Banco Santander-Chile posts MCh$570,494 net income

Banco Santander-Chile reported summarized unaudited consolidated results as of May 31, 2026, prepared under Chilean banking accounting standards issued by the Financial Market Commission.

Rhea-AI Filing Summary

Banco Santander-Chile reported summarized unaudited consolidated results as of May 31, 2026, prepared under Chilean banking accounting standards issued by the Financial Market Commission.

Total assets reached MCh$70,803,743, mainly from loans and accounts receivable from customers and banks of MCh$39,919,426, financial instruments of MCh$9,922,047, and financial derivative contracts of MCh$10,621,392. Total liabilities and equity matched this amount.

On the income side, total operating income was MCh$1,294,640, driven by net interest income of MCh$911,931, net fee and commission income of MCh$253,100, and results from financial operations of MCh$129,609. After provision for loan losses of MCh$233,490, support expenses of MCh$381,683, other results, and income tax expense of MCh$88,259, net income for the period was MCh$570,494, of which MCh$557,020 was attributable to equity holders of the Bank and MCh$13,474 to non-controlling interest.

Insights

Banking sector analyst

Santander-Chile posts solid May 2026 profitability on sizable loan book.

Banco Santander-Chile shows a large balance sheet with total assets of MCh$70,803,743, primarily loans of MCh$39,919,426 and significant derivative and financial instrument positions. This mix reflects a classic universal bank model with both lending and markets activity.

Profitability for the period appears robust, with total operating income of MCh$1,294,640 and net income of MCh$570,494. Key drivers are net interest income of MCh$911,931 and fee income of MCh$253,100, partly offset by loan loss provisions of MCh$233,490 and support expenses.

The bank prepares figures under the Compendium of Accounting Standards for Banks issued by the Financial Market Commission, which is described as substantially similar to IFRS with some exceptions. Subsequent disclosures in future 2026 and later filings can provide trend data and comparisons once additional periods are available.

Key Figures

Total assets: MCh$70,803,743 Net income: MCh$570,494 Total operating income: MCh$1,294,640 +5 more

8 metrics

Total assets MCh$70,803,743 Summarized consolidated financial position as of May 31, 2026

Net income MCh$570,494 Net income for the period ended May 2026

Total operating income MCh$1,294,640 Summarized consolidated statements of income, period ended May 2026

Net interest income MCh$911,931 Key component of operating income for the period ended May 2026

Provision for loan losses MCh$233,490 Credit loss provisions in income statement for the period

Loans and receivables MCh$39,919,426 Loans and accounts receivables from customers and banks, net, as of May 31, 2026

Deposits and demand liabilities MCh$14,438,090 Deposits and other demand liabilities as of May 31, 2026

Equity attributable to bank holders MCh$4,910,825 Equity attributable to equity holders of the Bank as of May 31, 2026

Key Terms

Compendium of Accounting Standards for Banks, Financial Market Commission, International Financial Reporting Standards, regulatory capital instruments, +1 more

5 terms

Compendium of Accounting Standards for Banks financial

"prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022"

Financial Market Commission regulatory

"issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC"

International Financial Reporting Standards financial

"coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board"

International Financial Reporting Standards are a common set of accounting rules used by companies in many countries to prepare and present their financial statements. They matter to investors because they make results easier to compare across borders — like using the same measuring tape — so investors can assess profitability, cash flow and risk more reliably and spot differences that come from business performance rather than differing accounting methods.

regulatory capital instruments financial

"Issued debt and regulatory capital instruments 10,186,473"

financial derivative contracts financial

"Financial derivative contracts 10,621,392"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What were Banco Santander-Chile (BSAC) total assets as of May 31, 2026?

Banco Santander-Chile reported total assets of MCh$70,803,743 as of May 31, 2026. These assets were mainly composed of loans and accounts receivable, financial instruments, derivative contracts, and other asset items under Chilean banking accounting standards.

How much net income did Banco Santander-Chile (BSAC) generate for the period ended May 2026?

Net income for the period ended May 2026 was MCh$570,494. Of this amount, MCh$557,020 was attributable to equity holders of the Bank and MCh$13,474 to non-controlling interest, after income tax expense of MCh$88,259.

What were Banco Santander-Chile (BSAC) total operating income and main components for May 2026?

Total operating income reached MCh$1,294,640 for the period ended May 2026. It consisted mainly of net interest income of MCh$911,931, net fee and commission income of MCh$253,100, and results from financial operations of MCh$129,609.

What was the size of Banco Santander-Chile (BSAC) loan portfolio as of May 31, 2026?

