Welcome to our dedicated page for Bank of Nova Scotia SEC filings (Ticker: BNS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Nova Scotia (Scotiabank, BNS) is a foreign private issuer in the United States and provides a range of regulatory disclosures through filings with the U.S. Securities and Exchange Commission. As indicated in recent Form 6-K reports, the bank files under Form 40-F and furnishes information that is incorporated by reference into its registration statements on Form S-8 and Form F-3. This page brings together those SEC filings so that investors can review Scotiabank’s official disclosures in one place.
Scotiabank’s Form 6-K submissions cover several key categories of information. Recent filings reference the bank’s annual report, annual financial statements and management’s discussion and analysis, as well as fourth quarter earnings coverage, consolidated capitalization and consolidated earnings ratios, and statements regarding the computation of earnings ratios. Other 6-K filings include independent auditors’ reports, certifications required under Canadian securities legislation, and press releases announcing dividends on outstanding shares and reporting fourth quarter results.
Because The Bank of Nova Scotia uses Form 40-F, its annual report and related financial statements are central documents for understanding its performance across Canadian banking, international banking, global wealth management, and global banking and markets. Interim 6-K filings can also provide updates on capital management, such as earnings coverage metrics, and may include news releases that the bank chooses to file with the SEC.
On Stock Titan, Scotiabank’s filings page is designed to make these documents easier to work with. AI-powered summaries can help explain the main points of lengthy annual reports (often filed via Form 40-F and related 6-K exhibits) and quarterly updates, highlighting items such as capitalization data, earnings coverage and key narrative themes from management’s discussion and analysis. Real-time updates from EDGAR ensure that new BNS 6-Ks and other relevant filings appear promptly, while structured access to exhibits makes it simpler to locate specific materials like auditors’ reports or certifications.
For investors tracking Scotiabank’s capital structure, profitability trends and disclosure practices, this page provides a focused view of its SEC reporting history. Users can review individual filings in detail or rely on AI-generated overviews to quickly understand what each document contributes to the broader picture of the Bank of Nova Scotia’s regulatory and financial reporting.
The Bank of Nova Scotia is offering $9,080,000 of Capped Buffered Enhanced Participation Notes linked to the S&P 500 Index, maturing on October 27, 2027. These unsecured notes pay no interest and the return is determined solely by index performance between December 30, 2025 and October 25, 2027.
If the index rises, investors get 160% of the price gain, capped at a maximum payment of $1,205.60 per $1,000. If the index falls by up to 12.50%, principal is returned; below that buffer, losses accelerate at about 114.29% of further declines and can reach 100% of principal. The initial estimated value is $990.60 per $1,000, below issue price, the notes will not be listed, secondary market liquidity may be limited, and all payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering Autocallable Contingent Coupon Trigger Notes linked to the common stock of Amazon.com, Inc., in $1,000 denominations, maturing in February 2027. Investors may receive monthly contingent coupons of $7.834 per $1,000 (0.7834% monthly, up to about 9.40% per year) if Amazon’s closing price on each observation date is at least 70.00% of the initial price. The notes are subject to automatic call starting in July 2026 if Amazon’s price on a call observation date is at or above the initial price, in which case investors receive $1,000 plus the applicable contingent coupon and the notes terminate early.
If the notes are not called and the final price is below 70.00% of the initial price, investors receive a share delivery amount of Amazon stock instead of cash, with a value below 70% of principal, resulting in substantial or total loss of investment and no final coupon. The notes are unsecured, unsubordinated obligations of The Bank of Nova Scotia, not insured by any deposit insurer, not listed on an exchange and have an initial estimated value of $925.00–$955.00 per $1,000, below the original issue price due to commissions, structuring fees and hedging costs.
The Bank of Nova Scotia is offering $10,000,000 of Buffered Contingent Income Auto-Callable Securities with Memory Coupon and Downside Leverage due January 4, 2027, linked to the Invesco QQQ Trust, Series 1. Each security has a $1,000 stated principal amount and is a senior unsecured, principal-at-risk note under BNS’ Senior Note Program, Series A.
The notes can pay a contingent monthly coupon of $10.20 per $1,000 (equivalent to 12.24% per annum) for any determination date on which QQQ’s closing price is at or above 90% of the initial share price of $623.93, a downside threshold of $561.537. Missed coupons can be “remembered” and paid later if a future determination date meets the threshold. If on any non-final determination date QQQ closes at or above 100% of the initial share price, $623.93, the notes are automatically redeemed at $1,000 plus the applicable coupon and any unpaid coupons.
If not called early and QQQ finishes at or above the downside threshold, investors receive $1,000 plus the final coupon and any unpaid coupons at maturity. If the final share price is below the downside threshold, repayment is based on a leveraged downside formula: investors lose about 1.1111% of principal for every 1% QQQ falls below the threshold and could lose their entire investment. The notes do not participate in upside QQQ appreciation, pay no dividends, will not be listed on an exchange, and all payments depend on BNS’ credit. The estimated value on the pricing date is $996 per $1,000 note, less than the issue price.
The Bank of Nova Scotia is offering $12,000,000 of senior unsecured structured notes linked to Alphabet Inc. Class A common stock. These Buffered Contingent Income Auto-Callable Securities can pay a contingent monthly coupon of $12.40 per $1,000 note (equivalent to 14.88% per annum) for each determination date when Alphabet’s closing price is at or above the downside threshold of $251.272, which is 80% of the initial share price of $314.09. Missed coupons may be paid later under the “memory” feature if the threshold is met on a future date.
