Banco Santander-Chile posts MCh$672,301 profit
Banco Santander-Chile reports summarized consolidated results as of June 30, 2026.
Rhea-AI Filing Summary
Banco Santander-Chile reports summarized consolidated results as of June 30, 2026. Total assets reached MCh$70,323,331, mainly driven by loans and accounts receivable from customers and banks of MCh$40,043,227 and financial instruments of MCh$10,810,480.
For the period, the bank generated net income of MCh$672,301, on total operating income of MCh$1,562,489. Net interest income was MCh$1,110,502 and net fee and commission income MCh$296,322. Equity attributable to equity holders of the bank totaled MCh$4,974,214, with non-controlling interest of MCh$164,106.
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Insights
Santander-Chile shows solid profitability with sizeable loan book and strong equity base.
Banco Santander-Chile reports total assets of MCh$70,323,331 as of June 30, 2026, supported by loans of MCh$40,043,227. This balance sheet mix reflects a traditional lending-focused banking model with substantial exposure to customer credit.
For the period, the bank achieved net income of MCh$672,301 on total operating income of MCh$1,562,489, with net interest income of MCh$1,110,502 and provision for loan losses of MCh$285,583. Equity attributable to shareholders stands at MCh$4,974,214, indicating a meaningful capital cushion relative to the asset base.
Results are prepared under the Compendium of Accounting Standards for Banks issued by the Financial Market Commission (FMC), which is broadly aligned with IFRS but may differ where FMC rules take precedence. Comparability to pure IFRS reporters should consider these possible differences.
Key Figures
Total assets: MCh$70,323,331
Loans and accounts receivable: MCh$40,043,227
Net income for the period: MCh$672,301
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8 metrics
Total assets
MCh$70,323,331
Summarized consolidated statement of financial position as of June 30, 2026
Loans and accounts receivable
MCh$40,043,227
Loans and accounts receivables from customers and banks, net, as of June 30, 2026
Net income for the period
MCh$672,301
Summarized consolidated statement of income for the period ended June 30, 2026
Net interest income
MCh$1,110,502
Operational results for the period ended June 30, 2026
Total operating income
MCh$1,562,489
Operational results for the period ended June 30, 2026
Provision for loan losses
MCh$285,583
Provision for loan losses in the period ended June 30, 2026
Total equity
MCh$5,138,320
Summarized consolidated statement of financial position as of June 30, 2026
Equity attributable to equity holders
MCh$4,974,214
Equity attributable to equity holders of the bank as of June 30, 2026
Key Terms
Compendium of Accounting Standards for Banks, Financial Market Commission (FMC), International Financial Reporting Standards (IFRS), General Banking Law
4 terms
Compendium of Accounting Standards for Banks financial
"prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022"
Financial Market Commission (FMC) financial
"issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC"
International Financial Reporting Standards (IFRS) financial
"coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board"
A set of globally accepted accounting rules companies use to prepare financial statements so their numbers speak the same language across borders. For investors, IFRS matters because it makes it easier to compare profitability, assets and liabilities between companies the way a common recipe or measuring tape lets you judge two cakes or two rooms fairly, which helps assess value and risk more reliably.
General Banking Law financial
"the FMC is the banking industry regulator according to article 2 of the General Banking Law"
The set of statutes, regulations and supervisory rules that govern how banks operate, take deposits, lend money, manage risk and handle customer funds. Think of it as the house rules for banks—defining what they can do, how much capital they must hold, and how they are overseen—which matters to investors because these rules shape a bank’s safety, profitability and growth prospects and can change the competitive landscape or cost of doing business.
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What was Banco Santander-Chile (BSAC) net income for the period ended June 30, 2026?
Banco Santander-Chile reported net income of MCh$672,301 for the period ended June 30, 2026. This result came after income before tax of MCh$787,353 and an income tax expense of MCh$115,052.
What were Banco Santander-Chile (BSAC) total assets as of June 30, 2026?
As of June 30, 2026, Banco Santander-Chile reported total assets of MCh$70,323,331. Key components included loans and accounts receivable from customers and banks of MCh$40,043,227 and financial instruments of MCh$10,810,480.
How much net interest income did Banco Santander-Chile (BSAC) generate for the period ending June 30, 2026?
For the period ending June 30, 2026, Banco Santander-Chile generated net interest income of MCh$1,110,502. This contributed to total operating income of MCh$1,562,489, alongside net fee and commission income and results from financial operations.
