Popular CEO granted 14,952 restricted shares

FERRER JAVIER D. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

FERRER JAVIER D. reported acquisition or exercise transactions in this Form 4 filing.

Popular, Inc. President & CEO Javier D. Ferrer received a grant of 14,952 shares of restricted common stock on July 22, 2026 under the company’s Omnibus Incentive Plan, vesting on August 31, 2027. After this award, he directly holds 131,478.371 shares, including 381.731 from dividend reinvestment, while 1,167 shares are held by his wife, over which he disclaims beneficial ownership.

Insider Trade Summary

Grant/Award: 14,952 shares

Grant/Award 2 txns

Insider FERRER JAVIER D.

Role PRESIDENT & CEO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock Par Value $0.01 per share F1, F2	14,952	$0.00	$0.00
holding	Common Stock Par Value $0.01 per share F3	--	--	--

Holdings After Transaction: Common Stock Par Value $0.01 per share — 131,478.371 shares (Direct); Common Stock Par Value $0.01 per share — 1,167 shares (Indirect, by wife)

Footnotes (3)

1. F1. Award of restricted stock pursuant to Popular, Inc.'s Omnibus Incentive Plan. The award vests on August 31, 2027.
2. F2. Includes 381.731 shares acquired pursuant to reinvestment of dividends paid by the Corporation. The shares were acquired in transactions exempt from Section 16 of the Securities Exchange Act of 1934 pursuant to Rule 16a-11 thereunder.
3. F3. Mr. Ferrer disclaims beneficial ownership of Popular, Inc.'s shares held by his wife and has no investment authority over those shares.

Key Figures

Restricted stock grant: 14,952 shares Direct holdings after grant: 131,478.371 shares Dividend reinvestment shares: 381.731 shares +2 more

5 metrics

Restricted stock grant 14,952 shares Awarded to President & CEO Javier D. Ferrer on July 22, 2026

Direct holdings after grant 131,478.371 shares Direct common stock holdings following the restricted stock award

Dividend reinvestment shares 381.731 shares Portion of direct holdings acquired via reinvestment of dividends

Wife's indirect holdings 1,167 shares Common shares held by Ferrer’s wife; Ferrer disclaims beneficial ownership

Vesting date August 31, 2027 Scheduled vesting date for the restricted stock award

Key Terms

restricted stock, Omnibus Incentive Plan, reinvestment of dividends, beneficial ownership, +1 more

5 terms

restricted stock financial

"Award of restricted stock pursuant to Popular, Inc.'s Omnibus Incentive Plan."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Omnibus Incentive Plan financial

"Award of restricted stock pursuant to Popular, Inc.'s Omnibus Incentive Plan."

An omnibus incentive plan is a single, flexible program a company uses to give employees and executives different types of pay tied to performance — for example stock options, restricted shares, cash bonuses and other awards — all governed by one set of rules. It matters to investors because it determines how many new shares may be created, how leaders are motivated and how much the company will spend on compensation over time; think of it as a master toolbox that affects both costs and the total share supply.

reinvestment of dividends financial

"Includes 381.731 shares acquired pursuant to reinvestment of dividends paid by the Corporation."

beneficial ownership financial

"Mr. Ferrer disclaims beneficial ownership of Popular, Inc.'s shares held by his wife."

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

Rule 16a-11 regulatory

"transactions exempt from Section 16 of the Securities Exchange Act of 1934 pursuant to Rule 16a-11 thereunder."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Popular, Inc. (BPOP) report for its CEO?

Popular, Inc. reported that President & CEO Javier D. Ferrer received 14,952 shares of restricted common stock. The shares were granted on July 22, 2026 under the company’s Omnibus Incentive Plan and are scheduled to vest on August 31, 2027.

How many Popular, Inc. (BPOP) shares does Javier D. Ferrer hold directly after the grant?

Following the restricted stock grant, Javier D. Ferrer directly holds 131,478.371 shares of Popular, Inc. common stock. This total includes 381.731 shares that were acquired through reinvestment of dividends paid by the corporation.

When do Javier D. Ferrer’s new BPOP restricted shares vest?

The newly granted restricted shares to Javier D. Ferrer vest on August 31, 2027. Until vesting, the shares remain subject to the terms of Popular, Inc.’s Omnibus Incentive Plan that governed the original award on July 22, 2026.

How many Popular, Inc. (BPOP) shares are held by Javier D. Ferrer’s wife?

Javier D. Ferrer’s wife holds 1,167 shares of Popular, Inc. common stock. Ferrer disclaims beneficial ownership of these shares and has no investment authority over them, as specifically noted in the disclosure’s explanatory footnote.

Were Javier D. Ferrer’s BPOP equity transactions under a Rule 10b5-1 trading plan?

The disclosure indicates the Rule 10b5-1 checkbox was not marked as affirmatively adopted. This means the reported restricted stock award was not identified as made pursuant to a Rule 10b5-1 pre-arranged trading plan.

What portion of Javier D. Ferrer’s BPOP holdings came from dividend reinvestment?

Of Javier D. Ferrer’s direct Popular, Inc. holdings, 381.731 shares were acquired through reinvestment of dividends. These dividend reinvestment transactions were reported as exempt from Section 16 under Rule 16a-11 of the Securities Exchange Act of 1934.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/23/2026 - 01:56 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FERRER JAVIER D.

(Last) (First) (Middle)

P O BOX 362708

(Street)

SAN JUAN PUERTO RICO 00936-2708

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
POPULAR, INC. [ BPOP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRESIDENT & CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/22/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock Par Value $0.01 per share	07/22/2026		A(1)		14,952	A	$0	131,478.371(2)	D
Common Stock Par Value $0.01 per share								1,167	I(3)	by wife

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Award of restricted stock pursuant to Popular, Inc.'s Omnibus Incentive Plan. The award vests on August 31, 2027.

2. Includes 381.731 shares acquired pursuant to reinvestment of dividends paid by the Corporation. The shares were acquired in transactions exempt from Section 16 of the Securities Exchange Act of 1934 pursuant to Rule 16a-11 thereunder.

3. Mr. Ferrer disclaims beneficial ownership of Popular, Inc.'s shares held by his wife and has no investment authority over those shares.

	Marie Reyes-Rodriguez, Attorney-in-fact	07/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)