Banco Santander Chile earns MCh$ 825,694 to Aug 2026
Banco Santander-Chile (BSAC) reports unaudited consolidated financial information as of August 31, 2026, prepared under the Chilean Financial Market Commission’s Compendium of Accounting Standards for Banks.
Rhea-AI Filing Summary
Banco Santander-Chile (BSAC) reports unaudited consolidated financial information as of August 31, 2026, prepared under the Chilean Financial Market Commission’s Compendium of Accounting Standards for Banks. Total assets were MCh$ 71,738,399, primarily driven by loans and accounts receivable of MCh$ 40,392,379 and financial instruments of MCh$ 10,575,888.
Total operating income reached MCh$ 2,019,692, including net interest income of MCh$ 1,435,718 and net fee and commission income of MCh$ 384,264. After loan loss provisions of MCh$ 388,004, support expenses of MCh$ 621,860, and income tax expense of MCh$ 147,528, net income for the period was MCh$ 825,694, of which MCh$ 804,696 was attributable to equity holders of the bank.
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Key Figures
Total assets: MCh$ 71,738,399
Loans and accounts receivable: MCh$ 40,392,379
Total operating income: MCh$ 2,019,692
+5 more
8 metrics
Total assets
MCh$ 71,738,399
As of August 31, 2026 consolidated financial position
Loans and accounts receivable
MCh$ 40,392,379
Net loans and accounts receivable from customers and banks as of August 31, 2026
Total operating income
MCh$ 2,019,692
Accumulated for the period ending August 2026
Net income for the period
MCh$ 825,694
Consolidated net income for the period ending August 2026
Net interest income
MCh$ 1,435,718
Component of total operating income for the period ending August 2026
Deposits and other demand liabilities
MCh$ 13,441,885
Principal liability balance as of August 31, 2026
Time deposits and other time liabilities
MCh$ 19,256,717
Principal liability balance as of August 31, 2026
Total equity
MCh$ 5,193,355
Equity balance as of August 31, 2026
Key Terms
Net interest income, Financial derivative contracts, Compendium of Accounting Standards for Banks, International Financial Reporting Standards (IFRS), +1 more
5 terms
Net interest income financial
"Net interest income 1,435,718"
Net interest income is the difference between the interest a financial institution earns on loans and investments and the interest it pays on deposits and borrowings. It matters to investors because it is a primary source of profit for banks and similar firms — like the gross margin on a store’s trade — and changes with loan growth, deposit costs and interest rates, so it signals core earning power and sensitivity to rate moves.
Financial derivative contracts financial
"Financial derivative contracts 11,603,028"
Compendium of Accounting Standards for Banks regulatory
"prepared in accordance with the Compendium of Accounting Standards for Banks"
International Financial Reporting Standards (IFRS) financial
"coincide with International Financial Reporting Standards (IFRS)"
A set of globally accepted accounting rules companies use to prepare financial statements so their numbers speak the same language across borders. For investors, IFRS matters because it makes it easier to compare profitability, assets and liabilities between companies the way a common recipe or measuring tape lets you judge two cakes or two rooms fairly, which helps assess value and risk more reliably.
Financial Market Commission (FMC) regulatory
"issued by the Financial Market Commission (FMC)"
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What period does Banco Santander-Chile (BSAC) cover in this 6-K financial information?
The report presents unaudited consolidated financial information for Banco Santander-Chile and its subsidiaries as of August 31, 2026, showing principal balance sheet items and results accumulated for the period ending August 2026 in millions of Chilean pesos (MCh$).
What were BSAC’s total assets as of August 31, 2026?
Total assets were MCh$ 71,738,399 as of August 31, 2026. Key components included MCh$ 40,392,379 in loans and accounts receivable from customers and banks, MCh$ 10,575,888 in financial instruments, and MCh$ 11,603,028 in financial derivative contracts.
How much net income did Banco Santander-Chile (BSAC) report for the period?
Net income for the period was MCh$ 825,694. Of this amount, MCh$ 804,696 was attributable to equity holders of the bank and MCh$ 20,998 to non-controlling interests, after recognizing income tax expense of MCh$ 147,528.
What was BSAC’s operating performance in terms of income and expenses?
Total operating income was MCh$ 2,019,692, including MCh$ 1,435,718 in net interest income, MCh$ 384,264 in net fee and commission income, and MCh$ 199,710 from financial operations. Loan loss provisions were MCh$ 388,004 and support expenses were MCh$ 621,860.
What were Banco Santander-Chile’s deposits and issued debt balances?
