Banco Santander Chile earns CLP1.01T through October 2026
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Form Type
6-K
Rhea-AI Filing Summary
Banco Santander-Chile reported unaudited consolidated balances as of October 31, 2026, including total assets of 76,530,014 million Chilean pesos. For the period accumulated through October 2026, net income was 1,005,679 million Chilean pesos: 980,092 million was attributable to the Bank’s equity holders and 25,587 million to non-controlling interests.
Net interest income for the period was 1,814,028 million Chilean pesos, while the provision for loan losses was 478,992 million. The information was prepared under the Financial Market Commission’s Compendium of Accounting Standards for Banks, effective from January 1, 2022. The company says those standards are substantially similar to IFRS, with exceptions, and take precedence if they conflict with IFRS.
Key Figures
Total assets: 76,530,014 million Chilean pesos
Net interest income: 1,814,028 million Chilean pesos
Total operating income: 2,533,456 million Chilean pesos
+5 more
8 metrics
Total assets
76,530,014 million Chilean pesos
As of October 31, 2026
Net interest income
1,814,028 million Chilean pesos
Period accumulated through October 2026
Total operating income
2,533,456 million Chilean pesos
Period accumulated through October 2026
Provision for loan losses
478,992 million Chilean pesos
Period accumulated through October 2026
Income before tax
1,226,845 million Chilean pesos
Period accumulated through October 2026
Net income
1,005,679 million Chilean pesos
Period accumulated through October 2026
Net income attributable to equity holders of the Bank
980,092 million Chilean pesos
Period accumulated through October 2026
Total equity
5,110,593 million Chilean pesos
As of October 31, 2026
Key Terms
Compendium of Accounting Standards for Banks, Financial Market Commission, International Financial Reporting Standards, non-controlling interest
4 terms
Compendium of Accounting Standards for Banks regulatory
"prepared in accordance with the Compendium of Accounting Standards for Banks"
Financial Market Commission regulatory
"issued by the Financial Market Commission (FMC)"
International Financial Reporting Standards financial
"International Financial Reporting Standards (IFRS)"
International Financial Reporting Standards are a common set of accounting rules used by companies in many countries to prepare and present their financial statements. They matter to investors because they make results easier to compare across borders — like using the same measuring tape — so investors can assess profitability, cash flow and risk more reliably and spot differences that come from business performance rather than differing accounting methods.
non-controlling interest financial
"Attributable to: Equity holders of the Bank; Non-controlling interest"
Non-controlling interest represents the portion of ownership in a company held by investors who do not have a controlling stake, meaning they do not have enough voting power to make major decisions. It is similar to owning a minority share of a business partner’s company—while they benefit from profits, they cannot control how the company is run. This matters to investors because it shows how much of the company's value is owned by outside shareholders and affects overall financial reporting.
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What was Banco Santander-Chile’s net income through October 2026?
Banco Santander-Chile reported net income of 1,005,679 million Chilean pesos for the period accumulated through October 2026. Of that amount, 980,092 million was attributable to the Bank’s equity holders and 25,587 million to non-controlling interests.
What were BSAC’s total assets as of October 31, 2026?
Banco Santander-Chile reported total assets of 76,530,014 million Chilean pesos as of October 31, 2026. Loans and accounts receivable from customers and banks, net, were 40,697,101 million Chilean pesos.
AI-generated analysis. How Rhea-AI works. Not financial advice.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Washington, D.C. 20549
Form 6-K
Report of Foreign Issuer
Pursuant to Rule 13a-16 or 15d-16 of
the Securities Exchange Act of 1934
the Securities Exchange Act of 1934
For the month of November, 2026
Commission File Number: 001-14554
Banco Santander-Chile
Santander-Chile Bank
(Translation of Registrant’s Name into English)
Bandera 140, 20th floor
Santiago, Chile
Telephone: 011-562-320-2000
(Address of principal executive office)
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:
Form 20-F ☒ Form 40-F ☐
EXHIBIT INDEX
| EXHIBIT NO. | DESCRIPTION | |||||||
| 99.1 | Banco Santander- Chile and Subsidiaries Consolidated Financial Information | |||||||
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
| BANCO SANTANDER-CHILE | ||||||||
| By: | /s/ Cristian Florence | |||||||
| Name: | Cristian Florence | |||||||
| Title: | General Counsel | |||||||
Date: November 12, 2026
SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 1,962,790 Net interest income 1,814,028 Loans and accounts receivables from customers and banks, net 40,697,101 Net fee and commission income 472,232 Loans and accounts receivables from customers at fair value, net 720,287 Result from financial operations 247,196 Financial instruments 11,041,384 Total operating income 2,533,456 Financial derivative contracts 15,131,170 Provision for loan losses (478,992) Other asset ítems 6,977,282 Support expenses (773,438) Total assets 76,530,014 Other results (54,181) Income before tax 1,226,845 Principal liabilities MCh$ Income tax expense (221,166) Deposits and other demand liabilities 13,856,519 Net income for the period 1,005,679 Time deposits and other time liabilities 20,279,671 Issued debt and regulatory capital instruments 9,290,776 Attributable to: Financial derivative contracts 15,285,200 Equity holders of the Bank 980,092 Other liabilities ítems 12,707,255 Non-controlling interest 25,587 Total equity 5,110,593 Total liabilities and Equity 76,530,014 Equity attributable to: Equity holders of the Bank 4,936,875 Non-controlling interest 173,718 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of October 31, 2026 The principal balances and results accumulated for the period ending October 2026 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Chief Accounting Officer Chief Executive Officer
B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 1.962.790 Ingresos netos por intereses y reajustes 1.814.028 Créditos y cuentas por cobrar a clientes y bancos 40.697.101 Ingresos netos de comisiones 472.232 Créditos y cuentas por cobrar a clientes a valor razonable 720.287 Resultado de operaciones financieras 247.196 Instrumentos financieros 11.041.384 Total ingresos operacionales 2.533.456 Contratos de derivados financieros 15.131.170 Gasto de pérdidas crediticias (478.992) Otros rubros del activo 6.977.282 Gastos de apoyo (773.438) Total Activos 76.530.014 Otros resultados (54.181) Resultado antes de impuesto 1.226.845 Principales rubros del pasivo MM$ Impuesto a la renta (221.166) Depósitos y otras obligaciones a la vista 13.856.519 Utilidad consolidada del periodo 1.005.679 Depósitos y otras captaciones a plazo 20.279.671 Instrumentos de deuda y capital regulatorio emitidos 9.290.776 Resultado atribuible a: Contratos de derivados financieros 15.285.200 Tenedores patrimoniales del Banco 980.092 Otros rubros del pasivo 12.707.255 Interés no controlador 25.587 Total patrimonio 5.110.593 Total Pasivos y Patrimonio 76.530.014 Patrimonio atribuible a: Tenedores patrimoniales del Banco 4.936.875 Interés no controlador 173.718 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 31 de Octubre de 2026 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Octubre de 2026 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Gerente de Contabilidad Gerente General
IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions, The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry, For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB), If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence, ¿Qué podemos hacer por ti hoy?