BOK Financial Corporation filings document the regulatory disclosures of an Oklahoma-incorporated regional financial services company whose subsidiaries provide commercial and consumer banking, wealth management, brokerage and trading, mortgage services, trust and insurance services and the TransFund electronic funds transfer network.
Recent Form 8-K reports cover quarterly and annual operating results, Regulation FD investor presentations, common stock dividend declarations, executive and board transitions and annual meeting voting results. Proxy materials disclose board elections, auditor ratification, executive compensation, shareholder voting matters and governance practices, while exhibits provide earnings releases, financial information and investor presentation materials tied to BOKF's banking and financial-services operations.
BOK Financial Corporation furnished an investor presentation outlining strong Q4 2025 results and its 2026 outlook. Q4 net income was $177.3 million, or a record high $2.89 per diluted share; excluding a merchant banking gain and an FDIC assessment benefit, net income would have been $152.1 million, or $2.48 per share.
Period-end loans grew to $25.7 billion and deposits to $39.4 billion, while assets under management or administration reached $126.6 billion as of December 31, 2025. Net interest margin improved to 2.98%, with core margin at 3.22%. Asset quality remained strong, with non‑performing assets of $66 million, or 0.26% of loans and repossessed assets, and an allowance for credit losses of $327 million, or 1.28%.
The franchise continues to emphasize diversified fee income, which contributed 35%–40% of total revenue, and maintains robust capital and liquidity, including a tangible common equity ratio of 9.5%, a common equity Tier 1 ratio of 12.9%, a loan‑to‑deposit ratio of 65%, and an uninsured and non‑collateralized deposit coverage ratio of about 182%. For full‑year 2026, the company targets upper single‑digit loan growth, net interest income of $1.44–$1.48 billion, total revenue growth in the mid single digits, an efficiency ratio of 63%–64%, and provision expense of $25–$45 million.
BOK Financial Corporation announced that its Board of Directors declared a cash dividend of 63 cents per share on the company’s common stock. The dividend will be paid on or about March 5, 2026 to shareholders who are on record as of February 19, 2026. This action provides ongoing cash returns to common shareholders through regular dividends.
BOK Financial Corp director Steven Bangert reported stock sales. On January 22, 2026, he sold 2,500 shares of BOK Financial common stock at $137.71 per share in a direct transaction, leaving him with 34,916 directly held shares.
On the same date, Bangert Family Investments, LLLP, an entity associated with him, sold an additional 1,300 shares at $137.91 per share, with 10,936 shares remaining held indirectly through that entity.
BOK Financial Corp reported that officer Michael J. Rogers, its SVP and Chief Accounting Officer, received an award of 825 shares of common stock on January 16, 2026. The shares were granted at $0 per share as restricted stock, increasing his beneficial ownership to 3,799 common shares held directly after the transaction. The restricted stock is scheduled to vest on January 16, 2029 and is subject to forfeiture if his employment ends before vesting or if specified performance earnings-per-share targets under the BOKF Executive Incentive Plan are not achieved.
BOK Financial Corporation filed a report describing the release of its latest earnings information for the three months and year ended December 31, 2025. The company issued a press release reporting annual earnings of $578 million, or a record $9.17 per share, and fourth-quarter earnings of $177 million, or a record $2.89 per share. The press release and detailed financial schedules are provided as exhibits, along with an earnings conference call presentation dated January 20, 2026. This filing mainly makes those materials publicly available to give investors more detail on the company’s recent financial performance.
BOK Financial Corp executive Mark B. Wade reported deferred stock and related transactions. On January 13, 2026, 1,161 shares of phantom stock (restricted stock units) that were issued on February 28, 2023 vested. To cover taxes on vesting, 113.8673 shares of common stock were disposed of at $122.64 per share, and 1,047.1327 shares of phantom stock were credited as a derivative security.
Following these transactions, Wade directly owned 19,656 shares of BOKF common stock, plus 1,946.0243 shares held indirectly through a 401(k) plan, which includes 42.2726 shares acquired since the prior report. He also held 1,047.1327 shares of phantom stock, each representing the right to receive one share of common stock or the cash value, payable upon termination of employment.
BOK Financial Corp executive Brad A. Vincent reported equity compensation activity involving common stock and phantom stock. On January 13, 2026, 1,510 shares of phantom stock granted on February 28, 2023 vested, with 142.1631 common shares disposed at $122.64 per share to cover taxes on vesting. The remaining 1,367.8369 shares of phantom stock were credited to Vincent as a derivative security, each representing the right to receive one share of common stock or the cash value at payout upon his termination of employment. Following these transactions, Vincent directly held 18,144 common shares and had 1,367.8369 phantom stock units, with an additional 9,106 common shares held indirectly through The Vincent Family Revocable Trust.
BOK Financial Corp executive Jeffrey A. Reid, EVP and Chief HR Officer, reported deferred stock vesting and related share movements. On January 13, 2026, 667 shares of previously granted phantom stock (restricted stock units issued February 28, 2023) vested. To cover taxes at vesting, 69.4212 shares of BOK Financial common stock were disposed of at $122.64 per share.
The remaining 597.5788 shares of phantom stock continue to be held as a derivative security, each representing the right to receive one share of common stock or, at the company’s election, the cash value, payable when Reid’s employment with the company ends. Following these transactions, he directly owns 8,647 shares of common stock and indirectly holds 1,571.2191 shares through the BOKF 401(k) plan, which includes 130.2759 shares acquired under the plan since his last ownership report.
BOK Financial Corp executive Martin Derek reported equity compensation activity involving common stock and phantom stock. On January 13, 2026, 1,055 shares of previously granted phantom stock (restricted stock units issued on February 28, 2023) vested. To cover taxes at vesting, 109.806 shares of common stock were disposed of at $122.64 per share, and 945.194 shares of common stock were also reported as disposed.
At the same time, Derek acquired 945.194 phantom stock units, each representing the right to receive one share of BOKF common stock or the cash value, with payout upon termination of employment. Following these transactions, he beneficially owned 15,914.472 shares of common stock and 7,330.8529 phantom stock units. His positions also include shares and phantom stock accumulated through the company’s dividend reinvestment plans.
BOK Financial Corp EVP and CFO Martin E. Grunst reported routine changes in his equity holdings. On January 13, 2026, 1,693 shares of phantom stock granted on February 28, 2023 vested. To cover taxes on this vesting, 147.5995 shares of common stock were disposed of at $122.64 per share. The remaining 1,545.4005 shares of phantom stock continue to be held as a derivative security.
Each phantom stock share represents the right to receive one share of BOK Financial common stock, or the cash value, and becomes payable upon Grunst’s termination of employment. After these transactions, he directly owned 34,045 shares of common stock and 15,185.9661 shares of phantom stock, which includes 150.8854 phantom shares acquired through a dividend reinvestment plan.