If on any non-final determination date Alphabet’s price is at or above the call threshold of $314.09, the notes are automatically redeemed at par plus the applicable coupon and any unpaid coupons, and no further payments are made. If held to maturity on January 4, 2027 and Alphabet’s final price is below the downside threshold, investors receive a cash value that loses 1.25% for every 1% the final price falls below the threshold, up to a total loss of principal. Investors do not participate in any stock upside, receive no dividends, face limited liquidity, and are fully exposed to BNS credit risk. The initial estimated value is $994.50 per $1,000 note, below the issue price.
The Bank of Nova Scotia is offering market-linked senior unsecured notes tied to the S&P 500® Index, maturing on January 4, 2030. Each security has a $1,000 face amount and pays no coupons or dividends. At maturity, holders receive $1,000 plus 100% of any positive Index return, capped at a maximum return of 23.00%, for a maximum payment of $1,230 per security. If the Index is flat or down, investors receive only the $1,000 face amount.
The notes are subject to the credit risk of The Bank of Nova Scotia and are not insured by Canadian or U.S. deposit insurers. They will not be listed on any exchange and may have limited or no secondary market. The Bank’s estimated value on the pricing date is $953.41 per security (95.341%), below the $1,000 original offering price, reflecting selling commissions, structuring and hedging costs. U.S. tax counsel expects the notes to be treated as contingent payment debt instruments, leading to taxable income accruals before cash is received.
The Bank of Nova Scotia is issuing market-linked senior notes tied to three major equity indices — the S&P 500, Russell 2000 and Nasdaq‑100 — maturing in June 2027. These $1,000 face amount securities pay a contingent coupon of 10.00% per annum, but only in months when the worst-performing index on the calculation day is at or above 75% of its starting level.
If on any monthly calculation day from June 2026 to May 2027 the worst-performing index is at or above its starting level, the notes are automatically called for $1,000 plus that month’s coupon, ending the investment early. If the notes are not called, principal repayment at maturity depends entirely on the final level of the worst index: investors receive $1,000 only if it is at or above 75% of its starting level.
If the worst index finishes below 75% of its starting level, the maturity payment is reduced in line with that index’s decline, and investors can lose more than 25% and up to all of their principal. The Bank’s estimated value is $974.28 per $1,000 security, reflecting selling costs and hedging profits. The notes are unsecured obligations subject to BNS credit risk and are not listed on any exchange.
The Bank of Nova Scotia is offering Capped Buffered Enhanced Participation Notes linked to the S&P 500® Index. These unsecured senior notes run for about 17 to 20 months and pay no interest. At maturity, investors get leveraged exposure to any index gain through a 150.00% participation rate, but the payoff is capped by a maximum payment amount per $1,000 of principal.
If the index is flat or down by up to 10.00%, investors receive their full principal back. If it falls by more than 10.00%, losses accelerate, with up to 100% of principal at risk. The initial estimated value, based on the bank’s internal models, is expected to be between $945.58 and $975.58 per $1,000, below the issue price, and the notes will not be listed, so liquidity may be limited. All payments depend on the creditworthiness of The Bank of Nova Scotia.
The Bank of Nova Scotia is offering senior unsecured Market Linked Securities tied to an unequally weighted basket of equity indices: EURO STOXX 50® (38%), TOPIX® (26%), FTSE® 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (8%). Each security has a $1,000 face amount, no interest payments and matures on January 3, 2031.
At maturity, if the basket ending level is above the starting level of 100.00, holders receive $1,000 plus 167.00% of the basket’s percentage gain. If the ending level is between 75 (the 75% threshold level) and 100, holders receive only the $1,000 face amount. If the ending level is below 75, repayment is reduced one-for-one with the basket loss, so more than 25%, and possibly all, of principal can be lost.
The original offering price is $1,000 per security, with an agent discount of $38.70 (3.87%) and proceeds to the Bank of $961.30 per security, for a total offering of $1,143,000.00. The Bank’s estimated value is $924.86 (92.486%) per security. The notes are not listed on an exchange, do not pay dividends, and all payments are subject to the Bank’s credit risk.
The Bank of Nova Scotia is offering senior unsecured ETF-linked notes tied to the SPDR® Gold Trust, maturing on February 1, 2030. Each security has a $1,000 face amount and pays no periodic interest. At maturity, investors receive $1,000 plus any upside if the fund has risen, with a 100% participation rate but a maximum return of at least 31.50%, so the maturity payment will be at least $1,315 per security if the cap is reached. If the fund is flat or down, investors receive only the $1,000 face amount.
The original offering price is $1,000 per security, including an agent discount of up to $38.25 and proceeds to the bank of $961.75 per security. The bank estimates the initial economic value at between 91.469% and 94.469% of the offering price, reflecting selling costs and hedging profits. The notes will not be listed on any exchange, all payments depend on the credit of The Bank of Nova Scotia, and investors are subject to complex tax treatment as contingent payment debt instruments.
The Bank of Nova Scotia is offering contingent income auto-callable senior notes under its Series A program, linked to the common stock of GE Vernova Inc. Each security has a $1,000 stated principal amount and is scheduled to mature around January 12, 2029, unless called earlier.
Investors may receive a $30.00 quarterly contingent coupon per security (equivalent to 12.00% per annum of the stated principal amount) on any determination date when GE Vernova’s closing stock price is at or above 50.00% of the initial share price, with a “memory” feature that can pay previously skipped coupons later. If the stock closes at or above 100.00% of the initial share price on any non-final determination date, the notes are automatically redeemed for principal plus the applicable contingent coupon and any unpaid coupons.
Principal is fully at risk. If the final share price is below the 50.00% downside threshold, repayment is reduced 1-for-1 with the stock’s decline, and the payment at maturity can be less than 50.00% of principal or zero. The notes are unsecured obligations of BNS, subject to its credit risk, are not insured, will not be listed on an exchange, and have an initial estimated value between $933.71 and $963.71 per $1,000, which is lower than the issue price.