Bank Nova Scotia SEC Filings

The Bank of Nova Scotia is offering $9,661,000 of Buffered Performance Leveraged Upside Securities linked to the EURO STOXX 50 Index, maturing on May 3, 2028. These notes pay no interest and return depends on the index at maturity.

If the final index value is above the initial value, holders receive $1,000 plus 200% of the index gain, capped at a maximum payment of $1,283 per note (28.30% max gain). If the index is flat to down by up to 15%, repayment is $1,000. Below that buffer, investors lose 1% of principal for each 1% decline beyond 15%, with a minimum payment of $150.

The initial index value was 5,652.01 on October 16, 2025. The notes will not be listed, and all payments are subject to BNS credit risk. The estimated value on pricing date is $959.80 per $1,000. Fees total $30.00 per note ($25 sales commission and $5 structuring fee), with proceeds to issuer of $9,371,170.

The Bank of Nova Scotia announced preliminary terms for senior unsecured, equity‑linked, auto‑callable notes due October 27, 2028, tied to the lowest performing of Intel, Meta Platforms, and Micron common stocks. The notes pay a monthly contingent coupon at a rate of at least 22.50% per annum if the lowest stock on each calculation day closes at or above its coupon threshold (60% of its starting price), with a memory feature for unpaid coupons.

The notes may be automatically called on monthly dates from April 2026 to September 2028 if the lowest stock is at or above its starting price, returning face amount plus the final and any previously unpaid coupons. If not called, at maturity investors receive $1,000 only if the lowest stock is at or above its downside threshold (60% of starting). Otherwise, repayment equals $1,000 times its performance factor, risking losses of more than 40% up to total loss.

The estimated value is $880.00–$894.18 per $1,000 note. Offering economics per note: $1,000 price, $23.25 agent discount, and $976.75 proceeds to the issuer. The notes are not listed and are subject to BNS credit risk.

The Bank of Nova Scotia launched a preliminary 424(b)(2) pricing supplement for senior unsecured market‑linked, auto‑callable notes tied to the lowest performing of Ares Management (ARES), KKR (KKR) and Blue Owl Capital (OWL), maturing on November 2, 2028.

The notes pay a contingent monthly coupon only if the lowest performer is at or above its coupon threshold (60% of starting price). Missed coupons feature a memory and are paid if a later month meets the threshold. From January 2026 to September 2028, the notes are automatically called if the lowest performer is at or above its starting price, returning face value plus the due coupon(s).

If not called, principal is returned at maturity only if the lowest performer is at or above its downside threshold (60% of starting price). Otherwise, repayment falls in line with the worst stock’s performance, with investors potentially losing more than 40%—up to all of face value. The contingent coupon rate will be set on pricing and will be at least 22.00% per annum.

Per security economics: $1,000 original offering price; $23.25 agent discount; $976.75 proceeds to the issuer. Estimated value: $927.86–$957.86 per security. The notes are senior unsecured, subject to BNS credit risk, not listed, and intended to be held to maturity.

The Bank of Nova Scotia (BNS) filed a 424B2 preliminary pricing supplement for Trigger Autocallable GEARS linked to an equally weighted basket of 20 equities, due on or about October 31, 2030. The notes are issued at $10 per Security (minimum $1,000), carry no interest, and are subject to BNS credit risk.

The structure features a 9.00% call return if the basket on the November 5, 2026 observation date is at or above the 100% autocall barrier (initial basket level set to 100). If not called, positive basket returns at maturity are multiplied by 1.35–1.48 upside gearing. Principal is repaid at maturity only if the final basket level is at or above the 75% downside threshold; otherwise losses match the basket’s negative return, up to total loss.

Key terms include trade date October 29, 2025 and settlement October 31, 2025. The initial estimated value is $9.35–$9.74 per $10. Securities will not be listed. Underwriting discount is $0.25 per Security, with issuer proceeds of $9.75 per Security.

The Bank of Nova Scotia priced a $1,480,000 424(b)(2) offering of Autocallable Contingent Coupon Notes due October 19, 2028, linked to Netflix, Inc. common stock. The Notes are unsecured and unsubordinated obligations of the Bank and all payments are subject to its credit risk.