Loans and accounts receivables from customers and banks totaled MCh$39,919,426 as of May 31, 2026. In addition, loans and accounts receivables at fair value were MCh$406,235, highlighting the central role of lending in the bank’s asset base.

Which accounting standards does Banco Santander-Chile (BSAC) use for this financial information?

The bank uses the Compendium of Accounting Standards for Banks issued by the Financial Market Commission. These principles are described as substantially similar to IFRS, and when discrepancies arise, the Compendium takes precedence over IFRS for Chilean banks.

How much were Banco Santander-Chile (BSAC) deposits and time liabilities in May 2026?

Deposits and other demand liabilities were MCh$14,438,090 and time deposits and other time liabilities were MCh$17,700,402. Together, these funding sources form a large portion of the bank’s principal liabilities base as of May 31, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 6-K: How Foreign Companies Report to the SEC →

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Accepted by SEC EDGAR 06/12/2026 - 01:35 PM Learn about SEC filing dates

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form 6-K

Report of Foreign Issuer

Pursuant to Rule 13a-16 or 15d-16 of
the Securities Exchange Act of 1934

For the month of June, 2026

Commission File Number: 001-14554

Banco Santander-Chile

Santander-Chile Bank

(Translation of Registrant’s Name into English)

Bandera 140, 20th floor

Santiago, Chile

Telephone: 011-562-320-2000

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F ☒    Form 40-F ☐

EXHIBIT INDEX

EXHIBIT NO.						DESCRIPTION
99.1						Banco Santander- Chile and Subsidiaries Consolidated Financial Information

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

			BANCO SANTANDER-CHILE
			By:			/s/ Cristian Florence
			Name:			Cristian Florence
			Title:			General Counsel

Date: June 12, 2026

SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 2,139,523 Net interest income 911,931 Loans and accounts receivables from customers and banks, net 39,919,426 Net fee and commission income 253,100 Loans and accounts receivables from customers at fair value, net 406,235 Result from financial operations 129,609 Financial instruments 9,922,047 Total operating income 1,294,640 Financial derivative contracts 10,621,392 Provision for loan losses (233,490) Other asset ítems 7,795,120 Support expenses (381,683) Total assets 70,803,743 Other results (20,714) Income before tax 658,753 Principal liabilities MCh$ Income tax expense (88,259) Deposits and other demand liabilities 14,438,090 Net income for the period 570,494 Time deposits and other time liabilities 17,700,402 Issued debt and regulatory capital instruments 10,186,473 Attributable to: Financial derivative contracts 10,814,101 Equity holders of the Bank 557,020 Other liabilities ítems 12,593,134 Non-controlling interest 13,474 Total equity 5,071,543 Total liabilities and Equity 70,803,743 Equity attributable to: Equity holders of the Bank 4,910,825 Non-controlling interest 160,718 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of May 31, 2026 The principal balances and results accumulated for the period ending May 2026 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Chief Accounting Officer Chief Executive Officer

B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 2.139.523 Ingresos netos por intereses y reajustes 911.931 Créditos y cuentas por cobrar a clientes y bancos 39.919.426 Ingresos netos de comisiones 253.100 Créditos y cuentas por cobrar a clientes a valor razonable 406.235 Resultado de operaciones financieras 129.609 Instrumentos financieros 9.922.047 Total ingresos operacionales 1.294.640 Contratos de derivados financieros 10.621.392 Gasto de pérdidas crediticias (233.490) Otros rubros del activo 7.795.120 Gastos de apoyo (381.683) Total Activos 70.803.743 Otros resultados (20.714) Resultado antes de impuesto 658.753 Principales rubros del pasivo MM$ Impuesto a la renta (88.259) Depósitos y otras obligaciones a la vista 14.438.090 Utilidad consolidada del periodo 570.494 Depósitos y otras captaciones a plazo 17.700.402 Instrumentos de deuda y capital regulatorio emitidos 10.186.473 Resultado atribuible a: Contratos de derivados financieros 10.814.101 Tenedores patrimoniales del Banco 557.020 Otros rubros del pasivo 12.593.134 Interés no controlador 13.474 Total patrimonio 5.071.543 Total Pasivos y Patrimonio 70.803.743 Patrimonio atribuible a: Tenedores patrimoniales del Banco 4.910.825 Interés no controlador 160.718 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 31 de Mayo de 2026 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Mayo de 2026 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Gerente de Contabilidad Gerente General

IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions, The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry, For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB), If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence, ¿Qué podemos hacer por ti hoy?

Filing Exhibits & Attachments

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