Banco Santander Chile earns CLP916B through Sep 2026
Banco Santander-Chile's unaudited figures follow the Financial Market Commission's banking accounting compendium, which takes precedence over IFRS if they differ.
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Form Type
6-K
Rhea-AI Filing Summary
Banco Santander-Chile (BSAC) reported unaudited consolidated financial information as of September 30, 2026, with total assets of 78,140.567 billion Chilean pesos and total equity of 5,114.925 billion Chilean pesos. Loans and accounts receivable from customers and banks, net, were 40,730.846 billion Chilean pesos.
For the period ending September 2026, net interest income was 1,618.934 billion Chilean pesos and total operating income was 2,262.472 billion Chilean pesos. Net income was 916.317 billion Chilean pesos, of which 892.843 billion was attributable to equity holders of the Bank.
Key Figures
Total assets: 78,140.567 billion Chilean pesos
Total equity: 5,114.925 billion Chilean pesos
Loans and accounts receivable from customers and banks, net: 40,730.846 billion Chilean pesos
+4 more
7 metrics
Total assets
78,140.567 billion Chilean pesos
As of September 30, 2026
Total equity
5,114.925 billion Chilean pesos
As of September 30, 2026
Loans and accounts receivable from customers and banks, net
40,730.846 billion Chilean pesos
As of September 30, 2026
Net interest income
1,618.934 billion Chilean pesos
Period ending September 2026
Total operating income
2,262.472 billion Chilean pesos
Period ending September 2026
Net income
916.317 billion Chilean pesos
Period ending September 2026
Net income attributable to equity holders of the Bank
892.843 billion Chilean pesos
Period ending September 2026
Key Terms
Net interest income, Financial derivative contracts, Provision for loan losses, Non-controlling interest, +1 more
5 terms
Net interest income financial
"Net interest income 1,618,934"
Net interest income is the difference between the interest a financial institution earns on loans and investments and the interest it pays on deposits and borrowings. It matters to investors because it is a primary source of profit for banks and similar firms — like the gross margin on a store’s trade — and changes with loan growth, deposit costs and interest rates, so it signals core earning power and sensitivity to rate moves.
Financial derivative contracts financial
"Financial derivative contracts 15,971,249"
Provision for loan losses financial
"Provision for loan losses (442,631)"
An allowance banks and lenders record as an expense to cover loans they expect borrowers may not repay; think of it as money set aside like a household emergency fund for possible unpaid bills. It matters to investors because larger provisions reduce reported profit and can signal rising credit stress or conservative accounting, while smaller provisions can boost earnings but may hide future losses, affecting a lender’s health and capital position.
Non-controlling interest financial
"Non-controlling interest 23,474"
Non-controlling interest represents the portion of ownership in a company held by investors who do not have a controlling stake, meaning they do not have enough voting power to make major decisions. It is similar to owning a minority share of a business partner’s company—while they benefit from profits, they cannot control how the company is run. This matters to investors because it shows how much of the company's value is owned by outside shareholders and affects overall financial reporting.
Compendium of Accounting Standards for Banks financial
"Compendium of Accounting Standards for Banks effective from January 1, 2022"
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What was BSAC's net income through September 2026?
Banco Santander-Chile reported net income of 916.317 billion Chilean pesos for the period ending September 2026; 892.843 billion was attributable to equity holders of the Bank.
What accounting standards did BSAC use for its September 2026 figures?
The unaudited information was prepared under the Financial Market Commission's Compendium of Accounting Standards for Banks, effective from January 1, 2022. Its principles are described as substantially similar to IFRS with some exceptions, and the Compendium takes precedence if they differ.
AI-generated analysis. How Rhea-AI works. Not financial advice.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Washington, D.C. 20549
Form 6-K
Report of Foreign Issuer
Pursuant to Rule 13a-16 or 15d-16 of
the Securities Exchange Act of 1934
the Securities Exchange Act of 1934
For the month of October, 2026
Commission File Number: 001-14554
Banco Santander-Chile
Santander-Chile Bank
(Translation of Registrant’s Name into English)
Bandera 140, 20th floor
Santiago, Chile
Telephone: 011-562-320-2000
(Address of principal executive office)
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:
Form 20-F ☒ Form 40-F ☐
EXHIBIT INDEX
| EXHIBIT NO. | DESCRIPTION | |||||||
| 99.1 | Banco Santander- Chile and Subsidiaries Consolidated Financial Information | |||||||
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
| BANCO SANTANDER-CHILE | ||||||||
| By: | /s/ Cristian Florence | |||||||
| Name: | Cristian Florence | |||||||
| Title: | General Counsel | |||||||
Date: October 13, 2026
SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 2,025,407 Net interest income 1,618,934 Loans and accounts receivables from customers and banks, net 40,730,846 Net fee and commission income 426,775 Loans and accounts receivables from customers at fair value, net 693,345 Result from financial operations 216,763 Financial instruments 11,039,077 Total operating income 2,262,472 Financial derivative contracts 15,971,249 Provision for loan losses (442,631) Other asset ítems 7,680,643 Support expenses (701,548) Total assets 78,140,567 Other results (40,218) Income before tax 1,078,075 Principal liabilities MCh$ Income tax expense (161,758) Deposits and other demand liabilities 13,829,127 Net income for the period 916,317 Time deposits and other time liabilities 19,478,975 Issued debt and regulatory capital instruments 9,648,840 Attributable to: Financial derivative contracts 15,625,594 Equity holders of the Bank 892,843 Other liabilities ítems 14,443,106 Non-controlling interest 23,474 Total equity 5,114,925 Total liabilities and Equity 78,140,567 Equity attributable to: Equity holders of the Bank 4,943,285 Non-controlling interest 171,640 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of September 30, 2026 The principal balances and results accumulated for the period ending September 2026 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Chief Accounting Officer Chief Executive Officer
B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 2.025.407 Ingresos netos por intereses y reajustes 1.618.934 Créditos y cuentas por cobrar a clientes y bancos 40.730.846 Ingresos netos de comisiones 426.775 Créditos y cuentas por cobrar a clientes a valor razonable 693.345 Resultado de operaciones financieras 216.763 Instrumentos financieros 11.039.077 Total ingresos operacionales 2.262.472 Contratos de derivados financieros 15.971.249 Gasto de pérdidas crediticias (442.631) Otros rubros del activo 7.680.643 Gastos de apoyo (701.548) Total Activos 78.140.567 Otros resultados (40.218) Resultado antes de impuesto 1.078.075 Principales rubros del pasivo MM$ Impuesto a la renta (161.758) Depósitos y otras obligaciones a la vista 13.829.127 Utilidad consolidada del periodo 916.317 Depósitos y otras captaciones a plazo 19.478.975 Instrumentos de deuda y capital regulatorio emitidos 9.648.840 Resultado atribuible a: Contratos de derivados financieros 15.625.594 Tenedores patrimoniales del Banco 892.843 Otros rubros del pasivo 14.443.106 Interés no controlador 23.474 Total patrimonio 5.114.925 Total Pasivos y Patrimonio 78.140.567 Patrimonio atribuible a: Tenedores patrimoniales del Banco 4.943.285 Interés no controlador 171.640 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 30 de Septiembre de 2026 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Septiembre de 2026 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Gerente de Contabilidad Gerente General
IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions, The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry, For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB), If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence, ¿Qué podemos hacer por ti hoy?