Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is issuing market-linked senior notes tied to three major equity indices — the S&P 500, Russell 2000 and Nasdaq‑100 — maturing in June 2027. These $1,000 face amount securities pay a contingent coupon of 10.00% per annum, but only in months when the worst-performing index on the calculation day is at or above 75% of its starting level.
If on any monthly calculation day from June 2026 to May 2027 the worst-performing index is at or above its starting level, the notes are automatically called for $1,000 plus that month’s coupon, ending the investment early. If the notes are not called, principal repayment at maturity depends entirely on the final level of the worst index: investors receive $1,000 only if it is at or above 75% of its starting level.
If the worst index finishes below 75% of its starting level, the maturity payment is reduced in line with that index’s decline, and investors can lose more than 25% and up to all of their principal. The Bank’s estimated value is $974.28 per $1,000 security, reflecting selling costs and hedging profits. The notes are unsecured obligations subject to BNS credit risk and are not listed on any exchange.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index. These unsecured senior notes run for about 17 to 20 months and pay no interest. At maturity, investors get leveraged exposure to any index gain through a 150.00% participation rate, but the payoff is capped by a maximum payment amount per $1,000 of principal.
If the index is flat or down by up to 10.00%, investors receive their full principal back. If it falls by more than 10.00%, losses accelerate, with up to 100% of principal at risk. The initial estimated value, based on the bank’s internal models, is expected to be between $945.58 and $975.58 per $1,000, below the issue price, and the notes will not be listed, so liquidity may be limited. All payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to an unequally weighted basket of equity indices: EURO STOXX 50® (38%), TOPIX® (26%), FTSE® 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (8%). Each security has a $1,000 face amount, no interest payments and matures on January 3, 2031.
At maturity, if the basket ending level is above the starting level of 100.00, holders receive $1,000 plus 167.00% of the basket’s percentage gain. If the ending level is between 75 (the 75% threshold level) and 100, holders receive only the $1,000 face amount. If the ending level is below 75, repayment is reduced one-for-one with the basket loss, so more than 25%, and possibly all, of principal can be lost.
The original offering price is $1,000 per security, with an agent discount of $38.70 (3.87%) and proceeds to the Bank of $961.30 per security, for a total offering of $1,143,000.00. The Bank’s estimated value is $924.86 (92.486%) per security. The notes are not listed on an exchange, do not pay dividends, and all payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering senior unsecured ETF-linked notes tied to the SPDR® Gold Trust, maturing on February 1, 2030. Each security has a $1,000 face amount and pays no periodic interest. At maturity, investors receive $1,000 plus any upside if the fund has risen, with a 100% participation rate but a maximum return of at least 31.50%, so the maturity payment will be at least $1,315 per security if the cap is reached. If the fund is flat or down, investors receive only the $1,000 face amount.
The original offering price is $1,000 per security, including an agent discount of up to $38.25 and proceeds to the bank of $961.75 per security. The bank estimates the initial economic value at between 91.469% and 94.469% of the offering price, reflecting selling costs and hedging profits. The notes will not be listed on any exchange, all payments depend on the credit of The Bank of Nova Scotia, and investors are subject to complex tax treatment as contingent payment debt instruments.
The Bank of Nova Scotia is offering contingent income auto-callable senior notes under its Series A program, linked to the common stock of GE Vernova Inc. Each security has a $1,000 stated principal amount and is scheduled to mature around January 12, 2029, unless called earlier.
Investors may receive a $30.00 quarterly contingent coupon per security (equivalent to 12.00% per annum of the stated principal amount) on any determination date when GE Vernova’s closing stock price is at or above 50.00% of the initial share price, with a “memory” feature that can pay previously skipped coupons later. If the stock closes at or above 100.00% of the initial share price on any non-final determination date, the notes are automatically redeemed for principal plus the applicable contingent coupon and any unpaid coupons.