The Notes may be automatically called if the Netflix closing value on any call observation date is at or above the Initial Value of $1,215.35. If not called, a $29.00 per Note contingent coupon (11.60% per annum) is paid on observation dates only when the stock closes at or above the Contingent Coupon Barrier of $850.75 (70% of the Initial Value). At maturity, if not called: principal is returned when the Final Value is at or above the Barrier of $850.75; otherwise the loss matches the stock’s decline from the Initial Value, up to 100%.

The initial estimated value is $964.91 per $1,000 principal. Underwriting commissions are 2.00% ($20 per Note), with issuer proceeds of 98.00% ($1,450,400). Trade Date: October 14, 2025; Issue Date: October 17, 2025 (T+3). Minimum investment is $1,000. The Notes are not listed and are not insured by CDIC or FDIC.

The Bank of Nova Scotia priced $3,283,000 of Autocallable Contingent Coupon Notes due October 19, 2028, linked to Tesla, Inc. common stock. These unsecured, unsubordinated notes may be automatically called if Tesla’s closing value on any call observation date is at or above the Initial Value of $429.24.

If not called, the notes pay a contingent coupon of $41.50 per $1,000 (16.60% per annum) on scheduled dates only when Tesla’s closing value is at or above the Contingent Coupon Barrier of $214.62 (50% of the Initial Value). At maturity, if the Final Value is at or above the Barrier Value of $214.62, holders receive principal (plus any due coupon). If below the barrier, repayment is reduced 1-for-1 with Tesla’s decline, up to a total loss of principal.

The initial estimated value is $960.43 per $1,000, below the issue price, reflecting internal funding and distribution costs. Underwriting commissions total 2.00% ($65,660), with proceeds to the issuer of $3,217,340. The notes are not listed, all payments depend on the Bank’s credit, and investors have no rights in Tesla shares.

The Bank of Nova Scotia is offering Dual Directional Buffered PLUS linked to the Russell 2000 Index, due on or about November 3, 2027. These principal-at-risk notes pay no interest and repay based on index performance with defined leverage, cap, and buffer features.

Upside is enhanced by a 150% leverage factor when the final index value exceeds the initial value, but returns are capped at a maximum gain of 17.56%, for a maximum payment of $1,175.60 per $1,000 note. If the index declines by up to the 15.00% buffer, investors receive a positive, unleveraged return equal to the absolute decline (up to 15.00%). Below the buffer, losses match the decline in excess of 15%, down to a minimum payment of $150.00.

The issue price is $1,000 per note; per-note fees total $25.00 ($20.00 sales commission and $5.00 structuring fee), for proceeds to issuer of $975.00. The estimated value on the pricing date is expected between $936.20 and $966.20. The notes will not be listed and all payments are subject to the credit risk of BNS.

The Bank of Nova Scotia (BNS) filed a preliminary 424(b)(2) pricing supplement for Contingent Income Auto‑Callable Securities linked to Tesla, Inc. common stock. Each $1,000 security offers a $36.50 contingent quarterly coupon (equivalent to 14.60% per annum) if Tesla’s closing price on the determination date is at or above 50.00% of the initial share price (the downside threshold). The notes may be auto‑called if Tesla’s price is at least 100.00% of the initial share price on any non‑final determination date, paying principal plus the applicable coupon(s).

Maturity is on or about October 22, 2026. If not called and the final share price is below the 50.00% threshold, holders receive Tesla shares based on the exchange ratio = $1,000 ÷ initial share price (cash for any fractional share). The securities are senior unsecured obligations of BNS, not listed, and carry issuer credit risk. The estimated value on the pricing date is expected to be $942.50–$972.50 per $1,000. Per‑security costs include a $12.50 sales commission and a $5.00 structuring fee.

The Bank of Nova Scotia is offering Autocallable Strategic Accelerated Redemption Securities linked to the S&P 500 Index. The deal covers 864,647 units at $10 per unit, for a public offering size of $8,646,470. Proceeds to BNS are listed at $9.80 per unit, or $8,473,540.60 before expenses. The notes price on October 9, 2025, settle October 17, 2025, and mature October 31, 2031, unless called earlier.

The notes may be automatically called if the Index on an observation date is at or above the Starting Value of 6,735.11, paying preset call amounts from $10.661 in year one up to $13.966 in year six. If not called, holders receive principal at maturity if the Index is at or above the Threshold Value of 5,724.84 (85% of Start); below that, losses are 1‑for‑1 beyond a 15% decline, placing up to 85% of principal at risk. The initial estimated value is $9.63 per unit. Payments depend on BNS credit; there are no periodic interest payments and no exchange listing.