Every 10-Q that BV Financial, Inc. (BVFL) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow BVFL and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BVFL filings page.
BV Financial, Inc. reported total assets of $878M as of June 30, 2026, down from $912M at year-end 2025, as loans declined to $711M from $755M and cash and cash equivalents increased to $68.9M. Deposits were steady at $676M, while Federal Home Loan Bank borrowings were reduced from $35M to zero.
For the three months ended June 30, 2026, net interest income was $9.54M and net income rose to $3.46M from $2.86M a year earlier, with basic earnings per share increasing to $0.43 from $0.29. For the six-month period, net income was $4.55M.
The allowance for credit losses on loans stood at $6.21M, with non-accrual loans totaling $3.41M compared with $2.26M at December 31, 2025. Stockholders’ equity was broadly stable at $183.2M, and 8,470,604 common shares were outstanding as of August 7, 2026.
BV Financial, Inc. reported lower profitability for the three months ended March 31, 2026. Net income was $1.1 million compared with $2.1 million a year earlier, and basic and diluted earnings per share were $0.13 versus $0.21. Total interest income edged up to $12.1 million, and net interest income rose to $9.1 million, helped by a small recovery of credit losses rather than an expense. However, noninterest expenses increased to $7.6 million, driven mainly by higher compensation and related benefits. At March 31, 2026, total assets were $910.9 million, loans totaled $735.6 million, and deposits were $673.5 million. Regulatory capital remained strong, with a Common Equity Tier 1 capital ratio of 21.27% and a Tier 1 leverage ratio of 16.81%.
BV Financial, Inc. (BVFL) reported Q3 2025 results. Net income was $3.73M (basic and diluted EPS $0.41), compared with $3.80M a year ago. Net interest income was $9.35M, and a recovery of credit losses of $1.01M supported earnings, partly offset by higher noninterest expenses.
Total assets were $909.39M. Loans reached $746.07M and deposits were $663.79M. FHLB borrowings were reduced to $0 from $15.0M at year-end, while subordinated debentures were $35.0M. Nonaccrual loans totaled $3.51M, down from $4.01M at December 31, 2024.
Stockholders’ equity was $190.21M. The company repurchased shares, with cash outlays of $12.75M in Q3 and $18.02M year‑to‑date, contributing to a decline in shares outstanding to 9,536,094 as of September 30, 2025. As of November 7, 2025, shares outstanding were 8,903,927.
BV Financial, Inc. reported mixed results for the quarter ended June 30, 2025. Total assets stood at $908.3 million, slightly below $911.8 million at year-end 2024. Total loans increased to $751.6 million from $737.8 million, and deposits rose to $658.9 million from $651.5 million, reflecting continued core lending and deposit growth. Cash and cash equivalents declined to $56.3 million from $70.5 million.
Net interest income was $9.156 million for the quarter, up modestly from $8.909 million a year earlier. Net income for the quarter was $2.861 million ($0.29 basic and diluted EPS), down from $3.399 million a year ago; year-to-date net income was $4.960 million versus $5.973 million prior year. Provision for credit losses reversed to an expense of $0.178 million for the quarter compared with a $0.111 million recovery a year earlier, and total allowance for credit losses was $9.159 million at June 30, 2025. Noninterest expense increased to $5.755 million, driven in part by higher compensation and stock-based compensation recognized in the period.