturity payment depends on the ending price of the lowest performing Underlying Stock: a 300% upside participation if the ending price is above the starting price; a capped positive return up to 50.00% if the ending price falls between 50.00% of starting price and the starting price; and full downside exposure (losses greater than 50.00%) if the ending price is below 50.00% of the starting price. The Bank's estimated value at pricing is between $901.76 and $931.76 per security and the original offering price is $1,000.
The Bank of Nova Scotia priced a preliminary offering of senior, equity-linked securities linked to the common stock of Oracle Corporation that are auto-callable and carry a contingent quarterly coupon with a memory feature.
The securities have an original offering price of $1,000, an estimated value range of $915.08–$945.08 per security as of pricing, a contingent coupon rate of at least 15.00% per annum, a coupon threshold equal to 50% of the starting price, and a downside threshold equal to 50% of the starting price. The pricing date is March 17, 2026, the issue date is March 20, 2026, and the stated maturity is March 22, 2029. Payments are subject to the credit risk of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the MSCI EAFE® Index, with terms set on the trade date and the offering subject to completion. Each note has a $1,000 principal amount and an original issue price of 100.00%.
The notes pay no interest and mature approximately 25 to 28 months after the trade date. Positive performance is paid at a 160.00% participation rate up to a capped maximum payment amount expected between $1,246.88 and $1,290.40 per $1,000. A buffer protects losses up to 15.00%; declines beyond that expose holders to amplified downside (buffer rate ~117.65%). The Bank's initial estimated value range is $945.64 to $975.64 per $1,000 at pricing.