Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Buffer Notes with Memory Coupon linked to the common stock of CrowdStrike Holdings, Inc. The notes can be automatically called on any observation date if the stock’s closing value is at or above its initial value, returning principal plus the applicable contingent coupon and any unpaid coupons.
If not called, investors receive a contingent coupon of at least $49.25 per $1,000 note on each observation date only when the stock is at or above 80% of its initial value; missed coupons may be paid later if a future coupon is earned. At maturity, if the final stock value is at or above 80% of the initial value, investors get back principal plus any due coupons. If the final value is below this buffer, principal is reduced by 1.25% for every 1% decline beyond 20%, up to a total loss.
The notes do not offer principal protection, may pay no coupons, carry the credit risk of Scotiabank, and will not be listed on an exchange. The initial estimated value is expected to be $956.26–$986.26 per $1,000, below the original issue price, reflecting selling, structuring and hedging costs.
The Bank of Nova Scotia is offering unsecured senior Autocallable Contingent Coupon Notes linked to the common stock of AppLovin Corporation. Each Note has a $1,000 principal amount, with a minimum investment of $1,000 and integral multiples of $1,000.
The Notes have a term to January 26, 2029, unless automatically called earlier if AppLovin’s closing value on any Call Observation Date is at or above the Initial Value. If not called, a Contingent Coupon of at least $60 per Note per quarter (at least 24.00% per annum) is paid only when the stock’s closing value is at or above the Contingent Coupon Barrier Value, set at 50.00% of the Initial Value. Coupons are not guaranteed and may never be paid.
At maturity, if the Notes are not called and the Final Value is at or above the 50.00% Barrier Value, holders receive the $1,000 principal per Note (plus any due coupon). If the Final Value is below the Barrier Value, repayment is reduced one-for-one with the stock’s loss from the Initial Value, and investors can lose up to 100% of principal.
The Notes are unsubordinated, unsecured obligations of The Bank of Nova Scotia, subject to its credit risk, are not insured by the CDIC or FDIC, and will not be listed on any securities exchange. The initial estimated value is expected to range between $925.36 and $955.36 per $1,000, below the 100% Original Issue Price, reflecting internal funding and structuring and hedging costs. Underwriting commissions are up to 2.00%, with at least 98.00% of proceeds to the Bank.
The Bank of Nova Scotia is offering unsecured, unsubordinated Capped Buffered Return Notes linked to the S&P 500® Index, maturing on January 24, 2031. Each Note has a $1,000 principal amount and is issued at 100% of principal, with a minimum investment of $1,000.
At maturity, if the S&P 500® Final Value is above its Initial Value, investors receive $1,000 plus the index gain, capped by a Maximum Return of at least 57.00%. If the index is flat or down but not below 80% of the Initial Value (the 20% buffer), investors receive back $1,000. If the index falls below this Buffer Value, repayment is reduced 1% for each 1% decline beyond the 20% buffer, with losses up to 80% of principal.
The Notes pay no interest or coupons, are not listed on any exchange, and all cash payments occur only at maturity, subject to the Bank’s credit risk. The initial estimated value is expected between $917.78 and $947.78 per $1,000 Note due to internal funding rates, hedging costs and selling commissions.
The Bank of Nova Scotia is offering $12,000,000 of senior unsecured Buffered Contingent Income Auto-Callable Securities with Memory Coupon and Downside Leverage linked to Alphabet Inc. Class A common stock. Each $1,000 security can pay a contingent monthly coupon of $15.70 (equivalent to 18.84% per annum) for any determination date on which Alphabet’s closing price is at or above 85% of the initial share price of $335.97. If on any non-final determination date the stock closes at or above 100% of the initial price, the notes are automatically redeemed at par plus the applicable coupon and any unpaid coupons.
If the notes are not called and the final share price is at or above the 85% downside threshold, investors receive par at maturity plus the due coupon and any unpaid coupons. If the final share price is below the downside threshold, the maturity payment is the “cash value,” causing investors to lose approximately 1.1765% of principal for every 1% the final price falls below the threshold, up to a total loss. The notes are principal-at-risk, are not listed, have an estimated value of $992.60 per $1,000 at pricing, pay no dividends and are fully exposed to BNS credit risk.
The Bank of Nova Scotia is offering unsecured senior digital notes linked to the S&P 500® Index with a term expected to be about 17 to 20 months. The notes pay no interest and will not be listed on any exchange.
At maturity, for each $1,000 note, if the final S&P 500® level is at or above 85.00% of the initial level, investors receive a fixed maximum payment amount, expected to be between $1,092.00 and $1,108.00. If the index falls more than 15.00% from the initial level, repayment is reduced, with losses of approximately 1.1765% for every additional 1% index decline, down to a potential 100% loss of principal.
