[8-K] BV Financial, Inc. Reports Material Event

Rhea-AI Filing Summary

BV Financial, Inc., the holding company for BayVanguard Bank, filed a current report to note that it has released its financial results for the quarter ended December 31, 2025. The company issued a press release on January 23, 2026 describing these quarterly results.

The press release is included as Exhibit 99.1 to the report, and the filing indicates that BV Financial’s common stock, par value $0.01 per share, trades on The Nasdaq Stock Market LLC under the symbol BVFL.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 23, 2026

BV FINANCIAL, INC.

(Exact name of Registrant as Specified in Its Charter)

Maryland			001-36094	14-1920944
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
7114 North Point Blvd.
Baltimore, Maryland				21219
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 410 477-5000

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.01 per share		BVFL		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 23, 2026, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the quarter ended December 31, 2025. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No. Description

99.1 Press Release dated January 23, 2026

104 Cover Page Interactive Data File (embedded within Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			BV FINANCIAL, INC.
Date:	January 23, 2026	By:	/s/ Michael J. Dee
			Chief Financial Officer

FAQ

What did BV Financial, Inc. (BVFL) report in this 8-K filing?

BV Financial, Inc. filed a current report stating that it issued a press release announcing its financial results for the quarter ended December 31, 2025, with the release furnished as Exhibit 99.1.

Which period do BV Financial, Inc.’s latest reported results cover?

The company’s latest reported results cover the financial quarter ended December 31, 2025, as described in the press release referenced in the filing.

Where can investors find the detailed quarterly results for BV Financial, Inc. (BVFL)?

Detailed quarterly results are contained in the press release dated January 23, 2026, which is attached to the report as Exhibit 99.1.

What is BV Financial, Inc.’s relationship to BayVanguard Bank?

The filing states that BV Financial, Inc. is the holding company for BayVanguard Bank.

On which exchange is BV Financial, Inc. (BVFL) common stock listed?

The filing notes that BV Financial, Inc.’s common stock, par value $0.01 per share, trades on The Nasdaq Stock Market LLC under the symbol BVFL.

Which exhibits are included with BV Financial, Inc.’s 8-K?

The report includes Exhibit 99.1, a press release dated January 23, 2026, and Exhibit 104, the cover page interactive data file embedded within the Inline XBRL document.