Deposits and other demand liabilities totaled MCh$ 13,441,885, while time deposits and other time liabilities were MCh$ 19,256,717. Issued debt and regulatory capital instruments amounted to MCh$ 9,799,123 as part of total liabilities and equity of MCh$ 71,738,399.
How much equity did BSAC report as of August 31, 2026?
Total equity was MCh$ 5,193,355. Equity attributable to the bank’s equity holders was MCh$ 5,024,564, and non-controlling interest accounted for MCh$ 168,791, forming part of total liabilities and equity of MCh$ 71,738,399.
Under which accounting standards are BSAC’s figures prepared?
The unaudited figures are prepared under the Compendium of Accounting Standards for Banks issued by the Chilean Financial Market Commission (FMC). These principles are described as substantially similar to IFRS, but the FMC compendium prevails where differences exist.
AI-generated analysis. How Rhea-AI works. Not financial advice.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Washington, D.C. 20549
Form 6-K
Report of Foreign Issuer
Pursuant to Rule 13a-16 or 15d-16 of
the Securities Exchange Act of 1934
the Securities Exchange Act of 1934
For the month of September, 2026
Commission File Number: 001-14554
Banco Santander-Chile
Santander-Chile Bank
(Translation of Registrant’s Name into English)
Bandera 140, 20th floor
Santiago, Chile
Telephone: 011-562-320-2000
(Address of principal executive office)
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:
Form 20-F ☒ Form 40-F ☐
EXHIBIT INDEX
| EXHIBIT NO. | DESCRIPTION | |||||||
| 99.1 | Banco Santander- Chile and Subsidiaries Consolidated Financial Information | |||||||
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
| BANCO SANTANDER-CHILE | ||||||||
| By: | /s/ Cristian Florence | |||||||
| Name: | Cristian Florence | |||||||
| Title: | General Counsel | |||||||
Date: September 10, 2026
SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 2,073,276 Net interest income 1,435,718 Loans and accounts receivables from customers and banks, net 40,392,379 Net fee and commission income 384,264 Loans and accounts receivables from customers at fair value, net 620,379 Result from financial operations 199,710 Financial instruments 10,575,888 Total operating income 2,019,692 Financial derivative contracts 11,603,028 Provision for loan losses (388,004) Other asset ítems 6,473,449 Support expenses (621,860) Total assets 71,738,399 Other results (36,606) Income before tax 973,222 Principal liabilities MCh$ Income tax expense (147,528) Deposits and other demand liabilities 13,441,885 Net income for the period 825,694 Time deposits and other time liabilities 19,256,717 Issued debt and regulatory capital instruments 9,799,123 Attributable to: Financial derivative contracts 11,413,068 Equity holders of the Bank 804,696 Other liabilities ítems 12,634,251 Non-controlling interest 20,998 Total equity 5,193,355 Total liabilities and Equity 71,738,399 Equity attributable to: Equity holders of the Bank 5,024,564 Non-controlling interest 168,791 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of August 31, 2026 The principal balances and results accumulated for the period ending August 2026 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Chief Accounting Officer Chief Executive Officer
B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 2.073.276 Ingresos netos por intereses y reajustes 1.435.718 Créditos y cuentas por cobrar a clientes y bancos 40.392.379 Ingresos netos de comisiones 384.264 Créditos y cuentas por cobrar a clientes a valor razonable 620.379 Resultado de operaciones financieras 199.710 Instrumentos financieros 10.575.888 Total ingresos operacionales 2.019.692 Contratos de derivados financieros 11.603.028 Gasto de pérdidas crediticias (388.004) Otros rubros del activo 6.473.449 Gastos de apoyo (621.860) Total Activos 71.738.399 Otros resultados (36.606) Resultado antes de impuesto 973.222 Principales rubros del pasivo MM$ Impuesto a la renta (147.528) Depósitos y otras obligaciones a la vista 13.441.885 Utilidad consolidada del periodo 825.694 Depósitos y otras captaciones a plazo 19.256.717 Instrumentos de deuda y capital regulatorio emitidos 9.799.123 Resultado atribuible a: Contratos de derivados financieros 11.413.068 Tenedores patrimoniales del Banco 804.696 Otros rubros del pasivo 12.634.251 Interés no controlador 20.998 Total patrimonio 5.193.355 Total Pasivos y Patrimonio 71.738.399 Patrimonio atribuible a: Tenedores patrimoniales del Banco 5.024.564 Interés no controlador 168.791 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 31 de Agosto de 2026 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Agosto de 2026 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Gerente de Contabilidad Gerente General
IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions, The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry, For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB), If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence, ¿Qué podemos hacer por ti hoy?