The initial estimated value is expected to be between $954.00 and $984.00 per $1,000, below the issue price, reflecting internal funding and fees, including selling commissions of 1.13% (or $11.30 per $1,000). Any payment depends on the creditworthiness of The Bank of Nova Scotia, and investors face valuation, liquidity, market and tax risks.
The Bank of Nova Scotia is offering $5,903,000 of S&P 500®‑linked digital notes maturing on March 29, 2028 under its Senior Note Program. Each note has a $1,000 principal amount, pays no interest and is an unsecured, unsubordinated obligation of the bank.
The payoff depends solely on the S&P 500® Index level on the March 27, 2028 valuation date. If the index is at or above 85% of the initial level of 6,926.60, investors receive a fixed $1,177 per $1,000 note, a 17.7% capped gain. If the index has fallen more than 15%, repayment is reduced, with losses of about 1.1765% for every additional 1% index decline, down to a potential 100% loss of principal.
The notes do not provide dividends or voting rights in S&P 500 companies and will not be listed on an exchange, so liquidity may be limited. Any payment depends on the creditworthiness of The Bank of Nova Scotia. The bank’s initial estimated value was $991 per $1,000 note, below the original issue price, reflecting internal funding and hedging costs.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes linked to the common stock of NRG Energy, Inc., each with a $1,000 principal amount and a scheduled maturity on January 26, 2029, unless automatically called earlier.
The Notes can be automatically called if NRG’s stock closes at or above its initial value on any quarterly call observation date, returning principal plus any due contingent coupon. If not called, investors receive a contingent coupon of at least $37.125 per Note (at least 14.85% per annum) for each observation date on which the stock closes at or above 60% of its initial value. At maturity, if the stock is at or above the 60% barrier, principal is repaid; if it is below, repayment is reduced one-for-one with the stock’s decline, up to a complete loss of principal.
The initial estimated value of the Notes is expected to be between $929.09 and $959.09 per $1,000 original issue price, reflecting selling, structuring and hedging costs. The Notes pay no fixed interest, do not provide any dividends from NRG, will not be listed on an exchange, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering Digital Notes linked to the EURO STOXX 50® Index that pay no interest and expose holders to index performance over roughly 20 to 23 months. Each note has a $1,000 principal amount and is issued at 100% of principal in U.S. dollars.
At maturity, if the index’s final level is at least 85.00% of its initial level, holders receive a fixed maximum payment amount, expected to be between $1,123.50 and $1,145.20 per $1,000. If the index falls more than 15.00% from its initial level, repayment drops by approximately 1.1765% for every 1% decline beyond that buffer, via a buffer rate of about 117.65%, and investors can lose up to 100% of principal.
The notes’ return is based on price changes only; investors forgo dividends on the underlying European stocks and have no shareholder rights. The initial estimated value is expected to range from $954.40 to $984.40 per $1,000, below the issue price, reflecting the bank’s internal funding rate, hedging costs and dealer compensation, and the notes will not be listed, so liquidity may be limited. All payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering unsecured Autocallable Contingent Coupon Notes linked to Tesla, Inc. common stock, maturing January 26, 2029. The Notes may be automatically called on quarterly observation dates if Tesla’s closing value is at or above the Initial Value, in which case investors receive $1,000 per Note plus any due Contingent Coupon and the Notes terminate early.
If not called, investors receive a Contingent Coupon of at least $36.75 per Note (at least 14.70% per annum) on each observation date only when Tesla’s closing value is at or above the Contingent Coupon Barrier Value, set at 50.00% of the Initial Value. If the Final Value on the January 23, 2029 Final Valuation Date is at or above the 50.00% Barrier Value, principal is returned; if it is below, repayment is reduced one-for-one with Tesla’s decline and up to 100% of principal can be lost.
The minimum investment is $1,000, and the initial estimated value is expected between $934.61 and $964.61 per $1,000 Principal Amount, below the 100% Original Issue Price due to selling, structuring and hedging costs. The Notes are senior unsecured obligations of The Bank of Nova Scotia, not listed on any exchange, do not pay guaranteed interest, and all payments depend on the Bank’s creditworthiness.
The Bank of Nova Scotia is offering autocallable contingent coupon trigger notes linked to Eli Lilly and Company common stock, maturing in March 2027. These unsecured notes can be automatically called starting in July 2026 through January 2027 if Eli Lilly’s stock on an observation date is at or above the initial price, in which case investors receive $1,000 per note plus the applicable coupon.
Investors are eligible for a monthly contingent coupon of $9.875 per $1,000 note (0.9875% monthly, up to 11.85% per annum) whenever the stock closes at or above 70.00% of the initial price on an observation date. If the notes are not called and the final stock price is below 70.00% of the initial price, repayment is reduced dollar-for-dollar with the stock decline, and investors can lose up to their entire principal and receive no coupon at maturity. The initial estimated value is expected to be $925.00–$955.00 per $1,000, and the notes are not listed and are subject to Bank of Nova Scotia credit risk.