Here are the 10-K annual reports from BOK Financial Corp (BOKF) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow BOKF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BOKF filings page.
BOK Financial reported solid 2025 results, with net income rising to $578.0 million, or $9.17 per diluted share, up from $523.6 million and $8.14 in 2024. Return on average assets was 1.12% and return on average equity was 9.89%.
Net interest income grew by $116.6 million to $1.3 billion as net interest margin widened to 2.87%, helped by shifting funding from wholesale borrowings to interest-bearing deposits and better yields on available-for-sale securities. Average earning assets reached $46.4 billion.
Fees and commissions were steady at $800.7 million, with lower brokerage and trading revenue offset by higher fiduciary and asset management, transaction card, and deposit service charge income. Total consolidated assets were $52 billion at December 31, 2025, across commercial banking, consumer banking, and wealth management operations in multiple Southwestern markets.