What deposit levels did Banco Santander-Chile (BSAC) report as of June 30, 2026?
As of June 30, 2026, Banco Santander-Chile reported deposits and other demand liabilities of MCh$13,943,771 and time deposits and other time liabilities of MCh$18,447,020, forming a major part of its funding base.
Under which accounting standards are Banco Santander-Chile (BSAC) results prepared?
Banco Santander-Chile prepares its unaudited results under the Compendium of Accounting Standards for Banks issued by the Financial Market Commission (FMC). These principles are broadly similar to IFRS, but FMC standards prevail where differences exist.
AI-generated analysis. How Rhea-AI works. Not financial advice.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Washington, D.C. 20549
Form 6-K
Report of Foreign Issuer
Pursuant to Rule 13a-16 or 15d-16 of
the Securities Exchange Act of 1934
the Securities Exchange Act of 1934
For the month of July, 2026
Commission File Number: 001-14554
Banco Santander-Chile
Santander-Chile Bank
(Translation of Registrant’s Name into English)
Bandera 140, 20th floor
Santiago, Chile
Telephone: 011-562-320-2000
(Address of principal executive office)
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:
Form 20-F ☒ Form 40-F ☐
EXHIBIT INDEX
| EXHIBIT NO. | DESCRIPTION | |||||||
| 99.1 | Banco Santander- Chile and Subsidiaries Consolidated Financial Information | |||||||
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
| BANCO SANTANDER-CHILE | ||||||||
| By: | /s/ Cristian Florence | |||||||
| Name: | Cristian Florence | |||||||
| Title: | General Counsel | |||||||
Date: July 10, 2026
SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 1,895,212 Net interest income 1,110,502 Loans and accounts receivables from customers and banks, net 40,043,227 Net fee and commission income 296,322 Loans and accounts receivables from customers at fair value, net 449,754 Result from financial operations 155,665 Financial instruments 10,810,480 Total operating income 1,562,489 Financial derivative contracts 10,893,259 Provision for loan losses (285,583) Other asset ítems 6,231,399 Support expenses (462,300) Total assets 70,323,331 Other results (27,253) Income before tax 787,353 Principal liabilities MCh$ Income tax expense (115,052) Deposits and other demand liabilities 13,943,771 Net income for the period 672,301 Time deposits and other time liabilities 18,447,020 Issued debt and regulatory capital instruments 9,868,741 Attributable to: Financial derivative contracts 10,867,660 Equity holders of the Bank 655,761 Other liabilities ítems 12,057,819 Non-controlling interest 16,540 Total equity 5,138,320 Total liabilities and Equity 70,323,331 Equity attributable to: Equity holders of the Bank 4,974,214 Non-controlling interest 164,106 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of June 30, 2026 The principal balances and results accumulated for the period ending June 2026 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Chief Accounting Officer Chief Executive Officer
B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 1.895.212 Ingresos netos por intereses y reajustes 1.110.502 Créditos y cuentas por cobrar a clientes y bancos 40.043.227 Ingresos netos de comisiones 296.322 Créditos y cuentas por cobrar a clientes a valor razonable 449.754 Resultado de operaciones financieras 155.665 Instrumentos financieros 10.810.480 Total ingresos operacionales 1.562.489 Contratos de derivados financieros 10.893.259 Gasto de pérdidas crediticias (285.583) Otros rubros del activo 6.231.399 Gastos de apoyo (462.300) Total Activos 70.323.331 Otros resultados (27.253) Resultado antes de impuesto 787.353 Principales rubros del pasivo MM$ Impuesto a la renta (115.052) Depósitos y otras obligaciones a la vista 13.943.771 Utilidad consolidada del periodo 672.301 Depósitos y otras captaciones a plazo 18.447.020 Instrumentos de deuda y capital regulatorio emitidos 9.868.741 Resultado atribuible a: Contratos de derivados financieros 10.867.660 Tenedores patrimoniales del Banco 655.761 Otros rubros del pasivo 12.057.819 Interés no controlador 16.540 Total patrimonio 5.138.320 Total Pasivos y Patrimonio 70.323.331 Patrimonio atribuible a: Tenedores patrimoniales del Banco 4.974.214 Interés no controlador 164.106 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 30 de Junio de 2026 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Junio de 2026 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Gerente de Contabilidad Gerente General
IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions, The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry, For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB), If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence, ¿Qué podemos hacer por ti hoy?