Principal is fully at risk. If the final share price is below the 50.00% downside threshold, repayment is reduced 1-for-1 with the stock’s decline, and the payment at maturity can be less than 50.00% of principal or zero. The notes are unsecured obligations of BNS, subject to its credit risk, are not insured, will not be listed on an exchange, and have an initial estimated value between $933.71 and $963.71 per $1,000, which is lower than the issue price.
The Bank of Nova Scotia is offering senior unsecured market-linked securities tied to the lowest performing of Constellation Energy, Duke Energy and GE Vernova common stock, maturing on January 4, 2029. Each security has a $1,000 face amount and does not pay interest.
The notes may be automatically called on January 4, 2027 if the lowest performing stock is at least 90% of its starting price, paying back face amount plus a 29% call premium150% of any gain in the lowest stock; full principal back if that stock is down by no more than the 38% buffer; or a loss matching declines beyond the buffer, up to 62% of principal.
The Bank’s estimated value is $916.93 per $1,000 security, reflecting selling, structuring and hedging costs. The notes are not listed, carry the credit risk of The Bank of Nova Scotia, and are not insured by Canadian or U.S. deposit insurance schemes.
The Bank of Nova Scotia is issuing $302,000 of Capped Barrier Return Enhanced Notes linked to the Russell 2000 Index, maturing on January 4, 2029. The notes provide 200% upside participation in any positive index performance, but gains are capped at a 41.40% maximum return, so the most an investor can receive is $1,414 per $1,000 note.
The initial index value is 2,500.586 and the barrier is set at 85% of that level, or 2,125.498. If the final index value is above the initial level, investors receive $1,000 plus the leveraged gain, subject to the cap. If the final value is at or below the initial level but at or above the barrier, investors receive only their $1,000 principal. If the final value falls below the barrier, repayment is reduced 1-for-1 with the index loss, and up to 100% of principal can be lost. The notes pay no interest, are unsecured obligations of the Bank, will not be listed on an exchange and had an initial estimated value of $963.54 per $1,000, below the issue price.
The Bank of Nova Scotia is offering contingent income auto-callable senior notes linked to the common stock of Netflix, Inc. Each security has a $1,000 stated principal amount and pays a $27.00 contingent quarterly coupon (equal to 10.80% per annum) only if the Netflix closing price on the relevant determination date is at least 60.00% of the initial share price, the downside threshold.
If on any non-final determination date the Netflix price is at or above 100.00% of the initial share price, the notes are automatically redeemed at par plus that quarter’s coupon and no further payments are made. If the notes are not called and the final share price is below the downside threshold, investors receive the principal multiplied by the share performance factor, resulting in a loss that can reach 100% of principal. The notes are unsecured obligations of BNS, are not listed on any exchange, and have an initial estimated value between $936.72 and $966.72 per $1,000 issue price.
The Bank of Nova Scotia is offering complex, market-linked, auto-callable senior notes tied to the common stock of Broadcom, Alphabet Class C and Netflix. Each security has a $1,000 face amount and may be automatically called after about one year if the lowest performing stock is at or above its starting price, paying back principal plus at least a 37.50% call premium.
If not called, at maturity investors get leveraged upside of 300% of any gain in the lowest performing stock, or a “contingent absolute return” of up to 50% if that stock has fallen but not below 50% of its starting price. If it closes below 50% of its starting price, investors are fully exposed to losses and can lose more than half, up to all, of principal. The preliminary estimated value is $880.00–$902.69 per $1,000 note, the notes pay no interest or dividends, are unsecured obligations of BNS, and will not be listed on an exchange.
The Bank of Nova Scotia issued an addendum for its Capped Trigger Participation Notes linked to the S&P 500® Equal Weight Index and due October 5, 2028. The addendum confirms that the initial level of the index for these notes is 7,373.49, which was the lowest closing level during the observation period and corresponds to the closing level on November 20, 2025. The notes are unsecured and are not insured by the Canada Deposit Insurance Corporation, the U.S. Federal Deposit Insurance Corporation, or any other government agency. Investors are directed to multiple related supplements and prospectuses for detailed risk factors and full terms.