BVFL furnishes Q3 2025 results press release under Item 2.02

Rhea-AI Filing Summary

BV Financial, Inc. (BVFL), the holding company for BayVanguard Bank, announced its financial results for the quarter ended September 30, 2025. The company furnished a press release as Exhibit 99.1 under Item 2.02.

BVFL’s common stock trades on The Nasdaq Stock Market LLC under the symbol BVFL.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 17, 2025

BV FINANCIAL, INC.

(Exact name of Registrant as Specified in Its Charter)

Maryland			001-36094	14-1920944
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
7114 North Point Blvd.
Baltimore, Maryland				21219
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 410 477-5000

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.01 per share		BVFL		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On October 17, 2025, BV Financial, Inc. (the “Company”), the holding company for BayVanguard Bank, issued a press release announcing its financial results for the quarter ended September 30, 2025. A copy of the Company's press release is attached as Exhibit 99.1 and is furnished herewith.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No. Description

99.1 Press Release dated October 17, 2025

104 Cover Page Interactive Data File (embedded within Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			BV FINANCIAL, INC.
Date:	October 20, 2025	By:	/s/ Michael J. Dee
			Chief Financial Officer

FAQ

What did BV Financial (BVFL) announce?

The company announced financial results for the quarter ended September 30, 2025 and furnished a press release.

Where can I find the detailed Q3 2025 results for BVFL?

They are provided in the press release furnished as Exhibit 99.1.

What is BV Financial’s relationship to BayVanguard Bank?

BV Financial, Inc. is the holding company for BayVanguard Bank.

On which exchange does BVFL trade?

BVFL trades on The Nasdaq Stock Market LLC.

Which 8-K item covers BV Financial’s results release?

Item 2.02 Results of Operations and Financial Condition.

What was the quarter referenced in the press release?

The quarter ended September 30, 2025.