STOCK TITAN

BV Financial, Inc. (BVFL) director sells 6,000 shares via IRA

(Moderate)
(Negative)
Form Type
4

Rhea-AI Filing Summary

BV Financial, Inc. director Joseph S. Galli reported a series of sales of Common Stock on April 28, 2026, totaling 6,000 shares held indirectly through an IRA at prices between $20.11 and $20.235 per share.

After these sales, his IRA holds 41,341 shares, in addition to 80,309 shares held directly and 12,100 shares held through a retirement plan. He also holds stock options over 36,746 shares at an exercise price of $14.25, vesting 25% per year from September 6, 2025 and expiring September 6, 2034; some Common Stock holdings include restricted stock with the same vesting schedule.

Positive

  • None.

Negative

  • None.
Insider Galli Joseph S
Role Director
Sold 6,000 shs ($121K)
Type Security Shares Price Value
Sale Common Stock 4,648 $20.11 $93K
Sale Common Stock 96 $20.12 $2K
Sale Common Stock 126 $20.13 $3K
Sale Common Stock 38 $20.15 $765.70
Sale Common Stock 5 $20.155 $100.78
Sale Common Stock 39 $20.165 $786.44
Sale Common Stock 1 $20.175 $20.18
Sale Common Stock 1,027 $20.19 $21K
Sale Common Stock 8 $20.205 $161.64
Sale Common Stock 8 $20.215 $161.72
Sale Common Stock 4 $20.235 $80.94
holding Stock Options -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 41,341 shares (Indirect, By IRA); Stock Options — 36,746 shares (Direct); Common Stock — 80,309 shares (Direct); Common Stock — 12,100 shares (Indirect, By Retirement Plan)
Footnotes (2)
  1. F1. Includes shares of restricted stock which vest at a rate of 25% per year commencing on September 6, 2025.
  2. F2. Stock Options vest at a rate of 25% per year commencing on September 6, 2025.
Shares sold 6,000 shares Common Stock sold indirectly via IRA on April 28, 2026
Sale price range $20.11–$20.235 per share Prices in series of Common Stock sales on April 28, 2026
IRA holdings after sale 41,341 shares Common Stock held indirectly through IRA after reported transactions
Direct Common Stock holdings 80,309 shares Common Stock held directly by Joseph S. Galli after transactions
Retirement plan holdings 12,100 shares Common Stock held indirectly through a retirement plan
Stock options underlying shares 36,746 shares Common Stock underlying stock options held directly
Stock option exercise price $14.25 per share Exercise price of stock options expiring September 6, 2034
Stock option expiration date 2034-09-06 Expiration date of stock options over 36,746 shares
restricted stock financial
"Includes shares of restricted stock which vest at a rate of 25% per year"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Stock Options financial
"Stock Options vest at a rate of 25% per year commencing on September 6, 2025"
Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.
IRA financial
"Common Stock held indirectly with nature of ownership described as By IRA"
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.
Retirement Plan financial
"Common Stock held indirectly with nature of ownership described as By Retirement Plan"

FAQ

What insider transaction did BV Financial (BVFL) report for Joseph S. Galli?

BV Financial director Joseph S. Galli reported selling 6,000 shares of Common Stock on April 28, 2026, through an IRA at prices between $20.11 and $20.235 per share, according to the Form 4 filing.

How many BVFL shares does Joseph S. Galli still hold after the April 28, 2026 sale?

After the sale, Galli’s IRA holds 41,341 BVFL shares, plus 80,309 shares held directly and 12,100 shares held through a retirement plan. These positions were reported as post-transaction holdings in the Form 4.

What stock options in BV Financial (BVFL) does Joseph S. Galli own?

Galli holds stock options over 36,746 shares of BV Financial Common Stock with an exercise price of $14.25 per share, vesting 25% annually starting September 6, 2025, and expiring on September 6, 2034.

Were Joseph S. Galli’s BVFL share sales made under a Rule 10b5-1 plan?

The Form 4’s Rule 10b5-1 checkbox is unchecked, indicating the reported 6,000-share sale was not affirmatively disclosed as occurring under a pre-arranged Rule 10b5-1 trading plan in this filing.

How is Joseph S. Galli’s BVFL share ownership structured after the reported transactions?

Galli’s BVFL holdings include 80,309 shares held directly, 41,341 shares held indirectly via an IRA, and 12,100 shares held indirectly through a retirement plan, plus stock options on 36,746 shares of Common Stock.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Galli Joseph S

(Last)(First)(Middle)
7114 NORTH POINT ROAD

(Street)
BALTIMORE MARYLAND 21219

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
BV Financial, Inc. [ BVFL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/28/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/28/2026S4,648D$20.1142,693IBy IRA
Common Stock04/28/2026S96D$20.1242,597IBy IRA
Common Stock04/28/2026S126D$20.1342,471IBy IRA
Common Stock04/28/2026S38D$20.1542,433IBy IRA
Common Stock04/28/2026S5D$20.15542,428IBy IRA
Common Stock04/28/2026S39D$20.16542,389IBy IRA
Common Stock04/28/2026S1D$20.17542,388IBy IRA
Common Stock04/28/2026S1,027D$20.1941,361IBy IRA
Common Stock04/28/2026S8D$20.20541,353IBy IRA
Common Stock04/28/2026S8D$20.21541,345IBy IRA
Common Stock04/28/2026S4D$20.23541,341IBy IRA
Common Stock80,309(1)D
Common Stock12,100IBy Retirement Plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$14.2509/06/202509/06/2034Common Stock36,746(2)36,746(2)D
Explanation of Responses:
1. Includes shares of restricted stock which vest at a rate of 25% per year commencing on September 6, 2025.
2. Stock Options vest at a rate of 25% per year commencing on September 6, 2025.
/s/ Joseph S. Galli04/30/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)